Schoharie County, New York Property Taxes
The median property tax rate in Schoharie County is 2.84%, significantly higher than both the national median of 0.99% and New York's state median of 2.39%. With a median home value of $130,625, the typical annual property tax bill in Schoharie County reaches $3,729, exceeding the national median of $2,690. Property taxes in Schoharie County are calculated based on the assessed value, which is often lower than the actual market value due to various property tax exemptions, such as those for primary residences and agricultural properties. Understanding Schoharie County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Cobleskill or another part of Schoharie County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Schoharie County, New York Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
2.84%
Estimate Property Tax Bill
$3,710
$3,443
Ownwell’s Schoharie County Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Schoharie County with just two data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Schoharie County to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property’s assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Schoharie County, New York
Property taxes in Schoharie County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Schoharie County is 2.84%, which is significantly higher than the U.S. national median of 0.99%. Local government entities within Schoharie County set these rates annually, and they can vary significantly between different areas within the county. Each year, Schoharie County estimates its required budget to maintain services for the upcoming fiscal year, and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. The following data compares Schoharie County's effective property tax rate with other regions in New York and the national median. For comparison, the city of Preston Hollow has one of the higher property tax rates in New York at 3.15%, while the city of Grand Gorge boasts one of the lowest at 1.91%. Analyzing how Schoharie County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Schoharie County Tax Rate
2.84%
Average New York Tax Rate
2.39%
Average United States Tax Rate
0.99%
Property Tax Rates Across Schoharie County, New York
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Berne | 2.63% | 2.84% | 2.84% | 2.89% | 2.95% |
| Carlisle | 2.35% | 2.71% | 2.84% | 2.84% | 2.84% |
| Central Bridge | 2.63% | 2.75% | 2.84% | 2.90% | 3.03% |
| Charlotteville | 2.38% | 2.50% | 2.50% | 2.50% | 3.12% |
| Cherry Valley | N/A | N/A | N/A | N/A | N/A |
| Cobleskill | 2.77% | 2.85% | 2.86% | 3.51% | 3.51% |
| Delanson | 2.46% | 2.72% | 2.84% | 2.84% | 2.84% |
| East Worcester | 2.50% | 2.50% | 3.12% | 3.12% | 3.12% |
| Esperance | 2.66% | 2.75% | 2.75% | 3.09% | 3.09% |
| Fultonham | 2.70% | 2.96% | 2.96% | 2.96% | 2.99% |
| Gilboa | 1.97% | 1.97% | 2.24% | 2.24% | 2.24% |
| Grand Gorge | N/A | N/A | N/A | N/A | N/A |
| Howes Cave | 2.71% | 2.81% | 2.85% | 2.98% | 3.03% |
| Jefferson | 2.61% | 2.78% | 2.81% | 2.81% | 2.84% |
| Middleburgh | 2.36% | 2.75% | 2.95% | 2.97% | 3.15% |
| North Blenheim | 1.97% | 2.15% | 2.15% | 2.15% | 2.15% |
| Preston Hollow | 2.36% | 2.36% | 3.15% | 3.15% | 3.15% |
| Richmondville | 2.91% | 3.09% | 3.14% | 3.14% | 3.44% |
| Schoharie | 2.71% | 2.84% | 2.92% | 2.95% | 3.01% |
| Sharon Springs | 2.38% | 2.52% | 2.52% | 2.73% | 2.84% |
| Sloansville | 2.59% | 2.75% | 2.80% | 2.84% | 2.84% |
| Sprakers | N/A | N/A | N/A | N/A | N/A |
| Stamford | 2.48% | 2.48% | 2.66% | 2.76% | 2.93% |
| Summit | 2.93% | 3.10% | 3.10% | 3.10% | 3.12% |
| Warnerville | 2.85% | 2.91% | 2.97% | 3.12% | 3.12% |
| West Fulton | 2.90% | 2.96% | 2.99% | 2.99% | 2.99% |
| Worcester | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Schoharie County, New York
In Schoharie County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Schoharie Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Schoharie County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. Being aware of these valuation processes in Schoharie County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively. In Schoharie, Delanson has the highest median tax bill at $5,908, while Grand Gorge has the lowest at $1,655.
