Oswego County, New York Property Taxes
Median Oswego County effective property tax rate: 2.93%, significantly higher than the national median of 1.02%.
Median Oswego County home value: $108,696
Median annual Oswego County tax bill: $3,405, $1,005 higher than the national median property tax bill of $2,400.
How are property taxes in Oswego County calculated?
Property taxes in Oswego County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Oswego or another part of Oswego County, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Oswego County, New York Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.93%
Estimate Property Tax Bill
$3,185
$2,955
Property Tax Rates Across Oswego County, New York
Local government entities are responsible for setting tax rates, which can vary significantly within New York. Why? Because each year, counties like Oswego estimate their required budget to provide essential services and divide that by the total value of all taxable property within their jurisdiction. This calculation results in the property tax rate.
While votes and laws play a role in setting tax rates and budgets, this is essentially the annual process. Oswego County's effective property tax rate is notably higher than the national median property tax rate of 1.02%. Within New York, it is interesting to note the variation, with Fulton having the highest median tax rate, while Orwell has the lowest.
This disparity highlights the importance of understanding local tax rates when considering property investments. Comparing Oswego County's property tax rate to the U.S. median can provide valuable insights into potential tax liabilities. It's crucial for property owners to stay informed about these rates to make educated financial decisions.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Oswego County Tax Rate
2.93%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective New York Tax Rate
2.39%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Oswego County, New York
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Altmar | 2.25% | 2.41% | 2.61% | 2.67% | 2.67% |
| Bernhards Bay | 2.64% | 2.74% | 2.80% | 3.06% | 3.38% |
| Camden | 2.48% | 2.74% | 2.74% | 2.74% | 2.90% |
| Central Square | 2.68% | 2.77% | 2.91% | 3.05% | 3.21% |
| Cleveland | 2.68% | 2.80% | 2.94% | 2.94% | 3.04% |
| Constantia | 2.75% | 2.80% | 2.97% | 3.28% | 3.64% |
| Fulton | 3.11% | 3.32% | 3.78% | 4.95% | 4.95% |
| Hannibal | 2.90% | 3.06% | 3.22% | 3.45% | 3.73% |
| Hastings | 2.68% | 2.81% | 2.88% | 2.97% | 3.10% |
| Lacona | 2.36% | 2.53% | 2.72% | 2.75% | 2.75% |
| Mallory | 2.59% | 2.84% | 2.84% | 2.94% | 3.14% |
| Mannsville | 2.40% | 2.40% | 2.69% | 2.75% | 2.80% |
| Martville | 2.51% | 3.06% | 3.06% | 3.06% | 3.30% |
| Mexico | 2.93% | 3.10% | 3.38% | 3.50% | 4.00% |
| Minetto | 2.82% | 3.44% | 3.53% | 3.68% | 3.95% |
| New Haven | N/A | N/A | N/A | N/A | N/A |
| Orwell | 1.25% | 1.75% | 2.19% | 2.75% | 3.45% |
| Oswego | 2.42% | 2.42% | 2.42% | 2.84% | 3.30% |
| Parish | 2.41% | 2.64% | 2.80% | 2.99% | 3.21% |
| Pennellville | 3.11% | 3.38% | 3.39% | 3.52% | 3.52% |
| Phoenix | 3.10% | 3.10% | 3.38% | 3.56% | 3.80% |
| Pulaski | 2.41% | 2.82% | 2.93% | 3.27% | 3.38% |
| Redfield | 2.60% | 2.73% | 2.73% | 2.73% | 2.77% |
| Richland | 2.39% | 2.73% | 2.75% | 2.80% | 3.08% |
| Sandy Creek | 2.40% | 2.53% | 2.76% | 2.90% | 3.21% |
| Sterling | N/A | N/A | N/A | N/A | N/A |
| Westdale | N/A | N/A | N/A | N/A | N/A |
| West Monroe | 2.70% | 2.84% | 2.84% | 2.88% | 3.23% |
| Williamstown | 2.41% | 2.67% | 2.73% | 2.74% | 2.74% |
Source: Ownwell
Property Tax Assessment Values Across Oswego County, New York
When examining property taxes in Oswego County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Oswego County Assessor estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Oswego County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Oswego County.
For example, the median tax bill in Oswego County is $3,477, with tax bills ranging significantly across the county. Central Square has the highest median home price at $147,917.
