Bend, Deschutes County, Oregon Property Taxes
Median Bend, OR effective property tax rate: 0.56%, significantly lower than the national median of 1.02%, but lower than the Oregon state median of 0.86%.
Median Bend, OR home value: $722,870
Median annual Bend, OR tax bill: $3,982, $1,582 higher than the national median property tax bill of $2,400.
How are property taxes in Deschutes calculated?
Property taxes in Bend, OR are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Bend’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Bend, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Bend, Deschutes County, Oregon Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.56%
Estimate Property Tax Bill
$4,048
$3,756
Property Tax Rates Across Bend, Deschutes County, Oregon
Local government entities determine tax rates, and these can vary significantly within Oregon. Each year, Deschutes County estimates the budget required to provide essential services and divides this by the total value of all taxable property in the area. This calculation determines the property tax rate. While there are votes and laws involved in setting tax rates and budgets, this is the annual process in a nutshell.
In Bend, located in Deschutes County, the effective property tax rate is lower than the national median of 1.02%. The median property tax rate in Deschutes County is 0.56%, which is below the national average. Within the county, the highest median tax rate is found in the 97707 ZIP code at 0.58%, while the lowest is in the 97703 ZIP code at 0.53%.
Comparing Bend's effective property tax rate to other cities in Oregon and the national median offers valuable insights for property owners. Understanding these differences can help homeowners make informed decisions and potentially save on property taxes.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Bend Tax Rate
0.56%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Deschutes County Tax Rate
0.59%
Median Effective Oregon Tax Rate
0.86%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Bend, Deschutes County, Oregon
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 97701 | 0.45% | 0.51% | 0.56% | 0.62% | 0.67% |
| 97702 | 0.43% | 0.50% | 0.57% | 0.63% | 0.71% |
| 97703 | 0.33% | 0.43% | 0.53% | 0.62% | 0.72% |
| 97707 | 0.35% | 0.49% | 0.58% | 0.66% | 0.75% |
Source: Ownwell
Property Tax Assessment Values Across Bend, Deschutes County, Oregon
When examining property taxes in Bend, Oregon, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Deschutes County Assessor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Deschutes County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Bend.
For example, the median home price in Bend is $722,870, with tax bills ranging significantly across the county. Zip code 97703 has the highest median home price at $1,001,855.
Property Tax Assessment Values Across Bend, Deschutes County, Oregon
Source: Ownwell
$382,825
$692,340
$1,001,855
Median Bend Market Value
$722,870
Median Deschutes County Market Value
$646,345
Median Oregon Market Value
$438,140
Median United States Market Value
$235,294
Property Tax Assessment Values Across Bend, Deschutes County, Oregon
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 97701 | $447,098 | $514,382 | $602,475 | $725,248 | $958,621 |
| 97702 | $419,609 | $551,702 | $686,845 | $913,198 | $1,288,587 |
| 97703 | $599,206 | $771,738 | $1,001,855 | $1,326,515 | $1,788,394 |
| 97707 | $351,640 | $533,790 | $749,470 | $960,235 | $1,227,670 |
Source: Ownwell
Property Tax Bills Across Bend, Deschutes County, Oregon
Median Bend Tax Bill
$3,982
Median Deschutes County Tax Bill
$3,746
Median Oregon Tax Bill
$3,628
Median United States Tax Bill
$2,400
Property Tax Bills Across Bend, Deschutes County, Oregon
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 97701 | $2,324 | $2,843 | $3,475 | $4,257 | $5,324 |
| 97702 | $2,098 | $2,926 | $3,857 | $5,304 | $7,603 |
| 97703 | $2,329 | $3,547 | $5,304 | $7,431 | $10,297 |
| 97707 | $1,437 | $2,640 | $4,136 | $5,904 | $8,100 |
Source: Ownwell