Property Tax Assessment Values Across Schoharie County, New York
Source: Ownwell
$89,166
$148,750
$208,333
Average Schoharie County Assessed Value
$130,625
Average New York Assessed Value
$255,644
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Schoharie County, New York
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Berne | $63,404 | $103,458 | $166,852 | $214,074 | $290,967 |
| Carlisle | $45,669 | $97,043 | $122,609 | $174,330 | $238,295 |
| Central Bridge | $37,816 | $79,575 | $117,647 | $157,451 | $217,151 |
| Charlotteville | $50,153 | $74,468 | $112,340 | $147,234 | $195,489 |
| Cherry Valley | N/A | N/A | N/A | N/A | N/A |
| Cobleskill | $75,912 | $108,594 | $142,435 | $192,102 | $256,094 |
| Delanson | $91,067 | $159,500 | $208,333 | $276,500 | $336,467 |
| East Worcester | $31,915 | $67,660 | $107,021 | $148,724 | $261,191 |
| Esperance | $49,673 | $105,752 | $150,327 | $218,300 | $286,612 |
| Fultonham | $34,592 | $75,294 | $110,392 | $156,667 | $232,992 |
| Gilboa | $38,805 | $63,103 | $91,954 | $142,529 | $207,425 |
| Grand Gorge | N/A | N/A | N/A | N/A | N/A |
| Howes Cave | $47,216 | $93,672 | $129,602 | $188,476 | $238,834 |
| Jefferson | $46,081 | $78,894 | $134,340 | $185,878 | $244,830 |
| Middleburgh | $42,492 | $81,562 | $126,437 | $168,122 | $233,356 |
| North Blenheim | $27,583 | $57,471 | $89,166 | $133,333 | $200,000 |
| Preston Hollow | $53,380 | $80,460 | $131,724 | $194,828 | $294,713 |
| Richmondville | $42,353 | $80,742 | $122,618 | $170,072 | $231,992 |
| Schoharie | $63,386 | $116,340 | $169,935 | $227,451 | $305,850 |
| Sharon Springs | $48,348 | $86,957 | $124,000 | $182,609 | $254,191 |
| Sloansville | $44,162 | $97,162 | $148,608 | $211,765 | $264,035 |
| Sprakers | N/A | N/A | N/A | N/A | N/A |
| Stamford | $54,023 | $74,713 | $103,404 | $151,489 | $216,091 |
| Summit | $46,948 | $85,186 | $121,808 | $161,037 | $208,596 |
| Warnerville | $44,586 | $83,296 | $134,118 | $194,281 | $268,746 |
| West Fulton | $40,181 | $75,637 | $116,471 | $174,216 | $247,471 |
| Worcester | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Schoharie County, New York
In Schoharie County, NY, property tax bills are calculated based on the assessed value of a home, which is determined by local assessors. The assessed value is then multiplied by the local tax rate to determine the tax bill. Various factors, such as the market value of similar properties in the area and any applicable exemptions, influence the assessed value. Homeowners in Schoharie County can expect property tax bills to vary widely. For instance, the 25th percentile tax bill is $2,268, while the 75th percentile reaches $5,344. At the higher end, the 90th percentile tax bill is $7,179. The highest median tax bill in the county is found in Delanson at $5,908, whereas Grand Gorge has the lowest at $1,655. These property tax bills can significantly impact homeowners, affecting their overall cost of living and financial planning. Given that the national median property tax rate is 0.99%, understanding these local variations is crucial for homeowners looking to manage their expenses effectively.
Average Schoharie County Tax Bill
$3,729
Average New York Tax Bill
$5,938
Average United States Tax Bill
$2,690
Property Tax Bills Across Schoharie County, New York
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Berne | $1,730 | $2,812 | $4,655 | $5,932 | $8,188 |
| Carlisle | $956 | $2,683 | $3,482 | $4,771 | $5,690 |
| Central Bridge | $1,121 | $2,252 | $3,394 | $4,420 | $6,015 |
| Charlotteville | $1,275 | $1,980 | $2,894 | $3,842 | $5,473 |
| Cherry Valley | N/A | N/A | N/A | N/A | N/A |
| Cobleskill | $2,310 | $3,462 | $4,562 | $6,050 | $7,508 |
| Delanson | $2,426 | $4,372 | $5,908 | $7,591 | $9,403 |
| East Worcester | $996 | $2,007 | $2,768 | $4,444 | $8,150 |
| Esperance | $1,297 | $2,987 | $4,172 | $5,999 | $7,796 |
| Fultonham | $971 | $2,068 | $3,218 | $4,597 | $6,903 |
| Gilboa | $794 | $1,309 | $1,903 | $2,996 | $4,637 |
| Grand Gorge | N/A | N/A | N/A | N/A | N/A |
| Howes Cave | $1,344 | $2,692 | $3,723 | $5,395 | $6,716 |
| Jefferson | $1,261 | $2,168 | $3,725 | $5,143 | $6,703 |
| Middleburgh | $1,216 | $2,183 | $3,555 | $4,832 | $6,707 |
| North Blenheim | $605 | $1,138 | $1,884 | $3,006 | $4,237 |
| Preston Hollow | $1,427 | $2,427 | $3,620 | $5,503 | $7,498 |
| Richmondville | $1,284 | $2,463 | $3,941 | $5,360 | $7,197 |
| Schoharie | $1,808 | $3,327 | $4,877 | $6,518 | $8,508 |
| Sharon Springs | $1,250 | $2,192 | $3,172 | $4,604 | $6,526 |
| Sloansville | $1,141 | $2,441 | $4,029 | $5,824 | $7,230 |
| Sprakers | N/A | N/A | N/A | N/A | N/A |
| Stamford | $1,375 | $1,986 | $2,597 | $4,016 | $5,910 |
| Summit | $1,413 | $2,591 | $3,734 | $4,938 | $6,459 |
| Warnerville | $1,282 | $2,444 | $3,877 | $5,696 | $7,853 |
| West Fulton | $1,159 | $2,254 | $3,453 | $5,026 | $7,376 |
| Worcester | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell