Cherokee County, North Carolina Property Taxes

Name: Property Tax Bills Across Cherokee County, North Carolina
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Cherokee County effective property tax rate: 0.71%, significantly lower than the national median of 1.02%. Median Cherokee County home value: $128,225. Median annual Cherokee County tax bill: $869, which is $1,531 lower than the national median property tax bill of $2,400.

How are property taxes in Cherokee County calculated?

Property taxes in Cherokee County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Murphy or another part of Cherokee County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Cherokee County, North Carolina Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.71%

Estimate Property Tax Bill

$910

$845

Ownwell’s Cherokee County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Cherokee County with just two data points. By entering your property's estimated assessed value, our calculator applies Cherokee County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Cherokee County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Cherokee County, North Carolina

Local government entities set tax rates, which can vary widely within a state. Annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

In Cherokee County, North Carolina, the effective property tax rate is 0.71%, which is below the national median of 1.02%. This means that homeowners in Cherokee County generally pay less in property taxes compared to the national average. Within the county, the highest median tax rate can be found in Marble at 0.73%, while the lowest is in Brasstown at 0.68%. These variations underscore the importance of understanding local tax rates, as they can significantly impact your annual property tax bill. Comparing Cherokee County's tax rate to both state and national figures provides valuable context for homeowners assessing their property tax obligations.

Property Tax Rates Across Cherokee County, North Carolina

Source: Ownwell

0.68%

0.70%

0.73%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Cherokee County Tax Rate

0.71%

Median Effective North Carolina Tax Rate

0.82%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Cherokee County, North Carolina

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Andrews	0.53%	0.67%	0.72%	0.77%	0.88%
Brasstown	0.25%	0.65%	0.68%	0.71%	0.75%
Marble	0.59%	0.69%	0.73%	0.79%	0.91%
Murphy	0.48%	0.68%	0.71%	0.75%	0.83%
Topton	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Cherokee County, North Carolina

When examining property taxes in Cherokee County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cherokee County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Cherokee County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cherokee County. For example, the median tax bill in Cherokee County is $1074, with tax bills ranging significantly across the county. Brasstown has the highest median home price at $174,370.

Property Tax Assessment Values Across Cherokee County, North Carolina

Source: Ownwell

$91,020

$132,695

$174,370

Median Cherokee County Market Value

$128,225

Median North Carolina Market Value

$197,136

Median United States Market Value

$235,294

Property Tax Assessment Values Across Cherokee County, North Carolina

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Andrews	$21,000	$47,200	$91,020	$151,405	$229,800
Brasstown	$46,238	$100,460	$174,370	$267,330	$386,234
Marble	$20,596	$43,535	$91,870	$160,715	$237,384
Murphy	$35,320	$78,435	$138,610	$206,765	$288,640
Topton	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Cherokee County, North Carolina

Property tax bills in Cherokee County, NC, are determined by assessing the value of a property, which is then multiplied by the local tax rate. Homeowners in Cherokee County experience a range of tax bills, with the 25th percentile at $452 and the 75th percentile reaching $1,333. The 90th percentile tax bill is $1,903, indicating a significant variation based on property value and location within the county. The median home price in Cherokee County is $128,225, which influences the overall tax burden for homeowners. For comparison, the national median property tax bill is $2,400, highlighting that Cherokee County's tax bills are generally lower. In the county, Brasstown has the highest median tax bill at $1,074, while Andrews has the lowest at $627. These figures reflect how local factors such as property values and municipal budgets impact tax bills. Understanding these elements helps homeowners anticipate their financial obligations and plan accordingly.

Property Tax Bills Across Cherokee County, North Carolina

Source: Ownwell

$627

$851

$1,074

Median Cherokee County Tax Bill

$869

Median North Carolina Tax Bill

$1,615

Median United States Tax Bill

$2,400

Property Tax Bills Across Cherokee County, North Carolina

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Andrews	$144	$336	$627	$1,044	$1,519
Brasstown	$134	$487	$1,074	$1,729	$2,412
Marble	$136	$328	$659	$1,134	$1,615
Murphy	$202	$514	$942	$1,412	$1,978
Topton	N/A	N/A	N/A	N/A	N/A

Source: Ownwell