Naples, Steuben County, New York Property Taxes

Name: Property Tax Bills Across Naples, Steuben County, New York
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Naples, NY effective property tax rate: 2.98%, significantly higher than the national median of 1.02%, but lower than the New York state median of 2.39%. Median Naples, NY home value: $90,722. Median annual Naples, NY tax bill: $2,686, $286 higher than the national median property tax bill of $2,400. How are property taxes in Steuben County calculated? Property taxes in Naples, NY are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption. Understanding Naples’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Naples, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Naples, Steuben County, New York Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.98%

Estimate Property Tax Bill

$2,704

$2,509

Ownwell’s Naples Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Naples with just two data points. By entering your property's estimated assessed value, our calculator applies Naples’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Steuben County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Naples, Steuben County, New York

Local government entities set property tax rates, which can vary widely within a state. Each county estimates its required budget to provide essential services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While votes and laws play a role in setting these rates and budgets, this is the annual process in a nutshell.

In Naples, located in Steuben County, New York, the effective property tax rate is notably higher than the national median of 1.02%. With a median tax rate of 2.98%, Naples stands out not only in comparison to other cities within New York but also on the national stage. The highest and lowest median tax rates in the area are both 2.98%, indicating a consistent rate across the region. This rate is significantly above the national median property tax bill of $2,400, reflecting the higher cost of property taxes in this locale. Property owners in Naples should be aware of these rates when considering property tax appeals or exemptions.

Property Tax Rates Across Naples, Steuben County, New York

Source: Ownwell

1.65%

2.65%

3.64%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Naples Tax Rate

2.98%

Median Effective Steuben County Tax Rate

2.84%

Median Effective New York Tax Rate

2.39%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Naples, Steuben County, New York

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
14512	2.62%	2.95%	2.98%	2.98%	2.98%

Source: Ownwell

Property Tax Assessment Values Across Naples, Steuben County, New York

When examining property taxes in Naples, NY, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Steuben County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Steuben County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Naples.

For example, the median home price in Naples is $90,722, with tax bills ranging significantly across the county. Zip code 14512 has the highest median home price at $90,722.

Property Tax Assessment Values Across Naples, Steuben County, New York

Source: Ownwell

$72,993

$216,297

$359,600

Median Naples Market Value

$90,722

Median Steuben County Market Value

$102,326

Median New York Market Value

$255,644

Median United States Market Value

$235,294

Property Tax Assessment Values Across Naples, Steuben County, New York

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
14512	$35,192	$55,583	$90,722	$136,001	$187,732

Source: Ownwell

Property Tax Bills Across Naples, Steuben County, New York

In Naples, Steuben County, NY, property tax bills are calculated based on the assessed value of a home, which is determined by local assessors. Homeowners in Naples face a median property tax bill of $2,686, which is above the national median of $2,400. This means that homeowners here are paying slightly higher taxes compared to the average American homeowner. The tax bill can vary significantly, with the 25th percentile at $1,547 and the 90th percentile reaching $5,599. Several factors influence these tax bills, including property size, location, and local tax rates. These taxes can have a substantial financial impact on homeowners, influencing their budget and overall financial planning. Ownwell can assist homeowners in Naples by offering property tax appeal services to ensure their assessed property value is fair, potentially reducing their tax burden. By leveraging expert knowledge and a thorough understanding of local tax laws, Ownwell helps homeowners navigate the complexities of property taxes and secure potential savings.

Property Tax Bills Across Naples, Steuben County, New York

Source: Ownwell

$1,758

$4,662

$7,565

Median Naples Tax Bill

$2,686

Median Steuben County Tax Bill

$2,992

Median New York Tax Bill

$5,938

Median United States Tax Bill

$2,400

Property Tax Bills Across Naples, Steuben County, New York

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
14512	$977	$1,547	$2,686	$4,021	$5,599

Source: Ownwell

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Dates

Links
Steuben Assessment Review Commission
Website	imo.steubencountyny.gov