Schaghticoke, Rensselaer County, New York Property Taxes

Name: Property Tax Bills Across Schaghticoke, Rensselaer County, New York
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Schaghticoke, NY effective property tax rate: 2.29%, significantly higher than the national median of 1.02%, but lower than the New York state median of 2.39%.
Median Schaghticoke, NY home value: $247,324
Median annual Schaghticoke, NY tax bill: $5,637, $3,237 higher than the national median property tax bill of $2,400.

How are property taxes in Rensselaer calculated?

Property taxes in Schaghticoke, NY are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Schaghticoke’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Schaghticoke, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Schaghticoke, Rensselaer County, New York Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.29%

Estimate Property Tax Bill

$5,664

$5,256

Ownwell’s Schaghticoke Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Schaghticoke with just two data points.

By entering your property's estimated assessed value, our calculator applies Schaghticoke’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.

This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Rensselaer County.

For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Schaghticoke, Rensselaer County, New York

Local government entities set tax rates, which can vary widely within a state. Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Schaghticoke’s effective property tax rate to other cities in NY and the median property tax rates in NY and the U.S. Schaghticoke, located in Rensselaer County, has a property tax rate that stands out compared to the national median. With a rate significantly higher than the national average, property owners in Schaghticoke face a considerable tax burden. This is a stark contrast to the national median property tax rate of 1.02%. Understanding these differences is crucial for property owners looking to manage their tax liabilities effectively. By appealing your property tax assessment, you might find opportunities to reduce your tax burden, aligning it more closely with your property's true value and potentially saving a significant amount annually.

Property Tax Rates Across Schaghticoke, Rensselaer County, New York

Source: Ownwell

2.02%

2.68%

3.35%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Schaghticoke Tax Rate

2.29%

Median Effective Rensselaer County Tax Rate

2.60%

Median Effective New York Tax Rate

2.39%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Schaghticoke, Rensselaer County, New York

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
12154	2.08%	2.23%	2.29%	2.40%	2.69%

Source: Ownwell

Property Tax Assessment Values Across Schaghticoke, Rensselaer County, New York

When examining property taxes in Schaghticoke, NY, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Rensselaer County assessment office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Rensselaer County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Schaghticoke.

For example, the median home price in Schaghticoke is $247,324, with tax bills ranging significantly across the county. 12154 has the highest median home price at $247,324.

Property Tax Assessment Values Across Schaghticoke, Rensselaer County, New York

Source: Ownwell

$103,188

$254,822

$406,456

Median Schaghticoke Market Value

$247,324

Median Rensselaer County Market Value

$193,797

Median New York Market Value

$255,644

Median United States Market Value

$235,294

Property Tax Assessment Values Across Schaghticoke, Rensselaer County, New York

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
12154	$132,394	$184,789	$247,324	$316,268	$381,972

Source: Ownwell

Property Tax Bills Across Schaghticoke, Rensselaer County, New York

In Schaghticoke, Rensselaer County, NY, property tax bills are calculated based on the assessed value of a home, which is determined by the local assessor. The tax rate is applied to this assessed value to calculate the tax bill. The median home price in the area is $247,324, and homeowners can expect a tax bill that varies significantly. For instance, those in the 25th percentile pay around $4,475, while the 75th percentile faces bills of approximately $7,144. At the 90th percentile, tax bills can reach $8,474. These figures are notably higher than the national median property tax bill of $2,400, placing a substantial financial burden on homeowners.

Ownwell offers a solution by providing property tax appeal and exemption services. By leveraging their expertise, homeowners in Schaghticoke can potentially lower their tax bills. Ownwell's team analyzes property assessments to identify discrepancies and files appeals on behalf of homeowners, ensuring they pay only their fair share. This service is invaluable in a region with such high property tax rates, helping homeowners save significantly.

Property Tax Bills Across Schaghticoke, Rensselaer County, New York

Source: Ownwell

$1,989

$5,748

$9,506

Median Schaghticoke Tax Bill

$5,637

Median Rensselaer County Tax Bill

$5,040

Median New York Tax Bill

$5,938

Median United States Tax Bill

$2,400

Property Tax Bills Across Schaghticoke, Rensselaer County, New York

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
12154	$3,224	$4,475	$5,637	$7,144	$8,474

Source: Ownwell