Rotterdam Junction, Schenectady County, New York Property Taxes
Median Rotterdam Junction, NY effective property tax rate: 3.55%, significantly higher than the national median of 1.02%, but lower than the NY state median of 2.39%.
Median Rotterdam Junction, NY home value: $192,800
Median annual Rotterdam Junction, NY tax bill: $6,628, $4,228 higher than the national median property tax bill of $2,400.
How are property taxes in Schenectady calculated?
Property taxes in Rotterdam Junction, NY are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Rotterdam Junction’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Rotterdam Junction, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Rotterdam Junction, Schenectady County, New York Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
3.55%
Estimate Property Tax Bill
$6,844
$6,351
Property Tax Rates Across Rotterdam Junction, Schenectady County, New York
Local government entities are responsible for setting tax rates, which can differ significantly within a state. Each county annually estimates its budgetary needs for services and divides this by the total value of taxable property within its area, resulting in the property tax rate. Although votes and legislation play a role in determining tax rates and budgets, this is essentially the yearly process.
In Rotterdam Junction in Schenectady County, the effective property tax rate stands out in comparison to other cities in New York. The median property tax rate in this area is notably higher than the national median rate of 1.02%. This makes property taxes in Rotterdam Junction a significant consideration for homeowners, especially when compared to the national median property tax bill of $2,400.
Understanding these rates can help residents make informed decisions about property investments and financial planning. Comparing Rotterdam Junction’s tax rate to other regions within New York and the broader U.S. context highlights the importance of being aware of local tax obligations.
Property Tax Rates Across Rotterdam Junction, Schenectady County, New York
Source: Ownwell

2.21%
3.50%
4.78%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Rotterdam Junction Tax Rate
3.55%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Schenectady County Tax Rate
3.48%
Median Effective New York Tax Rate
2.39%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Rotterdam Junction, Schenectady County, New York
Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
12150 | 1.50% | 3.37% | 3.55% | 3.55% | 3.55% |
Source: Ownwell
Property Tax Assessment Values Across Rotterdam Junction, Schenectady County, New York
When examining property taxes in Rotterdam Junction, NY, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Schenectady County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Schenectady County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Rotterdam Junction. For example, the median home price in Rotterdam Junction is $192,800, with tax bills ranging significantly across the county. Zip code 12150 has the highest median home price at $192,800.
Property Tax Assessment Values Across Rotterdam Junction, Schenectady County, New York
Source: Ownwell

$83,110
$172,653
$262,195
Median Rotterdam Junction Market Value
$192,800
Median Schenectady County Market Value
$185,500
Median New York Market Value
$255,644
Median United States Market Value
$235,294
Property Tax Assessment Values Across Rotterdam Junction, Schenectady County, New York
Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
12150 | $144,600 | $168,700 | $192,800 | $236,250 | $302,800 |
Source: Ownwell
Property Tax Bills Across Rotterdam Junction, Schenectady County, New York
Property Tax Bills Across Rotterdam Junction, Schenectady County, New York
Source: Ownwell

$3,943
$6,789
$9,634
Median Rotterdam Junction Tax Bill
$6,628
Median Schenectady County Tax Bill
$5,926
Median New York Tax Bill
$5,938
Median United States Tax Bill
$2,400
Property Tax Bills Across Rotterdam Junction, Schenectady County, New York
Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
12150 | $2,444 | $5,461 | $6,628 | $8,190 | $10,433 |
Source: Ownwell
Don't miss the deadline to file a grievance!
Dates |
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Links | |
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Schenectady Assessment Review Commission | |
Website | schenectady.sdgnys.com |