Unadilla, Otsego County, New York Property Taxes
Median Unadilla, NY effective property tax rate: 0.64%, significantly lower than the national median of 1.02%, but lower than the NY state median of 2.39%.
Median Unadilla, NY home value: $108,302
Median annual Unadilla, NY tax bill: $661, $1,739 lower than the national median property tax bill of $2,400.
How are property taxes in Otsego calculated?
Property taxes in Unadilla, NY are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Unadilla’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Unadilla, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Unadilla, Otsego County, New York Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.64%
Estimate Property Tax Bill
$693
$643
Property Tax Rates Across Unadilla, Otsego County, New York
Local government entities determine tax rates, which can vary significantly within a state. Each year, counties calculate their necessary budget for services and divide it by the total value of all taxable properties within their area. This process establishes the property tax rate. Although votes and laws play a role in determining tax rates and budgets, this is the fundamental annual procedure.
Below, you can compare Unadilla’s effective property tax rate to other cities in New York and the median property tax rates in New York and the U.S. Unadilla, located in Otsego County, has a median property tax rate of 0.64%, which is significantly lower than the national median property tax rate of 1.02%. This makes it an attractive location for property owners looking to reduce their tax burden. The consistency of this rate across the county suggests a stable tax environment, beneficial for long-term property planning. Understanding how these rates compare can help property owners make informed decisions about where to invest or settle.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Unadilla Tax Rate
0.64%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Otsego County Tax Rate
0.66%
Median Effective New York Tax Rate
2.39%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Unadilla, Otsego County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 13849 | 0.54% | 0.55% | 0.64% | 0.70% | 0.75% |
Source: Ownwell
Property Tax Assessment Values Across Unadilla, Otsego County, New York
When examining property taxes in Unadilla, NY, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Otsego County Assessment Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Otsego County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Unadilla. For example, the median home price in Unadilla is $108,302, with tax bills ranging significantly across the county. Zip code 13849 has the highest median home price at $108,302.
Property Tax Assessment Values Across Unadilla, Otsego County, New York
Source: Ownwell
$80,943
$161,622
$242,300
Median Unadilla Market Value
$108,302
Median Otsego County Market Value
$130,728
Median New York Market Value
$255,644
Median United States Market Value
$235,294
Property Tax Assessment Values Across Unadilla, Otsego County, New York
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 13849 | $42,453 | $78,302 | $108,302 | $144,600 | $194,528 |
Source: Ownwell
Property Tax Bills Across Unadilla, Otsego County, New York
Median Unadilla Tax Bill
$661
Median Otsego County Tax Bill
$1,051
Median New York Tax Bill
$5,938
Median United States Tax Bill
$2,400
Property Tax Bills Across Unadilla, Otsego County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 13849 | $373 | $511 | $661 | $904 | $1,244 |
Source: Ownwell
Don't miss the deadline to file a grievance!
Dates |
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Links | |
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| Otsego Assessment Review Commission | |
| Website | otsegocountygis.mapxpress.net |