Cleveland County, North Carolina Property Taxes

Name: Property Tax Bills Across Cleveland County, North Carolina
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Cleveland County effective property tax rate: 0.90%, significantly lower than the national median of 1.02%.
Median Cleveland County home value: $100,046
Median annual Cleveland County tax bill: $887, $1,513 lower than the national median property tax bill of $2,400.

How are property taxes in Cleveland County calculated?

Property taxes in Cleveland County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Shelby or another part of Cleveland County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Cleveland County, North Carolina Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.9%

Estimate Property Tax Bill

$900

$836

Ownwell’s Cleveland County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Cleveland County with just two data points. By entering your property's estimated assessed value, our calculator applies Cleveland County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Cleveland County. With a median property tax bill of $1,177 in Cleveland County, it is essential to understand how your property taxes compare to the national median of $2,400. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Cleveland County, North Carolina

Local government entities set tax rates, which can vary widely within a state. This is because each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Cleveland County's effective property tax rate to other counties in North Carolina or the U.S. median property tax rate.

Property Tax Rates Across Cleveland County, North Carolina

Source: Ownwell

0.82%

1.07%

1.32%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Cleveland County Tax Rate

0.90%

Median Effective North Carolina Tax Rate

0.82%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Cleveland County, North Carolina

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Boiling Springs	0.84%	1.06%	1.08%	1.09%	1.12%
Casar	0.52%	0.80%	0.86%	0.93%	1.01%
Cherryville	0.79%	0.80%	0.82%	0.89%	0.99%
Earl	0.71%	0.84%	0.97%	1.00%	1.05%
Ellenboro	0.44%	0.80%	0.86%	0.90%	1.00%
Fallston	0.60%	0.83%	0.87%	0.93%	1.00%
Grover	0.77%	0.83%	0.88%	1.00%	1.18%
Kings Mountain	0.77%	0.83%	0.90%	1.14%	1.16%
Kingstown	0.67%	1.28%	1.32%	1.33%	1.34%
Lattimore	0.70%	0.90%	1.07%	1.12%	1.20%
Lawndale	0.52%	0.81%	0.87%	0.95%	1.14%
Mooresboro	0.67%	0.80%	0.85%	0.90%	0.98%
Polkville	0.70%	0.84%	0.89%	0.95%	1.02%
Shelby	0.78%	0.83%	0.93%	1.22%	1.26%
Vale	0.77%	0.88%	0.91%	0.94%	0.97%
Waco	0.53%	0.89%	1.03%	1.08%	1.14%
Connelly Springs	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Cleveland County, North Carolina

When examining property taxes in Cleveland County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cleveland County Assessor’s Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Cleveland County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cleveland County. For example, the median tax bill in Cleveland County is $1,177, with tax bills ranging significantly across the county. Cherryville has the highest median home price at $144,368.

Property Tax Assessment Values Across Cleveland County, North Carolina

Source: Ownwell

$55,703

$100,036

$144,368

Median Cleveland County Market Value

$100,046

Median North Carolina Market Value

$197,136

Median United States Market Value

$235,294

Property Tax Assessment Values Across Cleveland County, North Carolina

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Boiling Springs	$42,224	$73,415	$113,306	$173,724	$248,586
Casar	$22,538	$45,740	$76,531	$136,896	$237,415
Cherryville	$28,027	$67,966	$144,368	$295,053	$412,883
Earl	$10,306	$32,231	$73,685	$115,356	$220,767
Ellenboro	$20,298	$53,225	$77,074	$154,586	$232,089
Fallston	$25,688	$61,925	$100,456	$165,176	$245,367
Grover	$23,579	$50,954	$82,822	$123,484	$186,458
Kings Mountain	$35,903	$65,036	$116,732	$183,732	$268,895
Kingstown	$33,555	$47,102	$55,703	$68,941	$109,369
Lattimore	$31,807	$49,246	$90,727	$155,816	$203,868
Lawndale	$23,710	$49,273	$81,575	$150,920	$247,286
Mooresboro	$25,221	$52,194	$84,965	$145,836	$230,231
Polkville	$16,052	$44,740	$89,088	$158,632	$203,774
Shelby	$26,353	$60,757	$102,936	$170,558	$270,276
Vale	$50,485	$64,137	$84,514	$118,992	$177,237
Waco	$10,475	$31,898	$60,656	$95,852	$150,410
Connelly Springs	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Cleveland County, North Carolina

In Cleveland County, NC, property tax bills are calculated based on the assessed value of a home, which is determined by the local tax assessor. The assessed value is a percentage of the property's market value, and the tax rate is applied to this assessed value to calculate the annual tax bill. Homeowners in Cleveland County can expect a median property tax bill that varies significantly depending on the value of their home. For instance, the 25th percentile tax bill is $513, while the 75th percentile reaches $1,507. The 90th percentile tax bill climbs to $2,415, suggesting a wide range of property values in the area. Boiling Springs stands out with the highest median tax bill of $1,177, whereas Waco has the lowest at $562. Compared to the national median property tax bill of $2,400, Cleveland County's tax bills are generally lower, providing a more affordable option for homeowners. This variation in tax bills can significantly impact homeowners' financial planning and overall housing affordability.

Property Tax Bills Across Cleveland County, North Carolina

Source: Ownwell

$562

$870

$1,177

Median Cleveland County Tax Bill

$887

Median North Carolina Tax Bill

$1,615

Median United States Tax Bill

$2,400

Property Tax Bills Across Cleveland County, North Carolina

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Boiling Springs	$445	$746	$1,177	$1,729	$2,432
Casar	$199	$403	$648	$1,060	$1,720
Cherryville	$276	$584	$1,154	$2,327	$3,315
Earl	$92	$242	$634	$1,014	$1,607
Ellenboro	$180	$370	$656	$1,020	$1,555
Fallston	$189	$495	$808	$1,347	$1,982
Grover	$213	$439	$722	$1,074	$1,623
Kings Mountain	$313	$576	$1,019	$1,577	$2,510
Kingstown	$308	$521	$698	$844	$1,233
Lattimore	$207	$492	$849	$1,438	$1,888
Lawndale	$223	$423	$677	$1,164	$1,799
Mooresboro	$218	$430	$692	$1,148	$1,738
Polkville	$133	$380	$786	$1,371	$1,570
Shelby	$253	$548	$954	$1,614	$2,564
Vale	$435	$504	$636	$1,066	$1,575
Waco	$96	$304	$562	$874	$1,232
Connelly Springs	N/A	N/A	N/A	N/A	N/A

Source: Ownwell