Pattersonville, Schenectady County, New York Property Taxes

Name: Property Tax Bills Across Pattersonville, Schenectady County, New York
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Pattersonville, NY effective property tax rate: 2.92%, significantly higher than the national median of 1.02%, but lower than the NY state median of 2.39%.
Median Pattersonville, NY home value: $203,846
Median annual Pattersonville, NY tax bill: $6,175, $3,775 higher than the national median property tax bill of $2,400.

How are property taxes in Schenectady calculated?

Property taxes in Pattersonville, NY are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Pattersonville’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Pattersonville, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Pattersonville, Schenectady County, New York Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.92%

Estimate Property Tax Bill

$5,952

$5,524

Ownwell’s Pattersonville Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Pattersonville with just two data points. By entering your property's estimated assessed value, our calculator applies Pattersonville’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Schenectady. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Pattersonville, Schenectady County, New York

Local government entities are responsible for setting property tax rates, which can differ significantly within a state. This variation occurs because each county annually estimates its budget needs to provide services and divides that by the total assessed value of all taxable property within its jurisdiction. This calculation determines the property tax rate. Although votes and laws are part of setting tax rates and budgets, this is essentially the annual process.

Pattersonville, located in Schenectady County, NY, has an effective property tax rate that reflects the county's fiscal requirements and property values. When compared to other cities in New York and the national median property tax rate of 1.02%, Pattersonville’s rate is notably higher. This difference underscores the diverse approaches counties take in balancing their budgets and highlights the importance of understanding local tax rates. For homeowners, being aware of these rates is crucial, as they directly impact property tax bills. By staying informed, property owners can better anticipate their financial obligations and make informed decisions regarding property tax appeals or exemptions.

Property Tax Rates Across Pattersonville, Schenectady County, New York

Source: Ownwell

2.21%

3.50%

4.78%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Pattersonville Tax Rate

2.92%

Median Effective Schenectady County Tax Rate

3.48%

Median Effective New York Tax Rate

2.39%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Pattersonville, Schenectady County, New York

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
12137	2.61%	2.75%	2.92%	3.43%	3.74%

Source: Ownwell

Property Tax Assessment Values Across Pattersonville, Schenectady County, New York

When examining property taxes in Pattersonville, NY, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Schenectady County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Schenectady County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Pattersonville. For example, the median home price in Pattersonville is $203,846, with tax bills ranging significantly across the county. 12137 has the highest median home price at $203,846.

Property Tax Assessment Values Across Pattersonville, Schenectady County, New York

Source: Ownwell

$83,110

$172,653

$262,195

Median Pattersonville Market Value

$203,846

Median Schenectady County Market Value

$185,500

Median New York Market Value

$255,644

Median United States Market Value

$235,294

Property Tax Assessment Values Across Pattersonville, Schenectady County, New York

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
12137	$96,154	$144,711	$203,846	$271,698	$344,038

Source: Ownwell

Property Tax Bills Across Pattersonville, Schenectady County, New York

In Pattersonville, located within Schenectady County, NY, property tax bills are determined by assessing the property's market value and applying the local tax rate. With a median home price of $203,846, homeowners can expect property tax bills that vary significantly across different percentiles. For example, the 25th percentile of tax bills is $4,413, while the 75th percentile reaches $7,970, and the 90th percentile can soar to $10,243. This range indicates how property taxes can impact homeowners differently, depending on their property's assessed value and location within the county. Compared to the national median property tax rate of 1.02% and a median tax bill of $2,400, Pattersonville's tax bills are notably higher. Ownwell can assist homeowners by providing property tax appeal and exemption services, potentially lowering their tax burden. By analyzing individual property assessments and identifying discrepancies, Ownwell helps homeowners reduce their tax bills, ensuring they pay only their fair share.

Property Tax Bills Across Pattersonville, Schenectady County, New York

Source: Ownwell

$3,943

$6,789

$9,634

Median Pattersonville Tax Bill

$6,175

Median Schenectady County Tax Bill

$5,926

Median New York Tax Bill

$5,938

Median United States Tax Bill

$2,400

Property Tax Bills Across Pattersonville, Schenectady County, New York

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
12137	$2,694	$4,413	$6,175	$7,970	$10,243

Source: Ownwell

Don't miss the deadline to file a grievance!

Dates

Links
Schenectady Assessment Review Commission
Website	schenectady.sdgnys.com