Elba, Orleans County, New York Property Taxes
Median Elba, NY effective property tax rate: 3.47%, significantly higher than the national median of 1.02%, but lower than the New York state median of 2.39%.
Median Elba, NY home value: $76,000
Median annual Elba, NY tax bill: $2,651, $251 higher than the national median property tax bill of $2,400.
How are property taxes in Orleans calculated?
Property taxes in Elba, NY are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Elba’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Elba, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Elba, Orleans County, New York Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
3.47%
Estimate Property Tax Bill
$2,637
$2,447
Property Tax Rates Across Elba, Orleans County, New York
Local governments determine property tax rates, which can differ significantly within a state. This is because each county, like Orleans, calculates its annual budget needs for public services and divides this by the total assessed value of all taxable properties in the area. This calculation yields the property tax rate. Although the process involves votes and legislation to determine rates and budgets, this is the essence of the annual procedure.
In Elba, located in Orleans County, the effective property tax rate is notably higher than both the state and national medians. New York's median property tax rate is already above the national average of 1.02%, but Elba's rate stands out even more. This may impact homeowners, as the higher tax rate can affect overall affordability and the cost of living in the area. Understanding these dynamics is crucial for property owners who wish to manage their tax liabilities effectively. By comparing Elba’s property tax rate with other cities in New York and nationwide, residents can better comprehend their financial obligations and explore potential tax appeal opportunities.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Elba Tax Rate
3.47%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Orleans County Tax Rate
3.38%
Median Effective New York Tax Rate
2.39%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Elba, Orleans County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 14058 | 2.68% | 3.35% | 3.47% | 3.64% | 3.78% |
Source: Ownwell
Property Tax Assessment Values Across Elba, Orleans County, New York
When examining property taxes in Elba, NY, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Orleans County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Orleans County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Elba.
For example, the median home price in Elba is $76,000, with tax bills ranging significantly across the county. Zip code 14058 has the highest median home price at $76,000.
Property Tax Assessment Values Across Elba, Orleans County, New York
Source: Ownwell
$76,000
$115,400
$154,800
Median Elba Market Value
$76,000
Median Orleans County Market Value
$108,800
Median New York Market Value
$255,644
Median United States Market Value
$235,294
Property Tax Assessment Values Across Elba, Orleans County, New York
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 14058 | $43,200 | $53,125 | $76,000 | $112,250 | $199,850 |
Source: Ownwell
Property Tax Bills Across Elba, Orleans County, New York
In Elba, Orleans County, NY, property tax bills are calculated based on the assessed value of a home, which is determined by local assessors. This assessed value is then multiplied by the local tax rate to determine the annual tax bill. Factors influencing the tax bill include the property's assessed value, local tax rates, and any applicable exemptions. Homeowners in Elba face a median property tax bill of $2,651, which is slightly above the national median of $2,400. This means that homeowners in Elba pay a higher percentage of their home's value in property taxes compared to many other areas.
Ownwell can assist homeowners in Elba by reviewing their property tax assessments to ensure accuracy and fairness. By appealing incorrect assessments, Ownwell helps homeowners potentially reduce their tax bills, providing significant savings. Additionally, Ownwell can identify and apply for any exemptions that homeowners may qualify for, further decreasing their tax burden. This service ensures that homeowners are not overpaying and are taking advantage of all available tax relief options.
Median Elba Tax Bill
$2,651
Median Orleans County Tax Bill
$3,855
Median New York Tax Bill
$5,938
Median United States Tax Bill
$2,400
Property Tax Bills Across Elba, Orleans County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 14058 | $1,364 | $1,882 | $2,651 | $3,743 | $5,997 |
Source: Ownwell