Warnerville, Schoharie County, New York Property Taxes

Name: Property Tax Bills Across Warnerville, Schoharie County, New York
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Warnerville, NY effective property tax rate: 2.97%, significantly higher than the national median of 1.02%, but lower than the New York state median of 2.39%.
Median Warnerville, NY home value: $134,118
Median annual Warnerville, NY tax bill: $3,877, $1,477 higher than the national median property tax bill of $2,400.

How are property taxes in Schoharie calculated?

Property taxes in Warnerville, NY are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Warnerville’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Warnerville, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Warnerville, Schoharie County, New York Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.97%

Estimate Property Tax Bill

$3,983

$3,696

Ownwell’s Warnerville Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Warnerville with just two data points. By entering your property's estimated assessed value, our calculator applies Warnerville’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Schoharie County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Warnerville, Schoharie County, New York

Local government entities set tax rates, which can vary widely within a state. Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Warnerville’s effective property tax rate to other cities in New York and the median property tax rates in New York and the U.S. In Schoharie County, Warnerville has a median property tax rate of 2.97%, which is significantly higher than the national median of 1.02%. This places Warnerville among the areas with the highest property tax rates in the country. Such a high rate reflects the county's budgetary needs and the value of taxable properties. Understanding these rates can help property owners make informed decisions about tax appeals and exemptions.

Property Tax Rates Across Warnerville, Schoharie County, New York

Source: Ownwell

2.15%

2.65%

3.15%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Warnerville Tax Rate

2.97%

Median Effective Schoharie County Tax Rate

2.84%

Median Effective New York Tax Rate

2.39%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Warnerville, Schoharie County, New York

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
12187	2.85%	2.91%	2.97%	3.12%	3.12%

Source: Ownwell

Property Tax Assessment Values Across Warnerville, Schoharie County, New York

When examining property taxes in Warnerville, NY, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Schoharie County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. In Schoharie County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Warnerville. For example, the median home price in Warnerville is $134,118, with tax bills ranging significantly across the county. Zip code 12187 has the highest median home price at $134,118.

Property Tax Assessment Values Across Warnerville, Schoharie County, New York

Source: Ownwell

$89,166

$148,750

$208,333

Median Warnerville Market Value

$134,118

Median Schoharie County Market Value

$130,625

Median New York Market Value

$255,644

Median United States Market Value

$235,294

Property Tax Assessment Values Across Warnerville, Schoharie County, New York

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
12187	$44,586	$83,296	$134,118	$194,281	$268,746

Source: Ownwell

Property Tax Bills Across Warnerville, Schoharie County, New York

Property tax bills in Warnerville, located in Schoharie County, NY, are determined by the assessed value of a property and the local tax rate. The median home price in this area is $134,118, and the tax rate is applied to this assessed value to calculate the tax bill. Factors such as property size, location, and improvements can influence the assessed value, impacting the total tax bill. The property tax bills in Warnerville range significantly, with the 25th percentile at $2,444 and the 75th percentile at $5,696, highlighting the variability based on property characteristics and assessments. The 90th percentile tax bill reaches $7,853, indicating a significant financial impact on homeowners with higher-value properties. Compared to the national median property tax bill of $2,400, Warnerville's rates can be considerably higher, potentially straining homeowners' budgets. Ownwell assists homeowners by offering property tax appeal services, helping to reduce overvalued assessments and secure exemptions, ultimately lowering tax bills and providing financial relief.

Property Tax Bills Across Warnerville, Schoharie County, New York

Source: Ownwell

$1,884

$3,896

$5,908

Median Warnerville Tax Bill

$3,877

Median Schoharie County Tax Bill

$3,729

Median New York Tax Bill

$5,938

Median United States Tax Bill

$2,400

Property Tax Bills Across Warnerville, Schoharie County, New York

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
12187	$1,282	$2,444	$3,877	$5,696	$7,853

Source: Ownwell