Ramsey County Property Taxes
The median property tax rate in Ramsey County is 1.26%, which is significantly higher than the national median of 0.99% but slightly below the North Dakota state median of 1.30%. With a median home value of $147,600 in Ramsey County, the typical annual property tax bill amounts to $1,862, which is below the national median of $2,690. Property taxes in Ramsey County are calculated based on the tax assessed value, which often falls below the actual market value due to various property tax exemptions such as primary residence and agricultural exemptions. Understanding Ramsey County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Devils Lake or another part of Ramsey County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Ramsey County Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
1.26%
Estimate Property Tax Bill
$1,860
$1,726
Ownwell’s Ramsey County Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Ramsey County with just 2 data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Ramsey County to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Ramsey County, North Dakota
Property taxes in Ramsey County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Ramsey County is 1.26%, which is significantly higher than the U.S. national median of 0.99%. Local government entities within Ramsey County set these rates annually, and they can vary significantly between different areas within the county. Each year, Ramsey County estimates its required budget to maintain services for the upcoming fiscal year, and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. The following data compares Ramsey County's effective property tax rate with other counties in North Dakota and the national median. For comparison, the city of Devils Lake has one of the higher property tax rates in North Dakota at 1.49%, while the city of Cando boasts one of the lowest at 0.82%. Analyzing how Ramsey County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Ramsey County Tax Rate
1.26%
Average North Dakota Tax Rate
1.30%
Average United States Tax Rate
0.99%
Property Tax Rates Across Ramsey County, North Dakota
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Brocket | 0.93% | 0.93% | 0.93% | 0.95% | 1.03% |
| Cando | 0.82% | 0.82% | 0.82% | 0.82% | 0.82% |
| Churchs Ferry | 0.79% | 0.86% | 1.00% | 1.03% | 1.04% |
| Crary | 1.01% | 1.03% | 1.08% | 1.08% | 1.09% |
| Devils Lake | 1.03% | 1.04% | 1.49% | 1.49% | 1.49% |
| Doyon | 1.01% | 1.01% | 1.01% | 1.01% | 1.01% |
| Edmore | 0.94% | 1.02% | 1.46% | 1.46% | 1.46% |
| Fairdale | 0.93% | 0.94% | 0.94% | 0.95% | 0.95% |
| Hampden | 0.93% | 1.20% | 1.20% | 1.20% | 1.20% |
| Lakota | 1.01% | 1.01% | 1.01% | 1.02% | 1.06% |
| Lawton | 0.93% | 1.05% | 1.37% | 1.37% | 1.38% |
| Minnewaukan | 0.85% | 0.85% | 0.85% | 0.85% | 0.85% |
| Penn | 0.45% | 1.04% | 1.04% | 1.04% | 1.05% |
| Starkweather | 0.90% | 0.93% | 1.03% | 1.03% | 1.03% |
| Tolna | 0.96% | 0.96% | 0.96% | 0.96% | 0.96% |
| Webster | 0.93% | 0.94% | 0.94% | 1.03% | 1.09% |
Source: Ownwell
Property Tax Assessment Values Across Ramsey County, North Dakota
In Ramsey County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Ramsey County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Ramsey County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. For instance, while the highest median tax bill in the county is $2,085 in Devils Lake, the lowest is just $124 in Brocket. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. Being aware of these valuation processes in Ramsey County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.
Property Tax Assessment Values Across Ramsey County, North Dakota
Source: Ownwell
$10,300
$87,800
$165,300
Average Ramsey County Assessed Value
$147,600
Average North Dakota Assessed Value
$217,800
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Ramsey County, North Dakota
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Brocket | $2,500 | $8,200 | $13,900 | $55,600 | $114,000 |
| Cando | $147,300 | $147,300 | $147,300 | $147,300 | $147,300 |
| Churchs Ferry | $42,190 | $61,425 | $94,100 | $129,750 | $148,770 |
| Crary | $11,600 | $31,100 | $100,650 | $184,425 | $248,260 |
| Devils Lake | $48,220 | $95,000 | $165,300 | $241,700 | $344,440 |
| Doyon | $6,160 | $26,550 | $38,200 | $65,500 | $109,460 |
| Edmore | $6,900 | $17,550 | $36,800 | $68,100 | $103,800 |
| Fairdale | $62,080 | $65,950 | $72,400 | $75,700 | $77,680 |
| Hampden | $6,120 | $14,075 | $18,200 | $28,725 | $97,280 |
| Lakota | $1,110 | $5,625 | $41,450 | $54,775 | $81,730 |
| Lawton | $2,200 | $4,450 | $10,300 | $38,700 | $98,700 |
| Minnewaukan | $156,500 | $156,500 | $156,500 | $156,500 | $156,500 |
| Penn | $36,700 | $60,500 | $141,700 | $247,000 | $291,580 |
| Starkweather | $10,410 | $23,875 | $42,800 | $83,150 | $145,190 |
| Tolna | $71,200 | $71,200 | $71,200 | $71,200 | $71,200 |
| Webster | $11,180 | $33,600 | $98,400 | $172,200 | $256,140 |
Source: Ownwell
Property Tax Bills Across Ramsey County, North Dakota
In Ramsey County, ND, property tax bills are calculated based on the assessed value of a home, which is a percentage of its market value. Homeowners in this area see a range of tax bills depending on the value of their property. For instance, at the 25th percentile, tax bills are around $841, while those at the 75th percentile can expect to pay approximately $2,792. The tax bill at the 90th percentile reaches up to $3,738. Several factors influence these amounts, including the local tax rate and the specific value assessments conducted by the county. Homeowners in Devils Lake experience the highest median tax bill at $2,085, contrasting sharply with Brocket, where the lowest median tax bill is just $124. These variations can significantly impact homeowners, affecting their annual budgets and long-term financial planning. Compared to the national median property tax rate of 0.99%, Ramsey County's rates reflect its unique economic and property landscape.
Average Ramsey County Tax Bill
$1,862
Average North Dakota Tax Bill
$2,659
Average United States Tax Bill
$2,690
Property Tax Bills Across Ramsey County, North Dakota
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Brocket | $22 | $75 | $124 | $544 | $1,183 |
| Cando | $1,215 | $1,215 | $1,215 | $1,215 | $1,215 |
| Churchs Ferry | $436 | $517 | $903 | $1,284 | $1,506 |
| Crary | $86 | $301 | $1,051 | $1,946 | $2,748 |
| Devils Lake | $583 | $1,208 | $2,085 | $2,982 | $3,886 |
| Doyon | $62 | $278 | $387 | $663 | $1,108 |
| Edmore | $88 | $229 | $518 | $873 | $1,156 |
| Fairdale | $586 | $625 | $690 | $713 | $726 |
| Hampden | $73 | $167 | $213 | $290 | $975 |
| Lakota | $11 | $57 | $425 | $555 | $827 |
| Lawton | $20 | $56 | $127 | $375 | $952 |
| Minnewaukan | $1,325 | $1,325 | $1,325 | $1,325 | $1,325 |
| Penn | $131 | $437 | $1,122 | $2,029 | $2,828 |
| Starkweather | $100 | $249 | $433 | $786 | $1,421 |
| Tolna | $684 | $684 | $684 | $684 | $684 |
| Webster | $79 | $270 | $774 | $1,871 | $2,670 |
Source: Ownwell