Pender County, North Carolina Property Taxes

Name: Property Tax Bills Across Pender County, North Carolina
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Pender County effective property tax rate: 0.88%, significantly lower than the national median of 1.02%.
Median Pender County home value: $183,803
Median annual Pender County tax bill: $1,515, $885 lower than the national median property tax bill of $2,400.

How are property taxes in Pender County calculated?

Property taxes in Pender County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Burgaw or another part of Pender County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Pender County, North Carolina Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.88%

Estimate Property Tax Bill

$1,617

$1,501

Ownwell’s Pender County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Pender County with just two data points.

By entering your property's estimated assessed value, our calculator applies Pender County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations.

This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Pender County.

For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Pender County, North Carolina

Local government entities set tax rates, which can vary widely within a state. Each year, counties estimate their required budget to provide essential services and divide that by the total value of all taxable property within their jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting these rates and budgets, this is the annual process in a nutshell.

In Pender County, North Carolina, the effective property tax rate is 0.88%, which is below the national median property tax rate of 1.02%. This means that property owners in Pender County generally pay less in property taxes compared to the national average. Within the state, Pender County’s rate falls between BURGAW, which has the highest median tax rate at 1.01%, and SURF CITY, with the lowest at 0.74%. These variations highlight how tax rates can differ significantly even within the same state. Understanding these differences can help property owners make informed decisions about their investments and potential tax liabilities.

Property Tax Rates Across Pender County, North Carolina

Source: Ownwell

0.74%

0.87%

1.01%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Pender County Tax Rate

0.88%

Median Effective North Carolina Tax Rate

0.82%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Pender County, North Carolina

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Atkinson	0.62%	0.81%	0.99%	1.18%	1.39%
Burgaw	0.72%	0.85%	1.01%	1.22%	1.22%
Currie	0.65%	0.81%	0.95%	1.06%	1.20%
Hampstead	0.74%	0.84%	0.88%	0.93%	0.99%
Holly Ridge	0.73%	0.74%	0.74%	0.74%	0.74%
Ivanhoe	0.43%	0.81%	0.96%	1.07%	1.15%
Kelly	0.50%	0.79%	0.90%	1.02%	1.25%
Maple Hill	0.59%	0.81%	0.95%	1.04%	1.15%
Rocky Point	0.75%	0.85%	0.94%	1.04%	1.15%
Surf City	0.74%	0.74%	0.74%	0.74%	0.74%
Topsail Beach	0.74%	0.74%	0.74%	0.74%	0.74%
Wallace	0.60%	0.78%	0.96%	1.08%	1.18%
Watha	0.48%	0.84%	0.89%	0.99%	1.12%
Willard	0.66%	0.84%	1.01%	1.11%	1.23%
Wilmington	0.83%	0.86%	0.88%	0.90%	0.93%

Source: Ownwell

Property Tax Assessment Values Across Pender County, North Carolina

When examining property taxes in Pender County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Pender County tax assessor estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Pender County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Pender County. For example, the median tax bill in Pender County is $2,400, with tax bills ranging significantly across the county. Topsail Beach has the highest median home price at $431,418.

Property Tax Assessment Values Across Pender County, North Carolina

Source: Ownwell

$75,914

$253,666

$431,418

Median Pender County Market Value

$183,803

Median North Carolina Market Value

$197,136

Median United States Market Value

$235,294

Property Tax Assessment Values Across Pender County, North Carolina

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Atkinson	$24,452	$44,963	$75,914	$124,890	$198,094
Burgaw	$36,105	$65,216	$110,801	$168,775	$226,820
Currie	$29,755	$56,560	$93,812	$146,506	$222,395
Hampstead	$80,699	$146,608	$242,196	$326,715	$421,324
Holly Ridge	$167,717	$265,581	$371,880	$517,905	$644,621
Ivanhoe	$29,098	$70,448	$105,791	$164,828	$254,996
Kelly	$33,088	$47,226	$115,643	$168,724	$273,112
Maple Hill	$32,492	$57,779	$95,649	$131,238	$170,092
Rocky Point	$45,044	$74,206	$121,977	$210,116	$282,155
Surf City	$154,249	$195,921	$297,921	$421,168	$527,929
Topsail Beach	$347,331	$391,837	$431,418	$440,400	$520,555
Wallace	$33,860	$62,765	$88,611	$130,029	$185,651
Watha	$26,855	$42,766	$83,491	$123,578	$169,387
Willard	$31,848	$59,185	$91,525	$129,910	$196,889
Wilmington	$86,432	$208,376	$264,574	$343,042	$461,718

Source: Ownwell

Property Tax Bills Across Pender County, North Carolina

In Pender County, NC, property tax bills are determined by the assessed value of a property, which is typically lower than its market value. The county applies a specific tax rate to this assessed value to calculate the annual tax bill. This rate is crucial as it directly influences the amount homeowners are required to pay. For instance, Pender County's median property tax bill is significantly lower than the national median of $2,400, reflecting the area's relatively affordable real estate market. Homeowners in Pender County can expect tax bills ranging from $830 at the 25th percentile to $3,387 at the 90th percentile, demonstrating the variance based on property values. The highest median tax bill in the county is found in Topsail Beach, at $3,162, while Watha has the lowest at $692. Understanding these figures helps homeowners budget effectively and highlights the importance of accurate property assessments in determining fair tax obligations.

Property Tax Bills Across Pender County, North Carolina

Source: Ownwell

$692

$1,927

$3,162

Median Pender County Tax Bill

$1,515

Median North Carolina Tax Bill

$1,615

Median United States Tax Bill

$2,400

Property Tax Bills Across Pender County, North Carolina

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Atkinson	$167	$474	$756	$1,181	$1,655
Burgaw	$299	$635	$1,065	$1,648	$2,199
Currie	$223	$517	$890	$1,306	$1,910
Hampstead	$531	$1,142	$1,986	$2,742	$3,570
Holly Ridge	$460	$1,758	$2,683	$3,811	$4,742
Ivanhoe	$211	$603	$925	$1,436	$2,073
Kelly	$204	$459	$947	$1,582	$2,425
Maple Hill	$250	$522	$871	$1,185	$1,473
Rocky Point	$332	$720	$1,098	$1,780	$2,289
Surf City	$1,017	$1,376	$2,087	$2,954	$3,814
Topsail Beach	$2,010	$2,665	$3,162	$3,219	$3,508
Wallace	$194	$572	$864	$1,144	$1,572
Watha	$137	$308	$692	$1,033	$1,299
Willard	$243	$607	$884	$1,203	$1,700
Wilmington	$1,252	$1,996	$2,386	$3,035	$4,028

Source: Ownwell