Kutztown, Pennsylvania Property Taxes
The median property tax rate in Kutztown, PA is 2.31%, considerably higher than both the national median of 0.99% and the Pennsylvania state median of 2.81%. With the median home value in Kutztown at $272,400, the typical annual property tax bill reaches $6,022, exceeding the national median of $2,690. Property taxes in Kutztown are calculated based on the tax assessed value, which typically falls below the market value due to various exemptions like the primary residence and agricultural exemptions. Understanding Kutztown's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of Kutztown or another part of the city, understanding the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Kutztown, Pennsylvania Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
2.31%
Estimate Property Tax Bill
$6,292
Ownwell’s Kutztown Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Kutztown with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in Kutztown to estimate your property tax bill. This insightful tool helps you understand potential tax liabilities. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.
Property Tax Rates Across Kutztown, Pennsylvania
Property taxes in Kutztown, Pennsylvania, play a crucial role in funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in Kutztown is 2.31%, significantly higher than both the Pennsylvania state median and the U.S. national median of 0.99%. Local government entities within Kutztown set these rates annually, and they can vary significantly across different neighborhoods. Each year, Kutztown estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares Kutztown's effective property tax rate to other counties in Pennsylvania and the national median. For comparison, the zip code 19530 has the highest median property tax rate of 2.31%, while the same zip code also has the lowest median tax rate of 2.31%. Understanding how these cities compare with Kutztown provides valuable insights into the varying tax landscape across Lehigh County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average Kutztown Tax Rate
2.31%
Average Lehigh County Tax Rate
2.78%
Average Pennsylvania Tax Rate
2.81%
Average United States Tax Rate
0.99%
Property Tax Rates Across Kutztown, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 19530 | 1.47% | 2.31% | 2.31% | 2.31% | 2.31% |
Source: Ownwell
Property Tax Assessment Values Across Kutztown, Pennsylvania
In Kutztown, Pennsylvania, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the Lehigh County Assessment Office for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In Kutztown, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. Being aware of these valuation processes in Kutztown helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden. The zip code 19530 has both the highest and lowest median tax bill, recorded at $6,022.
Average Kutztown Assessed Value
$272,400
Average Lehigh County Assessed Value
$166,200
Average Pennsylvania Assessed Value
$114,400
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Kutztown, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 19530 | $164,360 | $219,550 | $272,400 | $345,150 | $412,360 |
Source: Ownwell
Property Tax Bills Across Kutztown, Pennsylvania
In Kutztown, property tax bills are calculated based on the assessed value of a home, which is determined by the local tax assessor. This assessed value is then multiplied by the local property tax rate to determine the annual tax bill. Factors such as the property's size, location, and market conditions are considered during the assessment process. Homeowners in Kutztown can expect a median home price of $272,400, with tax bills varying significantly across the spectrum. For instance, those in the 25th percentile pay around $4,791 annually, while those in the 75th percentile see a tax bill of about $7,239. The highest median tax bill in the area is $6,022, consistent across all zip codes, including 19530. Compared to the national median property tax rate of 0.99%, homeowners in Kutztown may find their tax bills to be relatively high. These taxes fund essential public services such as schools, infrastructure, and emergency services, directly impacting the quality of life for residents.
Average Kutztown Tax Bill
$6,022
Average Lehigh County Tax Bill
$4,452
Average Pennsylvania Tax Bill
$3,063
Average United States Tax Bill
$2,690
Property Tax Bills Across Kutztown, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 19530 | $3,599 | $4,791 | $6,022 | $7,239 | $8,785 |
Source: Ownwell