Andover, Steuben County, New York Property Taxes

Name: Property Tax Bills Across Andover, Steuben County, New York
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Andover, NY effective property tax rate: 2.64%, significantly higher than the national median of 1.02%, but lower than the New York state median of 2.39%.
Median Andover, NY home value: $146,556
Median annual Andover, NY tax bill: $3,866, $1,466 higher than the national median property tax bill of $2,400.

How are property taxes in Steuben calculated?

Property taxes in Andover, NY are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Andover’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Andover, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Andover, Steuben County, New York Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.64%

Estimate Property Tax Bill

$3,869

$3,590

Ownwell’s Andover Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Andover with just two data points. By entering your property's estimated assessed value, our calculator applies Andover’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Steuben. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Andover, Steuben County, New York

Local government entities set tax rates, which can vary widely within a state. Each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

In Andover, located in Steuben County, NY, the effective property tax rate stands at 2.64%. This rate is significantly higher than the national median property tax rate of 1.02%. The median property tax rate in New York also reflects this trend, showcasing the state's higher-than-average property tax burdens. Residents of Andover face a property tax landscape that demands attention due to its impact on household budgets. Comparing Andover’s effective property tax rate with other cities in New York and against the national median offers valuable insights for homeowners. Understanding these differences can help residents make informed decisions about property ownership and financial planning.

Property Tax Rates Across Andover, Steuben County, New York

Source: Ownwell

1.65%

2.65%

3.64%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Andover Tax Rate

2.64%

Median Effective Steuben County Tax Rate

2.84%

Median Effective New York Tax Rate

2.39%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Andover, Steuben County, New York

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
14806	2.25%	2.55%	2.64%	2.67%	3.15%

Source: Ownwell

Property Tax Assessment Values Across Andover, Steuben County, New York

When examining property taxes in Andover, NY, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Steuben County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Steuben County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Andover. For example, the median home price in Andover is $146,556, with tax bills ranging significantly across the county. Zip code 14806 has the highest median home price at $146,556.

Property Tax Assessment Values Across Andover, Steuben County, New York

Source: Ownwell

$72,993

$216,297

$359,600

Median Andover Market Value

$146,556

Median Steuben County Market Value

$102,326

Median New York Market Value

$255,644

Median United States Market Value

$235,294

Property Tax Assessment Values Across Andover, Steuben County, New York

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
14806	$39,333	$89,800	$146,556	$216,667	$355,911

Source: Ownwell

Property Tax Bills Across Andover, Steuben County, New York

In Andover, Steuben County, NY, property tax bills are calculated based on the assessed value of a home, which is determined by the local assessor. This assessed value is then multiplied by the local tax rate to determine the annual tax bill. The tax rate is influenced by the budgetary needs of the local government and school districts. Homeowners in Andover face a median tax bill of $3,866, which is significantly above the national median of $2,400, highlighting the financial impact on residents. The range of tax bills varies widely, with some homeowners paying as little as $2,429, while others face bills as high as $8,787. Given these figures, it's evident that property taxes can be a substantial financial burden for many. Ownwell can assist homeowners by reviewing their property assessments for inaccuracies and filing appeals to potentially lower their tax bills. By leveraging expertise in local tax laws and assessment practices, Ownwell aims to reduce the tax burden on homeowners, providing significant savings.

Property Tax Bills Across Andover, Steuben County, New York

Source: Ownwell

$1,758

$4,662

$7,565

Median Andover Tax Bill

$3,866

Median Steuben County Tax Bill

$2,992

Median New York Tax Bill

$5,938

Median United States Tax Bill

$2,400

Property Tax Bills Across Andover, Steuben County, New York

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
14806	$1,132	$2,429	$3,866	$5,715	$8,787

Source: Ownwell

Don't miss the deadline to file a grievance!

Dates

Links
Steuben Assessment Review Commission
Website	imo.steubencountyny.gov