Halfmoon, Saratoga County, New York Property Taxes

Name: Property Tax Bills Across Halfmoon, Saratoga County, New York
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median HALFMOON, NY effective property tax rate: 1.90%, significantly higher than the national median of 1.02%, but lower than the New York state median of 2.39%.
Median HALFMOON, NY home value: $273,684
Median annual HALFMOON, NY tax bill: $4,983, $2,583 higher than the national median property tax bill of $2,400.

How are property taxes in Saratoga calculated?

Property taxes in HALFMOON, NY are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding HALFMOON’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in HALFMOON, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Halfmoon, Saratoga County, New York Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.9%

Estimate Property Tax Bill

$5,200

$4,825

Ownwell’s Halfmoon Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Halfmoon with just two data points. By entering your property's estimated assessed value, our calculator applies Halfmoon’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Saratoga County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Halfmoon, Saratoga County, New York

Local government entities set property tax rates, which can vary widely within a state. This variance is due to the fact that each county annually estimates its required budget to provide services and divides this by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. While votes and laws play a role in setting tax rates and budgets, this is the essence of the annual process. Halfmoon in Saratoga County, New York, is a prime example of this. Here, the effective property tax rate stands at 1.90%, which is significantly higher than the national median property tax rate of 1.02%. This means that property owners in Halfmoon are contributing a larger portion of their property's assessed value in taxes compared to the national average. When comparing Halfmoon’s tax rate to other cities in New York and the U.S., it's clear that local factors heavily influence these rates, underscoring the importance of understanding how property taxes are determined in your area.

Property Tax Rates Across Halfmoon, Saratoga County, New York

Source: Ownwell

0.37%

1.28%

2.19%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Halfmoon Tax Rate

1.90%

Median Effective Saratoga County Tax Rate

1.62%

Median Effective New York Tax Rate

2.39%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Halfmoon, Saratoga County, New York

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
12065	1.01%	1.73%	1.90%	2.02%	2.19%

Source: Ownwell

Property Tax Assessment Values Across Halfmoon, Saratoga County, New York

When examining property taxes in Halfmoon, NY, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic trends. The Saratoga County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices in Saratoga County are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Halfmoon. For example, the median home price in Halfmoon is $273,684, with tax bills ranging significantly across the county. Zip code 12065 has the highest median home price at $273,684.

Property Tax Assessment Values Across Halfmoon, Saratoga County, New York

Source: Ownwell

$132,911

$259,274

$385,636

Median Halfmoon Market Value

$273,684

Median Saratoga County Market Value

$282,609

Median New York Market Value

$255,644

Median United States Market Value

$235,294

Property Tax Assessment Values Across Halfmoon, Saratoga County, New York

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
12065	$132,737	$199,579	$273,684	$404,211	$531,790

Source: Ownwell

Property Tax Bills Across Halfmoon, Saratoga County, New York

In Halfmoon, located in Saratoga County, NY, property tax bills are calculated based on the assessed value of a home, which is determined by local assessors. This assessed value is then multiplied by the local tax rate to determine the annual tax bill. For homeowners in Halfmoon, the median home price is approximately $273,684. Property tax bills can vary significantly, with the 25th percentile at $3,090 and the 75th percentile reaching $7,556. The highest median tax bill in the area is $4,983, which is consistent across the zip code 12065. These bills can pose a significant financial burden on homeowners, especially when compared to the national median property tax bill of $2,400. Ownwell can assist homeowners in Halfmoon by reviewing their property assessments and identifying potential inaccuracies that may lead to higher tax bills. By appealing these assessments and securing exemptions, Ownwell helps homeowners reduce their property tax obligations, ensuring they only pay what is fair and accurate.

Property Tax Bills Across Halfmoon, Saratoga County, New York

Source: Ownwell

$1,115

$3,923

$6,730

Median Halfmoon Tax Bill

$4,983

Median Saratoga County Tax Bill

$4,340

Median New York Tax Bill

$5,938

Median United States Tax Bill

$2,400

Property Tax Bills Across Halfmoon, Saratoga County, New York

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
12065	$1,689	$3,090	$4,983	$7,556	$10,245

Source: Ownwell