Cayuta, Schuyler County, New York Property Taxes

Name: Property Tax Bills Across Cayuta, Schuyler County, New York
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Cayuta, NY effective property tax rate: 2.57%, significantly higher than the national median of 1.02%, but lower than the NY state median of 2.39%.
Median Cayuta, NY home value: $86,000
Median annual Cayuta, NY tax bill: $2,157, $243 lower than the national median property tax bill of $2,400.

How are property taxes in Schuyler calculated?

Property taxes in Cayuta, NY are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Cayuta’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Cayuta, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Cayuta, Schuyler County, New York Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.57%

Estimate Property Tax Bill

$2,210

$2,051

Ownwell’s Cayuta Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Cayuta with just two data points. By entering your property's estimated assessed value, our calculator applies Cayuta’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Schuyler County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Cayuta, Schuyler County, New York

Local government entities set tax rates, which can vary widely within a state. This variation occurs because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Cayuta in Schuyler County, NY, stands out with an effective property tax rate of 2.57%, which is significantly higher than the national median property tax rate of 1.02%. This means that property owners in Cayuta pay a larger portion of their property’s assessed value in taxes compared to many other areas across the country. This higher rate reflects the local government's budgetary needs and the total taxable property value within the county. While Cayuta's tax rate is on par with the highest and lowest rates within the region, it still surpasses both the state and national averages, emphasizing the importance of understanding local tax dynamics when owning property in this area.

Property Tax Rates Across Cayuta, Schuyler County, New York

Source: Ownwell

1.80%

2.62%

3.45%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Cayuta Tax Rate

2.57%

Median Effective Schuyler County Tax Rate

2.27%

Median Effective New York Tax Rate

2.39%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Cayuta, Schuyler County, New York

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
14824	2.41%	2.57%	2.57%	2.58%	2.83%

Source: Ownwell

Property Tax Assessment Values Across Cayuta, Schuyler County, New York

When examining property taxes in Cayuta, NY, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Schuyler County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Schuyler County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cayuta.

For example, the median home price in Cayuta is $86,000, with tax bills ranging significantly across the county. Zip code 14824 has the highest median home price at $86,000.

Property Tax Assessment Values Across Cayuta, Schuyler County, New York

Source: Ownwell

$86,000

$153,250

$220,500

Median Cayuta Market Value

$86,000

Median Schuyler County Market Value

$150,000

Median New York Market Value

$255,644

Median United States Market Value

$235,294

Property Tax Assessment Values Across Cayuta, Schuyler County, New York

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
14824	$31,160	$47,700	$86,000	$116,300	$172,802

Source: Ownwell

Property Tax Bills Across Cayuta, Schuyler County, New York

In Cayuta, NY, property tax bills are calculated based on the assessed value of a home, which is determined by the local assessor's office. The tax rate is applied to this assessed value to determine the annual tax bill. With a median home price of $86,000, homeowners face varying tax bills. The 25th percentile tax bill is $1,197, while the 75th percentile reaches $3,061, and the 90th percentile soars to $4,258. The median tax bill in Cayuta is $2,157, which is below the national median of $2,400. Factors such as property size, location, and improvements can influence the assessed value, impacting the tax bill. Homeowners may find the tax burden significant, especially if their property's assessed value is high relative to its market value. Ownwell assists homeowners by identifying potential discrepancies in assessed values and appealing them to ensure a fair tax bill. By leveraging expert knowledge and experience, Ownwell can help homeowners potentially save on their property tax bills, offering relief in a high-tax environment.

Property Tax Bills Across Cayuta, Schuyler County, New York

Source: Ownwell

$1,632

$3,078

$4,524

Median Cayuta Tax Bill

$2,157

Median Schuyler County Tax Bill

$3,536

Median New York Tax Bill

$5,938

Median United States Tax Bill

$2,400

Property Tax Bills Across Cayuta, Schuyler County, New York

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
14824	$769	$1,197	$2,157	$3,061	$4,258

Source: Ownwell