Middle Grove, Saratoga County, New York Property Taxes

Name: Property Tax Bills Across Middle Grove, Saratoga County, New York
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Middle Grove, NY effective property tax rate: 1.58%, significantly higher than the national median of 1.02%, but lower than the New York state median of 2.39%.
Median Middle Grove, NY home value: $219,085
Median annual Middle Grove, NY tax bill: $3,145, $745 higher than the national median property tax bill of $2,400.

How are property taxes in Saratoga calculated?

Property taxes in Middle Grove, NY are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Middle Grove’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Middle Grove, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Middle Grove, Saratoga County, New York Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.58%

Estimate Property Tax Bill

$3,462

$3,212

Ownwell’s Middle Grove Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Middle Grove with just two data points. By entering your property's estimated assessed value, our calculator applies Middle Grove’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Saratoga County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Middle Grove, Saratoga County, New York

Local government entities set tax rates, which can vary widely within a state. Annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Middle Grove’s effective property tax rate to other cities in New York and the median property tax rates in New York and the U.S. Middle Grove, located in Saratoga County, experiences a property tax rate of 1.58%. This rate is notably higher than the national median of 1.02%, indicating a significant difference in tax burdens. The median property tax rate in New York mirrors Middle Grove's rate, suggesting a consistent tax structure across the state. For residents of Middle Grove, understanding this rate is crucial for financial planning and property investment decisions. The local tax rate directly impacts the annual property tax bill, which is a key consideration for homeowners and prospective buyers alike.

Property Tax Rates Across Middle Grove, Saratoga County, New York

Source: Ownwell

0.37%

1.28%

2.19%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Middle Grove Tax Rate

1.58%

Median Effective Saratoga County Tax Rate

1.62%

Median Effective New York Tax Rate

2.39%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Middle Grove, Saratoga County, New York

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
12850	0.88%	1.39%	1.58%	1.73%	1.88%

Source: Ownwell

Property Tax Assessment Values Across Middle Grove, Saratoga County, New York

When examining property taxes in Middle Grove, NY, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Saratoga County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Saratoga County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Middle Grove.

For example, the median home price in Middle Grove is $219,085, with tax bills ranging significantly across the county. ZIP code 12850 has the highest median home price at $219,085.

Property Tax Assessment Values Across Middle Grove, Saratoga County, New York

Source: Ownwell

$132,911

$259,274

$385,636

Median Middle Grove Market Value

$219,085

Median Saratoga County Market Value

$282,609

Median New York Market Value

$255,644

Median United States Market Value

$235,294

Property Tax Assessment Values Across Middle Grove, Saratoga County, New York

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
12850	$69,883	$123,511	$219,085	$313,725	$433,610

Source: Ownwell

Property Tax Bills Across Middle Grove, Saratoga County, New York

In Middle Grove, located in Saratoga County, NY, property tax bills are determined by the assessed value of the property, which is a percentage of the market value. The local tax rate is applied to this assessed value to calculate the annual tax bill. Factors such as property location, size, and improvements can influence the assessed value, impacting the final tax bill. Homeowners in Middle Grove often face varying tax bills, with the 25th percentile at $1,663 and the 75th percentile reaching $4,891. Compared to the national median property tax bill of $2,400, some residents may find themselves paying significantly more, especially those in the 90th percentile with bills up to $6,864.

Ownwell can help homeowners in Middle Grove reduce their property tax bills by providing expert property tax appeal services. By analyzing property assessments and identifying discrepancies, Ownwell can guide homeowners through the appeal process, potentially lowering their assessed values and resulting tax bills. This service not only alleviates the financial burden but also ensures homeowners are not overpaying on their property taxes.

Property Tax Bills Across Middle Grove, Saratoga County, New York

Source: Ownwell

$1,115

$3,923

$6,730

Median Middle Grove Tax Bill

$3,145

Median Saratoga County Tax Bill

$4,340

Median New York Tax Bill

$5,938

Median United States Tax Bill

$2,400

Property Tax Bills Across Middle Grove, Saratoga County, New York

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
12850	$834	$1,663	$3,145	$4,891	$6,864

Source: Ownwell