Haywood County, North Carolina Property Taxes

Name: Property Tax Bills Across Haywood County, North Carolina
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Haywood County effective property tax rate: 0.67%, significantly lower than the national median of 1.02%.
Median Haywood County home value: $194,900
Median annual Haywood County tax bill: $1,259, $1,141 lower than the national median property tax bill of $2,400.

How are property taxes in Haywood County calculated?

Property taxes in Haywood County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Waynesville or another part of Haywood County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Haywood County, North Carolina Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.67%

Estimate Property Tax Bill

$1,306

$1,212

Ownwell’s Haywood County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Haywood County with just two data points. By entering your property's estimated assessed value, our calculator applies Haywood County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Haywood County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Haywood County, North Carolina

Local government entities set tax rates, which can vary widely within a state. This variation is due to each county's process of estimating its required budget for services and dividing that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. While votes and laws play a role in setting these rates and budgets, this is the fundamental process followed annually.

In Haywood County, North Carolina, the effective property tax rate is notably lower than the national median property tax rate of 1.02%. This makes it an attractive location for property owners seeking lower tax obligations. Within the county, the highest median tax rate is found in Clyde, while Hot Springs boasts the lowest. Compared to many areas across the United States, Haywood County offers a more favorable tax environment, which can significantly impact property owners' financial planning. Understanding these rates can help residents and potential property buyers make informed decisions about their investments in the area.

Property Tax Rates Across Haywood County, North Carolina

Source: Ownwell

0.57%

0.64%

0.70%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Haywood County Tax Rate

0.67%

Median Effective North Carolina Tax Rate

0.82%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Haywood County, North Carolina

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Canton	0.53%	0.64%	0.69%	0.73%	0.78%
Clyde	0.31%	0.64%	0.70%	0.76%	0.82%
Hot Springs	0.56%	0.57%	0.57%	0.58%	0.58%
Lake Junaluska	0.62%	0.64%	0.65%	0.68%	0.70%
Maggie Valley	0.60%	0.64%	0.67%	0.70%	0.78%
Waynesville	0.54%	0.61%	0.66%	0.71%	0.76%
Candler	N/A	N/A	N/A	N/A	N/A
Newport	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Haywood County, North Carolina

When examining property taxes in Haywood County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Haywood County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Haywood County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Haywood County. For example, the median tax bill in Haywood County is $1,803, with tax bills ranging significantly across the county. Hot Springs has the highest median home price at $430,650.

Property Tax Assessment Values Across Haywood County, North Carolina

Source: Ownwell

$162,350

$296,500

$430,650

Median Haywood County Market Value

$194,900

Median North Carolina Market Value

$197,136

Median United States Market Value

$235,294

Property Tax Assessment Values Across Haywood County, North Carolina

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Canton	$82,510	$116,500	$162,350	$231,275	$331,090
Clyde	$89,620	$131,600	$190,700	$273,400	$401,260
Hot Springs	$333,170	$365,675	$430,650	$494,775	$544,990
Lake Junaluska	$169,100	$208,100	$296,500	$384,700	$521,560
Maggie Valley	$101,800	$155,425	$219,650	$306,750	$455,350
Waynesville	$87,430	$132,000	$205,450	$303,225	$449,710
Candler	N/A	N/A	N/A	N/A	N/A
Newport	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Haywood County, North Carolina

Property tax bills in Haywood County, NC, are determined by assessing the property's value and applying the local tax rate. The median home price in this area is $194,900, which influences the calculation of tax bills. The tax bill is calculated by multiplying the assessed value of the home by the local tax rate. Various factors, such as property size, location, and improvements, can affect the assessed value, thereby impacting the tax bill. In Haywood County, the median property tax bill is noticeably lower than the national median of $2,400. Homeowners in this region see a range of tax bills, with the 25th percentile at $848 and the 75th percentile at $1,803. For those at the higher end, the 90th percentile tax bill reaches $2,564. This variance in tax bills can significantly affect homeowners, as those in areas like Hot Springs face the highest median tax bill of $2,390, while those in Canton enjoy a lower median bill of $1,076. Understanding these factors is crucial for homeowners planning their finances.

Property Tax Bills Across Haywood County, North Carolina

Source: Ownwell

$1,076

$1,733

$2,390

Median Haywood County Tax Bill

$1,259

Median North Carolina Tax Bill

$1,615

Median United States Tax Bill

$2,400

Property Tax Bills Across Haywood County, North Carolina

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Canton	$495	$786	$1,076	$1,480	$2,049
Clyde	$295	$826	$1,261	$1,762	$2,416
Hot Springs	$1,929	$2,089	$2,390	$2,820	$3,101
Lake Junaluska	$1,090	$1,351	$1,870	$2,418	$3,244
Maggie Valley	$554	$1,042	$1,454	$1,994	$2,888
Waynesville	$523	$842	$1,292	$1,885	$2,715
Candler	N/A	N/A	N/A	N/A	N/A
Newport	N/A	N/A	N/A	N/A	N/A

Source: Ownwell