Northern Cambria, Cambria County, Pennsylvania Property Taxes
The median property tax rate in Northern Cambria, PA is 11.50%, significantly higher than both the national median of 0.99% and Pennsylvania's state median of 2.81%. With the median home value in Northern Cambria at $9,340, the typical annual property tax bill reaches $1,044, surpassing the national median of $2,690. Property taxes in Northern Cambria are calculated based on the tax assessed value, which often falls below the market value due to various exemptions like the primary residence and agricultural exemptions. Understanding Northern Cambria's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of Northern Cambria or another part of the city, understanding the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Northern Cambria, Cambria County, Pennsylvania Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
11.5%
Estimate Property Tax Bill
$1,074
$997
Ownwell’s Northern Cambria Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Northern Cambria with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in Northern Cambria to estimate your property tax bill. This insightful tool helps you understand potential tax liabilities. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.
Property Tax Rates Across Northern Cambria, Cambria County, Pennsylvania
Property taxes in Northern Cambria, PA, are crucial in funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in Northern Cambria is 11.50%, significantly higher than both the Pennsylvania state median and the U.S. national median of 0.99%. Local government entities within Northern Cambria set these rates annually, and they can vary significantly across different neighborhoods. Each year, Northern Cambria estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares Northern Cambria's effective property tax rate to other counties in Pennsylvania and the national median. For comparison, the zip code 15714 has the highest median property tax rate of 11.50%, while the same zip code also has the lowest median tax rate of 11.50%. Understanding how these figures compare with Northern Cambria provides valuable insights into the varying tax landscape across Cambria County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Property Tax Rates Across Northern Cambria, Cambria County, Pennsylvania
Source: Ownwell
8.70%
10.97%
13.23%
Average Northern Cambria Tax Rate
11.50%
Average Cambria County Tax Rate
10.13%
Average Pennsylvania Tax Rate
2.81%
Average United States Tax Rate
0.99%
Property Tax Rates Across Northern Cambria, Cambria County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 15714 | 9.25% | 10.20% | 11.50% | 11.50% | 11.50% |
Source: Ownwell
Property Tax Assessment Values Across Northern Cambria, Cambria County, Pennsylvania
In Northern Cambria, Pennsylvania, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the Cambria County Assessment Office for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In Northern Cambria, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. The median home price in Northern Cambria is $9,340, with tax bills ranging from $651 at the 25th percentile to $2,582 at the 90th percentile. The zip code 15714 has both the highest and lowest median tax bill, which is $1,044. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. Being aware of these valuation processes in Northern Cambria helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden.
Property Tax Assessment Values Across Northern Cambria, Cambria County, Pennsylvania
Source: Ownwell
$4,060
$11,715
$19,370
Average Northern Cambria Assessed Value
$9,340
Average Cambria County Assessed Value
$12,040
Average Pennsylvania Assessed Value
$114,400
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Northern Cambria, Cambria County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 15714 | $3,600 | $5,960 | $9,340 | $15,040 | $23,704 |
Source: Ownwell
Property Tax Bills Across Northern Cambria, Cambria County, Pennsylvania
Property tax bills in Northern Cambria, located in Cambria County, PA, are calculated based on the assessed value of a property and the local tax rate. The assessed value is determined by the county assessor and reflects the value of the property for tax purposes, which can differ from the market value. In this region, the median home price is $9,340, which influences the overall tax burden on homeowners. The tax rate is applied to the assessed value to determine the annual tax bill. For instance, in Northern Cambria, property tax bills vary significantly, with the 25th percentile at $651 and the 75th percentile at $1,662. At the 90th percentile, homeowners can expect to pay around $2,582. These variations are due to differences in property values and specific local tax rates. Comparatively, the national median property tax rate is 0.99%, which provides a benchmark for understanding local tax burdens. High property taxes can significantly impact homeowners, influencing their financial planning and housing affordability.
Property Tax Bills Across Northern Cambria, Cambria County, Pennsylvania
Source: Ownwell
$376
$1,335
$2,294
Average Northern Cambria Tax Bill
$1,044
Average Cambria County Tax Bill
$1,315
Average Pennsylvania Tax Bill
$3,063
Average United States Tax Bill
$2,690
Property Tax Bills Across Northern Cambria, Cambria County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 15714 | $379 | $651 | $1,044 | $1,662 | $2,582 |
Source: Ownwell