N Topsail Beach, Onslow County, North Carolina Property Taxes
Median North Topsail Beach, NC effective property tax rate: 1.09%, significantly higher than the national median of 1.02%, but lower than the North Carolina state median of 0.82%.
Median North Topsail Beach, NC home value: $344,172
Median annual North Topsail Beach, NC tax bill: $3,692, $1,292 higher than the national median property tax bill of $2,400.
How are property taxes in Onslow County calculated?
Property taxes in North Topsail Beach, NC are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding North Topsail Beach’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in North Topsail Beach, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
N Topsail Beach, Onslow County, North Carolina Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.09%
Estimate Property Tax Bill
$3,751
$3,481
Property Tax Rates Across N Topsail Beach, Onslow County, North Carolina
Local government entities are responsible for setting tax rates, which can vary significantly within a state. This variation is due to the fact that each county determines its necessary budget to fund services and divides this by the total value of all taxable property within its area. This calculation yields the property tax rate.
While voting and legislation play roles in establishing these rates and budgets, this is essentially the process followed each year.
You can compare North Topsail Beach’s effective property tax rate to other cities in North Carolina, as well as the median property tax rates in North Carolina and the U.S. North Topsail Beach, located in Onslow County, has a median property tax rate of 1.09%, which is slightly higher than the national median of 1.02%. This positions North Topsail Beach above the national average, reflecting the unique budgetary needs and property values within the area. Understanding these nuances can help property owners make informed decisions about their investments and potential tax liabilities.
Property Tax Rates Across N Topsail Beach, Onslow County, North Carolina
Source: Ownwell
0.65%
0.87%
1.08%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective N Topsail Beach Tax Rate
1.09%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Onslow County Tax Rate
0.66%
Median Effective North Carolina Tax Rate
0.82%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across N Topsail Beach, Onslow County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28460 | 1.08% | 1.08% | 1.08% | 1.09% | 1.09% |
Source: Ownwell
Property Tax Assessment Values Across N Topsail Beach, Onslow County, North Carolina
When examining property taxes in North Topsail Beach, NC, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Onslow County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Onslow County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in North Topsail Beach. For example, the median home price in North Topsail Beach is $344,172, with tax bills ranging significantly across the county. Zip code 28460 has the highest median home price at $344,172.
Property Tax Assessment Values Across N Topsail Beach, Onslow County, North Carolina
Source: Ownwell
$90,896
$331,440
$571,984
Median N Topsail Beach Market Value
$344,172
Median Onslow County Market Value
$189,006
Median North Carolina Market Value
$197,136
Median United States Market Value
$235,294
Property Tax Assessment Values Across N Topsail Beach, Onslow County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28460 | $155,000 | $247,907 | $344,172 | $573,368 | $854,505 |
Source: Ownwell
Property Tax Bills Across N Topsail Beach, Onslow County, North Carolina
In North Topsail Beach, located in Onslow County, NC, property tax bills are calculated based on the assessed value of a home. This value is determined by the local tax assessor's office and reflects the market value of the property. Homeowners in North Topsail Beach pay a median property tax bill of $3,692, which is notably higher than the national median of $2,400. Factors such as location, property size, and market trends influence the assessed value, directly impacting the tax bill. With tax bills ranging from $2,662 at the 25th percentile to $9,273 at the 90th percentile, homeowners in this area can face significant financial obligations.
Ownwell assists homeowners by providing property tax appeal and exemption services to potentially lower their tax bills. By analyzing property assessments and identifying discrepancies, Ownwell helps ensure that homeowners are not overpaying. This service can lead to substantial savings, easing the financial burden of high property taxes. Homeowners can benefit from expert guidance and support in navigating the complexities of property tax assessments.
Property Tax Bills Across N Topsail Beach, Onslow County, North Carolina
Source: Ownwell
$594
$2,164
$3,734
Median N Topsail Beach Tax Bill
$3,692
Median Onslow County Tax Bill
$1,414
Median North Carolina Tax Bill
$1,615
Median United States Tax Bill
$2,400
Property Tax Bills Across N Topsail Beach, Onslow County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28460 | $1,682 | $2,662 | $3,692 | $6,197 | $9,273 |
Source: Ownwell