Rowan County, North Carolina Property Taxes
Median Rowan County effective property tax rate: 0.68%, significantly lower than the national median of 1.02%.
Median Rowan County home value: $187,326
Median annual Rowan County tax bill: $1,628, $772 lower than the national median property tax bill of $2,400.
How are property taxes in Rowan County calculated?
Property taxes in Rowan County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Salisbury or another part of Rowan County, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Rowan County, North Carolina Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.68%
Estimate Property Tax Bill
$1,274
$1,182
Property Tax Rates Across Rowan County, North Carolina
Local government entities determine tax rates, and these can vary significantly within a state. This variation arises because each county annually estimates its budgetary needs to fund local services, then divides that amount by the total value of all taxable properties in its area. This calculation establishes the property tax rate. Although tax rates and budgets are influenced by votes and legislation, this is the essential yearly process.
You can compare Rowan County's effective property tax rate to other counties in North Carolina or to the U.S. median property tax rate. Rowan County has a median property tax rate of 0.68%, which is below the national median of 1.02%. Within the county, East Spencer has the highest median tax rate at 1.24%, while Woodleaf boasts the lowest at 0.66%. This range highlights how tax rates can differ even within a single county, reflecting the diverse budgetary requirements and property values. Understanding these variations can empower property owners to make informed decisions about their tax obligations.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Rowan County Tax Rate
0.68%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective North Carolina Tax Rate
0.82%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Rowan County, North Carolina
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| China Grove | 0.66% | 0.67% | 0.68% | 1.08% | 1.08% |
| Cleveland | 0.66% | 0.67% | 0.67% | 0.88% | 0.88% |
| Davidson | 0.68% | 0.68% | 0.68% | 0.68% | 0.68% |
| East Spencer | 1.24% | 1.24% | 1.24% | 1.24% | 1.24% |
| Faith | 0.67% | 0.67% | 0.83% | 0.99% | 0.99% |
| Gold Hill | 0.66% | 0.66% | 0.66% | 0.66% | 0.67% |
| Granite Quarry | 1.02% | 1.02% | 1.02% | 1.02% | 1.02% |
| Kannapolis | 0.66% | 0.66% | 1.21% | 1.21% | 1.21% |
| Landis | 1.07% | 1.07% | 1.07% | 1.07% | 1.07% |
| Mooresville | 0.67% | 0.67% | 0.68% | 0.68% | 0.68% |
| Mount Ulla | 0.67% | 0.67% | 0.67% | 0.67% | 0.67% |
| Richfield | 0.65% | 0.67% | 0.67% | 0.67% | 0.67% |
| Rockwell | 0.67% | 0.67% | 0.67% | 0.67% | 1.04% |
| Salisbury | 0.66% | 0.67% | 0.68% | 1.20% | 1.20% |
| Spencer | 1.13% | 1.13% | 1.13% | 1.13% | 1.13% |
| Woodleaf | 0.65% | 0.65% | 0.66% | 0.67% | 0.67% |
| New London | N/A | N/A | N/A | N/A | N/A |
| Statesville | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Rowan County, North Carolina
When examining property taxes in Rowan County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Rowan County tax authority estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices: In Rowan County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Rowan County.
For example, the median tax bill in Rowan County is $1,034, with tax bills ranging significantly across the county. Davidson has the highest median home price at $669,574.
Property Tax Assessment Values Across Rowan County, North Carolina
Source: Ownwell
$135,470
$402,522
$669,574
Median Rowan County Market Value
$187,326
Median North Carolina Market Value
$197,136
Median United States Market Value
$235,294
Property Tax Assessment Values Across Rowan County, North Carolina
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| China Grove | $84,998 | $129,149 | $190,749 | $296,930 | $445,078 |
| Cleveland | $39,090 | $95,979 | $163,484 | $270,163 | $418,754 |
| Davidson | $504,839 | $587,318 | $669,574 | $716,506 | $763,427 |
| East Spencer | $76,988 | $97,416 | $135,470 | $195,211 | $214,605 |
| Faith | $120,069 | $191,182 | $253,184 | $383,096 | $426,600 |
| Gold Hill | $40,944 | $99,604 | $178,426 | $302,825 | $473,160 |
| Granite Quarry | $103,848 | $155,468 | $183,668 | $234,736 | $308,236 |
| Kannapolis | $78,405 | $116,268 | $161,716 | $227,429 | $321,933 |
| Landis | $99,114 | $134,440 | $202,232 | $279,514 | $360,838 |
| Mooresville | $67,947 | $155,136 | $227,224 | $367,753 | $544,670 |
| Mount Ulla | $101,842 | $172,753 | $300,131 | $457,630 | $617,753 |
| Richfield | $61,951 | $122,786 | $206,906 | $324,738 | $459,846 |
| Rockwell | $64,412 | $116,866 | $180,576 | $275,770 | $414,389 |
| Salisbury | $75,588 | $126,271 | $194,496 | $293,687 | $419,214 |
| Spencer | $97,638 | $128,240 | $159,085 | $202,069 | $267,184 |
| Woodleaf | $37,583 | $96,420 | $165,799 | $238,376 | $344,882 |
| New London | N/A | N/A | N/A | N/A | N/A |
| Statesville | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Rowan County, North Carolina
Median Rowan County Tax Bill
$1,628
Median North Carolina Tax Bill
$1,615
Median United States Tax Bill
$2,400
Property Tax Bills Across Rowan County, North Carolina
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| China Grove | $622 | $1,015 | $1,582 | $2,351 | $3,497 |
| Cleveland | $439 | $835 | $1,461 | $2,168 | $2,857 |
| Davidson | $3,420 | $3,979 | $4,536 | $4,854 | $5,172 |
| East Spencer | $955 | $1,208 | $1,680 | $2,421 | $2,661 |
| Faith | $813 | $1,426 | $2,507 | $3,120 | $3,754 |
| Gold Hill | $275 | $696 | $1,206 | $1,879 | $2,812 |
| Granite Quarry | $1,059 | $1,586 | $1,870 | $2,394 | $3,144 |
| Kannapolis | $659 | $1,083 | $1,583 | $2,260 | $3,224 |
| Landis | $909 | $1,365 | $2,141 | $2,964 | $3,840 |
| Mooresville | $455 | $1,042 | $1,521 | $2,484 | $3,690 |
| Mount Ulla | $682 | $1,158 | $2,011 | $3,068 | $4,142 |
| Richfield | $410 | $812 | $1,386 | $2,175 | $3,050 |
| Rockwell | $446 | $816 | $1,402 | $2,123 | $3,250 |
| Salisbury | $595 | $1,055 | $1,679 | $2,542 | $3,753 |
| Spencer | $1,091 | $1,442 | $1,794 | $2,280 | $3,014 |
| Woodleaf | $248 | $635 | $1,093 | $1,575 | $2,299 |
| New London | N/A | N/A | N/A | N/A | N/A |
| Statesville | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell