Carlisle, Schoharie County, New York Property Taxes
Median Carlisle, NY effective property tax rate: 2.84%, significantly higher than the national median of 1.02%, but lower than the New York state median of 2.39%.
Median Carlisle, NY home value: $122,609
Median annual Carlisle, NY tax bill: $3,482, $1,082 higher than the national median property tax bill of $2,400.
How are property taxes in Schoharie calculated?
Property taxes in Carlisle, NY are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Carlisle’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Carlisle, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Carlisle, Schoharie County, New York Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.84%
Estimate Property Tax Bill
$3,482
$3,231
Property Tax Rates Across Carlisle, Schoharie County, New York
Local government entities are responsible for setting tax rates, which can vary significantly within New York. Each year, counties estimate their required budgets to fund services and then divide this amount by the total value of all taxable property in their jurisdiction. This calculation determines the property tax rate. While the process involves votes and laws, this is the annual procedure in a nutshell.
In Carlisle, Schoharie County, the effective property tax rate is 2.84%, which is the highest in the state. This rate is significantly higher than the national median property tax rate of 1.02%, leading to higher tax bills for homeowners. In contrast, the national median property tax bill is $2,400, which is lower than what residents in Carlisle might expect to pay. Understanding these differences can help property owners make informed decisions about their real estate investments and financial planning. By comparing Carlisle’s property tax rate to other cities in New York and the national average, residents can better understand their tax obligations and potential savings opportunities.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Carlisle Tax Rate
2.84%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Schoharie County Tax Rate
2.84%
Median Effective New York Tax Rate
2.39%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Carlisle, Schoharie County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 12031 | 2.35% | 2.71% | 2.84% | 2.84% | 2.84% |
Source: Ownwell
Property Tax Assessment Values Across Carlisle, Schoharie County, New York
When examining property taxes in Carlisle, NY, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Schoharie County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Schoharie County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Carlisle. For example, the median home price in Carlisle is $122,609, with tax bills ranging significantly across the county. Zip code 12031 has the highest median home price at $122,609.
Property Tax Assessment Values Across Carlisle, Schoharie County, New York
Source: Ownwell
$89,166
$148,750
$208,333
Median Carlisle Market Value
$122,609
Median Schoharie County Market Value
$130,625
Median New York Market Value
$255,644
Median United States Market Value
$235,294
Property Tax Assessment Values Across Carlisle, Schoharie County, New York
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 12031 | $45,669 | $97,043 | $122,609 | $174,330 | $238,295 |
Source: Ownwell
Property Tax Bills Across Carlisle, Schoharie County, New York
In Carlisle, Schoharie County, NY, property tax bills are calculated based on the assessed value of a home and the local tax rate. The median home price in Carlisle is $122,609, which, when combined with the local tax rate, results in varying tax bills. Homeowners in Carlisle face a median property tax bill of $3,482, which is significantly higher than the national median of $2,400. Factors such as the home's assessed value, local government budget needs, and public service funding requirements influence the final tax bill. Higher tax bills can strain homeowners financially, especially when they are above the national average.
Ownwell assists homeowners by providing property tax appeal and exemption services. By analyzing the assessed value and comparing it to similar properties, Ownwell identifies opportunities for tax reductions. This service can lead to substantial savings, easing the financial burden on homeowners. With expert knowledge of local tax laws and a commitment to client success, Ownwell helps ensure that homeowners in Carlisle pay only their fair share of property taxes.
Median Carlisle Tax Bill
$3,482
Median Schoharie County Tax Bill
$3,729
Median New York Tax Bill
$5,938
Median United States Tax Bill
$2,400
Property Tax Bills Across Carlisle, Schoharie County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 12031 | $956 | $2,683 | $3,482 | $4,771 | $5,690 |
Source: Ownwell