Havelock, Craven County, North Carolina Property Taxes

Name: Property Tax Bills Across Havelock, Craven County, North Carolina
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Havelock, NC effective property tax rate: 1.15%, significantly higher than the national median of 1.02%, but lower than the North Carolina state median of 0.82%.
Median Havelock, NC home value: $155,560
Median annual Havelock, NC tax bill: $1,515, $885 lower than the national median property tax bill of $2,400.

How are property taxes in Craven County calculated?

Property taxes in Havelock, NC are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Havelock’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Havelock, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Havelock, Craven County, North Carolina Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.15%

Estimate Property Tax Bill

$1,789

$1,660

Ownwell’s Havelock Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Havelock with just two data points. By entering your property's estimated assessed value, our calculator applies Havelock’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Craven County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Havelock, Craven County, North Carolina

Local government entities set tax rates, which can vary widely within a state. This is because each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Havelock’s effective property tax rate to other cities in North Carolina and the median property tax rates in North Carolina and the U.S.

Havelock, located in Craven County, has an effective property tax rate of 1.15%. This rate is notably higher than the national median of 1.02%. Within North Carolina, Havelock's rate stands out as both the highest and lowest median tax rate, as it is consistent across the zip code 28532. This stability in tax rates can provide residents with a predictable property tax environment, which is often a crucial factor in financial planning for homeowners. Understanding these dynamics can help property owners make informed decisions about property investments and budgeting.

Property Tax Rates Across Havelock, Craven County, North Carolina

Source: Ownwell

0.48%

0.82%

1.15%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Havelock Tax Rate

1.15%

Median Effective Craven County Tax Rate

0.66%

Median Effective North Carolina Tax Rate

0.82%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Havelock, Craven County, North Carolina

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
28532	0.51%	0.53%	1.15%	1.17%	1.18%

Source: Ownwell

Property Tax Assessment Values Across Havelock, Craven County, North Carolina

When examining property taxes in Havelock, NC, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Craven County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. In Craven County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Havelock. For example, the median home price in Havelock is $155,560, with tax bills ranging significantly across the county. Zip code 28532 has the highest median home price at $155,560.

Property Tax Assessment Values Across Havelock, Craven County, North Carolina

Source: Ownwell

$106,165

$252,128

$398,090

Median Havelock Market Value

$155,560

Median Craven County Market Value

$192,005

Median North Carolina Market Value

$197,136

Median United States Market Value

$235,294

Property Tax Assessment Values Across Havelock, Craven County, North Carolina

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
28532	$69,646	$119,690	$155,560	$213,380	$279,620

Source: Ownwell

Property Tax Bills Across Havelock, Craven County, North Carolina

In Havelock, property tax bills are calculated based on the assessed value of a home, which is determined by Craven County. The assessed value is then multiplied by the local tax rate to determine the annual property tax bill. With a median home price of $155,560, homeowners in Havelock typically face tax bills ranging from $957 at the 25th percentile to $2,568 at the 90th percentile. The median tax bill in the area is $1,515, which is below the national median of $2,400, making it relatively affordable compared to other regions. However, factors such as changes in property value, local tax rates, and exemptions can influence the final tax bill. Homeowners looking to reduce their property tax burden can benefit from Ownwell's expertise. By leveraging local knowledge and tax appeal strategies, Ownwell helps homeowners identify potential savings and navigate the appeal process effectively, ensuring they pay only their fair share. This can result in significant savings and peace of mind for property owners in Havelock.

Property Tax Bills Across Havelock, Craven County, North Carolina

Source: Ownwell

$588

$1,312

$2,036

Median Havelock Tax Bill

$1,515

Median Craven County Tax Bill

$1,328

Median North Carolina Tax Bill

$1,615

Median United States Tax Bill

$2,400

Property Tax Bills Across Havelock, Craven County, North Carolina

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
28532	$518	$957	$1,515	$1,957	$2,568

Source: Ownwell