Caldwell County, North Carolina Property Taxes

Name: Property Tax Bills Across Caldwell County, North Carolina
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Caldwell County effective property tax rate: 0.75%, significantly lower than the national median of 1.02%.
Median Caldwell County home value: $103,900
Median annual Caldwell County tax bill: $744, $1,656 lower than the national median property tax bill of $2,400.

How are property taxes in Caldwell County calculated?

Property taxes in Caldwell County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Lenoir or another part of Caldwell County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Caldwell County, North Carolina Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.75%

Estimate Property Tax Bill

$779

$723

Ownwell’s Caldwell County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Caldwell County with just two data points. By entering your property's estimated assessed value, our calculator applies Caldwell County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Caldwell County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Caldwell County, North Carolina

Local government entities in North Carolina determine property tax rates, which can differ significantly across the state. This variation is primarily because each county, like Caldwell County, calculates its necessary budget to fund services and divides this by the total value of all taxable properties within its area. This process determines the property tax rate. While votes and legislation play a role in these decisions, this is essentially the yearly procedure followed. Caldwell County's effective property tax rate can be compared to other counties in North Carolina or even the national median. With a median property tax rate of 0.75%, Caldwell County falls below the national median of 1.02%. The highest median tax rate in the county is found in Rhodhiss at 1.22%, while Boomer has the lowest at 0.73%. These figures highlight the diversity in property tax rates within the county and emphasize the importance of understanding local tax obligations.

Property Tax Rates Across Caldwell County, North Carolina

Source: Ownwell

0.73%

0.97%

1.22%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Caldwell County Tax Rate

0.75%

Median Effective North Carolina Tax Rate

0.82%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Caldwell County, North Carolina

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Blowing Rock	0.63%	0.63%	0.74%	0.74%	0.75%
Boomer	0.70%	0.72%	0.73%	0.75%	0.78%
Collettsville	0.60%	0.77%	0.79%	0.81%	0.83%
Granite Falls	0.64%	0.67%	0.74%	0.80%	0.96%
Hickory	0.72%	0.73%	0.73%	0.73%	0.76%
Hudson	0.77%	0.79%	0.80%	0.83%	0.97%
Lenoir	0.64%	0.65%	0.74%	0.78%	0.81%
Morganton	0.72%	0.73%	0.74%	0.76%	0.80%
Rhodhiss	1.18%	1.20%	1.22%	1.23%	1.26%
Ferguson	N/A	N/A	N/A	N/A	N/A
Patterson	N/A	N/A	N/A	N/A	N/A
Sawmills	N/A	N/A	N/A	N/A	N/A
Taylorsville	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Caldwell County, North Carolina

When examining property taxes in Caldwell County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Caldwell County Assessor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Caldwell County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Caldwell County. For example, the median tax bill in Caldwell County is $1,202, with tax bills ranging significantly across the county. Blowing Rock has the highest median home price at $411,600.

Property Tax Assessment Values Across Caldwell County, North Carolina

Source: Ownwell

$41,900

$226,750

$411,600

Median Caldwell County Market Value

$103,900

Median North Carolina Market Value

$197,136

Median United States Market Value

$235,294

Property Tax Assessment Values Across Caldwell County, North Carolina

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Blowing Rock	$191,800	$295,300	$411,600	$618,400	$958,200
Boomer	$19,200	$48,325	$91,550	$172,500	$260,050
Collettsville	$15,200	$40,650	$75,500	$141,950	$286,120
Granite Falls	$28,390	$66,200	$114,100	$181,500	$306,310
Hickory	$119,310	$164,300	$210,300	$292,775	$428,560
Hudson	$26,300	$68,700	$117,000	$157,600	$205,800
Lenoir	$19,400	$52,250	$93,900	$152,100	$239,000
Morganton	$9,360	$29,500	$68,800	$119,300	$179,980
Rhodhiss	$14,220	$28,050	$41,900	$66,550	$98,700
Ferguson	N/A	N/A	N/A	N/A	N/A
Patterson	N/A	N/A	N/A	N/A	N/A
Sawmills	N/A	N/A	N/A	N/A	N/A
Taylorsville	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Caldwell County, North Carolina

In Caldwell County, NC, property tax bills are calculated based on the assessed value of a home, which is determined by the local tax assessor. This value is then multiplied by the county's property tax rate to calculate the annual tax bill. The median home price in Caldwell County is $103,900, resulting in a property tax bill significantly lower than the national median of $2,400. Homeowners in this area typically see tax bills ranging from $397 at the 25th percentile to $1,851 at the 90th percentile. Factors such as the property's location, size, and improvements can influence the assessed value. For instance, Blowing Rock has the highest median tax bill in the county at $2,841, while Rhodhiss has the lowest at $513. These variations affect homeowners differently, with those in higher-tax areas potentially facing larger financial obligations. Understanding these factors is crucial for homeowners as they plan their budgets and consider the long-term costs of property ownership in Caldwell County.

Property Tax Bills Across Caldwell County, North Carolina

Source: Ownwell

$513

$1,677

$2,841

Median Caldwell County Tax Bill

$744

Median North Carolina Tax Bill

$1,615

Median United States Tax Bill

$2,400

Property Tax Bills Across Caldwell County, North Carolina

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Blowing Rock	$1,431	$2,055	$2,841	$4,199	$6,273
Boomer	$118	$330	$634	$1,205	$1,842
Collettsville	$111	$288	$528	$938	$1,837
Granite Falls	$181	$468	$839	$1,303	$2,105
Hickory	$840	$1,206	$1,539	$2,120	$3,061
Hudson	$203	$561	$937	$1,261	$1,641
Lenoir	$109	$336	$647	$1,063	$1,625
Morganton	$79	$216	$514	$882	$1,230
Rhodhiss	$168	$353	$513	$814	$1,116
Ferguson	N/A	N/A	N/A	N/A	N/A
Patterson	N/A	N/A	N/A	N/A	N/A
Sawmills	N/A	N/A	N/A	N/A	N/A
Taylorsville	N/A	N/A	N/A	N/A	N/A

Source: Ownwell