Hardin County, Tennessee Property Taxes
The median property tax rate in Hardin County is 0.70%, which is lower than the national median of 0.99% but higher than the Tennessee state median of 0.64%. With a median home value of $89,300, the typical annual property tax bill in Hardin County is $809, significantly below the national median of $2,690. Property taxes in Hardin County are calculated based on the tax assessed value, which is often lower than the actual market value due to various property tax exemptions, such as those for primary residences and agricultural properties. Understanding Hardin County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Savannah or another part of Hardin County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Hardin County, Tennessee Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
0.7%
Estimate Property Tax Bill
$625
$580
Ownwell’s Hardin County Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner to estimate their annual property taxes in Hardin County with just 2 data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Hardin County to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property's assessed value is the value assigned by your county for property tax calculations and takes into account any exemptions you may have on your property.
Property Tax Rates Across Hardin County, Tennessee
Property taxes in Hardin County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Hardin County is 0.70%, which is lower than the U.S. national median of 0.99%. Local government entities within Hardin County set these rates annually, and they can vary significantly between different areas within the county. Each year, Hardin County estimates its required budget to maintain services for the upcoming fiscal year and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. The following data compares Hardin County's effective property tax rate with other areas in Tennessee and the national median. For comparison, the city of Savannah has one of the higher property tax rates in Tennessee at 0.77%, while the city of Counce boasts one of the lowest at 0.63%. Analyzing how Hardin County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Hardin County Tax Rate
0.70%
Average Tennessee Tax Rate
0.64%
Average United States Tax Rate
0.99%
Property Tax Rates Across Hardin County, Tennessee
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Adamsville | 0.56% | 0.60% | 0.65% | 0.73% | 0.89% |
| Clifton | 0.58% | 0.65% | 0.69% | 0.73% | 0.78% |
| Counce | 0.55% | 0.59% | 0.63% | 0.70% | 0.85% |
| Crump | 0.54% | 0.59% | 0.65% | 0.81% | 0.90% |
| Michie | 0.56% | 0.65% | 0.70% | 0.75% | 0.97% |
| Milledgeville | 0.60% | 0.67% | 0.73% | 0.84% | 1.06% |
| Morris Chapel | 0.53% | 0.60% | 0.64% | 0.75% | 0.89% |
| Olivehill | 0.55% | 0.61% | 0.66% | 0.70% | 0.84% |
| Saltillo | 0.60% | 0.67% | 0.72% | 0.84% | 1.01% |
| Sardis | 0.57% | 0.65% | 0.70% | 0.77% | 1.04% |
| Savannah | 0.58% | 0.65% | 0.77% | 0.96% | 1.18% |
| Shiloh | 0.49% | 0.60% | 0.72% | 0.88% | 1.08% |
| Stantonville | N/A | N/A | N/A | N/A | N/A |
| Waterloo | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Hardin County, Tennessee
In Hardin County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Hardin County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Hardin County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. Stantonville has the highest median tax bill at $1,394, while Saltillo has the lowest at $493. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. Being aware of these valuation processes in Hardin County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.
Average Hardin County Assessed Value
$89,300
Average Tennessee Assessed Value
$173,500
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Hardin County, Tennessee
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Adamsville | $24,440 | $50,600 | $98,200 | $173,400 | $258,000 |
| Clifton | $25,500 | $57,450 | $123,250 | $175,425 | $220,230 |
| Counce | $35,360 | $72,050 | $135,100 | $209,150 | $381,260 |
| Crump | $14,300 | $34,200 | $70,700 | $121,700 | $169,020 |
| Michie | $18,900 | $32,700 | $74,200 | $131,600 | $200,800 |
| Milledgeville | $35,400 | $47,050 | $78,800 | $125,150 | $204,580 |
| Morris Chapel | $26,560 | $46,400 | $86,400 | $147,000 | $210,300 |
| Olivehill | $19,500 | $33,000 | $60,300 | $106,300 | $177,000 |
| Saltillo | $16,640 | $31,400 | $52,400 | $88,550 | $147,480 |
| Sardis | $18,210 | $35,275 | $62,200 | $134,425 | $195,360 |
| Savannah | $28,800 | $51,500 | $85,700 | $148,300 | $263,780 |
| Shiloh | $18,280 | $31,450 | $53,800 | $91,250 | $156,440 |
| Stantonville | N/A | N/A | N/A | N/A | N/A |
| Waterloo | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Hardin County, Tennessee
In Hardin County, TN, property tax bills are calculated based on the assessed value of the property, which is determined by the local tax assessor's office. The assessed value is a percentage of the property's market value. Homeowners in Hardin County see a wide range of property tax bills, influenced by the value of their homes and the specific tax rates set by local jurisdictions. For instance, the median home price in Hardin County is $89,300. Property tax bills can vary significantly, with the 25th percentile at $497 and the 75th percentile at $1233. At the higher end, the 90th percentile tax bill reaches up to $1915. Stantonville has the highest median tax bill at $1394, while Saltillo has the lowest at $493. These tax bills affect homeowners by contributing to their annual expenses and influencing their overall cost of living. Compared to the national median property tax rate of 0.99%, Hardin County's rates reflect a diverse range of financial impacts on its residents.
Average Hardin County Tax Bill
$809
Average Tennessee Tax Bill
$1,206
Average United States Tax Bill
$2,690
Property Tax Bills Across Hardin County, Tennessee
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Adamsville | $230 | $495 | $795 | $1,290 | $1,880 |
| Clifton | $358 | $568 | $995 | $1,274 | $1,593 |
| Counce | $394 | $661 | $980 | $1,448 | $2,562 |
| Crump | $258 | $441 | $682 | $923 | $1,210 |
| Michie | $189 | $448 | $685 | $1,090 | $1,479 |
| Milledgeville | $336 | $414 | $697 | $966 | $1,574 |
| Morris Chapel | $235 | $394 | $707 | $1,000 | $1,407 |
| Olivehill | $167 | $298 | $533 | $819 | $1,220 |
| Saltillo | $147 | $313 | $493 | $754 | $1,088 |
| Sardis | $213 | $308 | $567 | $972 | $1,446 |
| Savannah | $265 | $501 | $806 | $1,233 | $1,926 |
| Shiloh | $107 | $244 | $518 | $876 | $1,321 |
| Stantonville | N/A | N/A | N/A | N/A | N/A |
| Waterloo | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell