Union County, North Carolina Property Taxes

Name: Property Tax Bills Across Union County, North Carolina
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Union County effective property tax rate: 0.67%, significantly lower than the national median of 1.02%.
Median Union County home value: $277,400
Median annual Union County tax bill: $2,194, $206 lower than the national median property tax bill of $2,400.

How are property taxes in Union County calculated?

Property taxes in Union County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Monroe or another part of Union County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Union County, North Carolina Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.67%

Estimate Property Tax Bill

$1,859

$1,725

Ownwell’s Union County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Union County with just two data points. By entering your property's estimated assessed value, our calculator applies Union County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Union County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Union County, North Carolina

Local government entities are responsible for setting tax rates, which can differ significantly across a state. This is primarily because each county annually determines its budgetary needs for providing essential services, then divides this amount by the total assessed value of all taxable properties within its boundaries. This process results in the property tax rate. Although there are votes and legislative actions involved in setting these rates and budgets, this is essentially how the yearly process unfolds.

For instance, Union County in North Carolina has an effective property tax rate that can be compared to other counties within the state or even the national median property tax rate of 1.02%. Union County's rate is notably lower than the national median, making it an attractive area for property owners seeking lower tax burdens. In comparison, the highest median tax rate in the county is found in Indian Trail, while the lowest is in Charlotte. Understanding these variations can help property owners make informed decisions about where to invest or reside.

Property Tax Rates Across Union County, North Carolina

Source: Ownwell

0.63%

0.73%

0.84%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Union County Tax Rate

0.67%

Median Effective North Carolina Tax Rate

0.82%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Union County, North Carolina

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Charlotte	0.63%	0.63%	0.63%	0.64%	0.64%
Indian Trail	0.63%	0.83%	0.84%	0.84%	0.85%
Marshville	0.36%	0.63%	0.64%	0.66%	1.15%
Matthews	0.63%	0.63%	0.83%	0.84%	0.85%
Midland	0.32%	0.66%	0.66%	0.66%	0.66%
Mineral Springs	0.39%	0.66%	0.66%	0.66%	0.66%
Mint Hill	0.64%	0.64%	0.64%	0.64%	0.64%
Monroe	0.62%	0.63%	0.67%	1.09%	1.09%
Peachland	0.35%	0.62%	0.66%	0.66%	0.66%
Waxhaw	0.63%	0.63%	0.64%	1.01%	1.01%
Wingate	0.58%	0.66%	0.66%	1.00%	1.00%
Polkton	N/A	N/A	N/A	N/A	N/A
Weddington	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Union County, North Carolina

When examining property taxes in Union County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Union County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Union County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Union County.

For example, the median tax bill in Union County is $2,400, with tax bills ranging significantly across the county. Waxhaw has the highest median home price at $426,050.

Property Tax Assessment Values Across Union County, North Carolina

Source: Ownwell

$105,150

$265,600

$426,050

Median Union County Market Value

$277,400

Median North Carolina Market Value

$197,136

Median United States Market Value

$235,294

Property Tax Assessment Values Across Union County, North Carolina

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Charlotte	$163,100	$303,775	$366,900	$409,700	$445,170
Indian Trail	$160,700	$224,300	$275,600	$328,800	$387,740
Marshville	$58,240	$99,100	$186,300	$308,100	$446,820
Matthews	$191,800	$251,500	$363,800	$502,400	$715,320
Midland	$62,900	$70,350	$265,600	$483,850	$685,000
Mineral Springs	$53,080	$71,900	$105,150	$181,450	$259,790
Mint Hill	$323,620	$378,550	$399,100	$423,400	$457,120
Monroe	$79,900	$156,600	$222,200	$287,800	$375,700
Peachland	$54,920	$121,625	$226,100	$336,600	$465,480
Waxhaw	$189,500	$302,800	$426,050	$559,775	$847,550
Wingate	$67,670	$129,375	$181,300	$225,200	$301,880
Polkton	N/A	N/A	N/A	N/A	N/A
Weddington	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Union County, North Carolina

In Union County, NC, property tax bills are calculated based on the assessed value of a home, which is determined by the county assessor. The assessed value typically reflects the market value of the property. Homeowners in Union County can expect their property tax bills to vary significantly, with the 25th percentile at $1,479 and the 75th percentile reaching $3,011. For those at the 90th percentile, tax bills can climb to $4,285. The median home price in the county is $277,400, which influences the overall tax bill. Union County's property tax rate is slightly below the national median rate of 1.02%, leading to a median tax bill that is competitive with the national median of $2,400. However, within the county, there are variations. For instance, Waxhaw has the highest median tax bill at $3,108, while Mineral Springs has the lowest at $577. These differences highlight how location within the county can significantly impact a homeowner's tax liability.

Property Tax Bills Across Union County, North Carolina

Source: Ownwell

$577

$1,960

$3,343

Median Union County Tax Bill

$2,194

Median North Carolina Tax Bill

$1,615

Median United States Tax Bill

$2,400

Property Tax Bills Across Union County, North Carolina

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Charlotte	$1,031	$1,939	$2,288	$2,576	$2,818
Indian Trail	$1,140	$1,768	$2,245	$2,682	$3,164
Marshville	$317	$640	$1,271	$1,879	$2,588
Matthews	$1,538	$2,021	$2,747	$3,644	$4,845
Midland	$392	$449	$1,528	$2,522	$4,027
Mineral Springs	$343	$419	$577	$937	$1,481
Mint Hill	$2,066	$2,416	$2,547	$2,703	$2,918
Monroe	$544	$1,155	$1,729	$2,321	$2,942
Peachland	$320	$602	$1,266	$1,874	$2,762
Waxhaw	$1,328	$2,225	$3,108	$4,520	$5,801
Wingate	$407	$833	$1,267	$1,844	$2,212
Polkton	N/A	N/A	N/A	N/A	N/A
Weddington	N/A	N/A	N/A	N/A	N/A

Source: Ownwell