Henderson County, North Carolina Property Taxes

Name: Property Tax Bills Across Henderson County, North Carolina
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Henderson County effective property tax rate: 0.44%, significantly lower than the national median of 1.02%.
Median Henderson County home value: $308,800
Median annual Henderson County tax bill: $1,336, $1,064 lower than the national median property tax bill of $2,400.

How are property taxes in Henderson County calculated?

Property taxes in Henderson County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Hendersonville or another part of Henderson County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Henderson County, North Carolina Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.44%

Estimate Property Tax Bill

$1,359

$1,261

Ownwell’s Henderson County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Henderson County with just two data points. By entering your property's estimated assessed value, our calculator applies Henderson County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Henderson County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Henderson County, North Carolina

Local government entities set tax rates, which can vary widely within a state. This is because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Henderson County's effective property tax rate to other counties in North Carolina or the U.S. median property tax rate.

Property Tax Rates Across Henderson County, North Carolina

Source: Ownwell

0.36%

0.46%

0.57%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Henderson County Tax Rate

0.44%

Median Effective North Carolina Tax Rate

0.82%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Henderson County, North Carolina

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Arden	0.25%	0.33%	0.40%	0.46%	0.48%
Black Mountain	0.22%	0.34%	0.43%	0.50%	0.53%
East Flat Rock	0.32%	0.40%	0.45%	0.50%	0.53%
Etowah	0.35%	0.41%	0.43%	0.47%	0.49%
Flat Rock	0.32%	0.39%	0.43%	0.49%	0.52%
Fletcher	0.31%	0.33%	0.36%	0.43%	0.49%
Gerton	0.39%	0.43%	0.45%	0.50%	0.56%
Hendersonville	0.35%	0.41%	0.46%	0.53%	0.68%
Horse Shoe	0.30%	0.40%	0.43%	0.47%	0.50%
Laurel Park	0.56%	0.57%	0.57%	0.57%	0.57%
Mills River	0.26%	0.34%	0.38%	0.40%	0.42%
Penrose	0.25%	0.42%	0.47%	0.49%	0.53%
Saluda	0.36%	0.43%	0.47%	0.50%	0.57%
Zirconia	0.34%	0.42%	0.46%	0.49%	0.57%

Source: Ownwell

Property Tax Assessment Values Across Henderson County, North Carolina

When examining property taxes in Henderson County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Henderson County Tax Assessor estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices: In Henderson County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Henderson County. For example, the median tax bill in Henderson County is $1,545, with tax bills ranging significantly across the county. Mills River has the highest median home price at $368,000.

Property Tax Assessment Values Across Henderson County, North Carolina

Source: Ownwell

$10,000

$189,000

$368,000

Median Henderson County Market Value

$308,800

Median North Carolina Market Value

$197,136

Median United States Market Value

$235,294

Property Tax Assessment Values Across Henderson County, North Carolina

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Arden	$51,390	$158,825	$292,550	$485,800	$678,480
Black Mountain	$120,200	$189,600	$297,700	$393,750	$583,900
East Flat Rock	$51,880	$119,500	$188,800	$255,600	$312,000
Etowah	$184,480	$245,950	$332,800	$419,300	$496,080
Flat Rock	$85,330	$187,425	$349,350	$532,750	$815,370
Fletcher	$144,720	$255,300	$357,100	$435,600	$512,080
Gerton	$34,980	$112,350	$204,400	$285,225	$430,760
Hendersonville	$101,300	$189,000	$298,100	$429,700	$602,800
Horse Shoe	$142,500	$238,525	$340,300	$467,275	$674,820
Laurel Park	$10,000	$10,000	$10,000	$10,000	$49,050
Mills River	$117,800	$226,200	$368,000	$544,700	$774,900
Penrose	$84,800	$137,400	$207,900	$312,100	$428,200
Saluda	$83,920	$172,700	$341,400	$522,300	$731,160
Zirconia	$60,240	$146,850	$244,950	$424,875	$694,710

Source: Ownwell

Property Tax Bills Across Henderson County, North Carolina

In Henderson County, NC, property tax bills are calculated based on the assessed value of a property and the local tax rate. The assessed value is determined by the county's tax assessor, who evaluates the property's market value. The local tax rate, set by the county, is applied to this assessed value to calculate the annual tax bill. Homeowners in Henderson County can expect tax bills that vary widely, with the 25th percentile at $809 and the 75th percentile at $2010. Those in the 90th percentile may see bills as high as $2882. Compared to the national median property tax bill of $2400, Henderson County's bills can be more affordable, but they can also exceed the national average depending on the property's value and location. For instance, Saluda has the highest median tax bill at $1545, while East Flat Rock has the lowest at $822. These variations significantly impact homeowners, influencing decisions on purchasing and maintaining properties in the county.

Property Tax Bills Across Henderson County, North Carolina

Source: Ownwell

$57

$849

$1,641

Median Henderson County Tax Bill

$1,336

Median North Carolina Tax Bill

$1,615

Median United States Tax Bill

$2,400

Property Tax Bills Across Henderson County, North Carolina

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Arden	$166	$411	$1,076	$2,058	$3,141
Black Mountain	$323	$707	$1,023	$1,816	$2,599
East Flat Rock	$222	$491	$822	$1,146	$1,332
Etowah	$710	$1,026	$1,412	$1,805	$2,204
Flat Rock	$350	$798	$1,434	$2,191	$3,354
Fletcher	$490	$894	$1,291	$1,677	$1,996
Gerton	$216	$521	$923	$1,268	$1,924
Hendersonville	$416	$821	$1,392	$2,143	$2,989
Horse Shoe	$504	$864	$1,430	$2,030	$2,837
Laurel Park	$57	$57	$57	$57	$273
Mills River	$380	$772	$1,307	$2,002	$2,891
Penrose	$327	$538	$867	$1,228	$1,900
Saluda	$375	$811	$1,545	$2,407	$3,568
Zirconia	$243	$587	$1,076	$1,913	$3,133

Source: Ownwell