Median Oswego County Market Value
$108,696
Median New York Market Value
$255,644
Median United States Market Value
$235,294
Property Tax Assessment Values Across Oswego County, New York
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Altmar | $32,000 | $53,419 | $89,888 | $129,227 | $172,820 |
| Bernhards Bay | $41,266 | $69,560 | $111,139 | $173,102 | $244,810 |
| Camden | $37,233 | $50,436 | $119,710 | $158,634 | $199,384 |
| Central Square | $64,500 | $104,167 | $147,917 | $193,282 | $256,250 |
| Cleveland | $50,240 | $80,317 | $112,658 | $172,419 | $247,722 |
| Constantia | $52,873 | $91,171 | $137,405 | $193,766 | $255,203 |
| Fulton | $48,125 | $71,819 | $96,471 | $137,153 | $187,500 |
| Hannibal | $37,917 | $63,574 | $100,118 | $138,018 | $181,905 |
| Hastings | $49,146 | $95,833 | $132,292 | $177,083 | $238,511 |
| Lacona | $35,890 | $60,530 | $96,225 | $138,499 | $193,342 |
| Mallory | $25,635 | $79,250 | $115,625 | $151,782 | $196,262 |
| Mannsville | $36,487 | $68,914 | $122,333 | $170,314 | $261,687 |
| Martville | $32,887 | $48,028 | $86,957 | $109,580 | $141,557 |
| Mexico | $40,000 | $76,500 | $118,750 | $173,750 | $223,143 |
| Minetto | $81,724 | $93,966 | $120,115 | $143,391 | $171,264 |
| New Haven | N/A | N/A | N/A | N/A | N/A |
| Orwell | $33,528 | $48,876 | $82,696 | $90,562 | $112,876 |
| Oswego | $45,652 | $65,217 | $99,204 | $154,317 | $211,957 |
| Parish | $38,444 | $74,323 | $113,095 | $155,208 | $204,786 |
| Pennellville | $64,646 | $107,692 | $146,154 | $200,000 | $246,154 |
| Phoenix | $60,000 | $89,647 | $120,000 | $160,000 | $215,385 |
| Pulaski | $47,238 | $87,009 | $126,716 | $176,567 | $230,106 |
| Redfield | $24,635 | $40,235 | $64,706 | $104,236 | $145,176 |
| Richland | $24,719 | $39,326 | $68,539 | $104,962 | $162,921 |
| Sandy Creek | $39,731 | $68,623 | $104,632 | $154,068 | $219,047 |
| Sterling | N/A | N/A | N/A | N/A | N/A |
| Westdale | N/A | N/A | N/A | N/A | N/A |
| West Monroe | $50,000 | $96,976 | $145,000 | $192,000 | $246,500 |
| Williamstown | $29,268 | $45,122 | $77,878 | $117,878 | $170,178 |
Source: Ownwell
Property Tax Bills Across Oswego County, New York
Median Oswego County Tax Bill
$3,405
Median New York Tax Bill
$5,938
Median United States Tax Bill
$2,400
Property Tax Bills Across Oswego County, New York
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Altmar | $758 | $1,275 | $2,232 | $3,257 | $4,397 |
| Bernhards Bay | $1,208 | $2,023 | $3,210 | $4,999 | $7,018 |
| Camden | $1,003 | $1,398 | $3,394 | $4,202 | $5,470 |
| Central Square | $1,915 | $3,050 | $4,297 | $5,646 | $7,398 |
| Cleveland | $1,284 | $2,232 | $3,202 | $4,992 | $7,329 |
| Constantia | $1,669 | $2,828 | $4,136 | $5,556 | $7,392 |
| Fulton | $1,829 | $2,945 | $3,914 | $5,334 | $7,096 |
| Hannibal | $1,284 | $2,033 | $3,161 | $4,269 | $5,542 |
| Hastings | $1,561 | $2,789 | $3,765 | $4,992 | $6,492 |
| Lacona | $903 | $1,553 | $2,521 | $3,635 | $4,940 |
| Mallory | $785 | $2,085 | $3,403 | $4,420 | $5,573 |
| Mannsville | $958 | $1,461 | $3,081 | $4,455 | $6,872 |
| Martville | $832 | $1,418 | $2,563 | $3,303 | $4,264 |
| Mexico | $1,512 | $2,638 | $3,919 | $5,559 | $7,081 |
| Minetto | $2,352 | $3,403 | $4,101 | $5,036 | $5,847 |
| New Haven | N/A | N/A | N/A | N/A | N/A |
| Orwell | $992 | $1,300 | $1,648 | $1,824 | $2,270 |
| Oswego | $1,157 | $1,617 | $2,589 | $4,254 | $5,785 |
| Parish | $1,000 | $2,036 | $3,101 | $4,364 | $5,727 |
| Pennellville | $2,216 | $3,648 | $4,917 | $6,753 | $8,255 |
| Phoenix | $2,014 | $2,876 | $3,931 | $5,457 | $7,305 |
| Pulaski | $1,491 | $2,556 | $3,779 | $5,146 | $6,723 |
| Redfield | $626 | $1,059 | $1,742 | $2,791 | $3,872 |
| Richland | $649 | $1,081 | $1,906 | $2,938 | $4,479 |
| Sandy Creek | $1,090 | $1,859 | $2,855 | $4,165 | $5,737 |
| Sterling | N/A | N/A | N/A | N/A | N/A |
| Westdale | N/A | N/A | N/A | N/A | N/A |
| West Monroe | $1,446 | $2,811 | $4,150 | $5,542 | $7,180 |
| Williamstown | $734 | $1,173 | $2,018 | $3,127 | $4,426 |
Source: Ownwell
Don't miss the deadline to file a grievance!
Links | |
|---|---|
| Oswego Assessment Review Commission | |
| Website | oswegogis.maps.arcgis.com |