Houston County, Tennessee Property Taxes
The median property tax rate in Houston County is 0.70%, which is lower than the national median of 0.99% but higher than the Tennessee state median of 0.64%. With a median home value of $92,550, the typical annual property tax bill in Houston County amounts to $713, significantly below the national median of $2,690. Property taxes in Houston County are determined based on the assessed value, which is often less than the actual market value due to various exemptions like those for primary residences and agricultural properties. By understanding Houston County's property tax system, exploring available exemptions, and identifying opportunities for tax reductions, residents can achieve substantial annual savings. Whether you reside in Erin or another part of Houston County, a thorough knowledge of local property taxes is advantageous for both homeowners and real estate investors.
Last Updated June 14, 2024
Houston County, Tennessee Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
0.7%
Estimate Property Tax Bill
$648
$601
Ownwell’s Houston Property Tax Bill Calculator offers homeowners, real estate investors, and potential buyers a quick way to estimate their annual property taxes in Houston County using just two data points. Simply enter your property's estimated assessed value, and our calculator will apply the median tax rate in Houston County to provide an estimate of your property tax bill. This tool helps you understand your potential tax liabilities. For more localized insights, scroll down to explore trends on a city level. Your property assessed value is determined by the county and includes any applicable exemptions, ensuring an accurate calculation of your property taxes.
Property Tax Rates Across Houston County, Tennessee
Property taxes in Houston County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Houston County is 0.70%, which is lower than the U.S. national median of 0.99%. Local government entities within Houston County set these rates annually, and they can vary significantly between different areas within the county. Each year, Houston County estimates its required budget to maintain services for the upcoming fiscal year and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. For comparison, the city of Tennessee Ridge has one of the higher property tax rates in Tennessee at 0.89%, while the city of Dickson boasts a rate similar to Houston County at 0.70%. Analyzing how Houston County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Houston County Tax Rate
0.70%
Average Tennessee Tax Rate
0.64%
Average United States Tax Rate
0.99%
Property Tax Rates Across Houston County, Tennessee
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cumberland City | 0.70% | 0.70% | 0.70% | 0.70% | 0.70% |
| Cumberland Furnace | 0.70% | 0.70% | 0.70% | 0.70% | 0.70% |
| Dickson | N/A | N/A | N/A | N/A | N/A |
| Erin | 0.70% | 0.70% | 0.70% | 0.89% | 0.96% |
| Mc Ewen | 0.70% | 0.70% | 0.70% | 0.70% | 0.70% |
| Stewart | 0.70% | 0.70% | 0.70% | 0.70% | 0.70% |
| Tennessee Ridge | 0.70% | 0.70% | 0.89% | 0.89% | 0.89% |
| Vanleer | 0.70% | 0.70% | 0.70% | 0.70% | 0.70% |
| Waverly | 0.70% | 0.70% | 0.70% | 0.70% | 0.70% |
Source: Ownwell
Property Tax Assessment Values Across Houston County, Tennessee
Understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes in Houston County, Tennessee. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Houston County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Houston County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. Being aware of these valuation processes will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively. In Houston County, the median home price stands at $92,550, with tax bills ranging significantly. For instance, Dickson has the highest median tax bill at $1,254, while Stewart has the lowest at $480. By understanding these differences, homeowners can make informed decisions about their property tax obligations.
Property Tax Assessment Values Across Houston County, Tennessee
Source: Ownwell
$69,500
$119,775
$170,050
Average Houston County Assessed Value
$92,550
Average Tennessee Assessed Value
$173,500
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Houston County, Tennessee
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cumberland City | $43,120 | $67,500 | $108,100 | $169,350 | $242,060 |
| Cumberland Furnace | $41,500 | $94,050 | $147,200 | $221,900 | $374,850 |
| Dickson | N/A | N/A | N/A | N/A | N/A |
| Erin | $31,180 | $56,100 | $92,100 | $142,400 | $216,340 |
| Mc Ewen | $33,900 | $88,825 | $147,750 | $206,850 | $270,210 |
| Stewart | $20,240 | $34,550 | $69,500 | $137,700 | $223,360 |
| Tennessee Ridge | $32,560 | $58,700 | $90,800 | $133,400 | $193,960 |
| Vanleer | $46,300 | $69,650 | $106,500 | $165,050 | $248,600 |
| Waverly | $62,630 | $125,825 | $170,050 | $214,850 | $289,790 |
Source: Ownwell
Property Tax Bills Across Houston County, Tennessee
In Houston County, Tennessee, property tax bills are calculated based on the assessed value of a property, which is determined by the local tax assessor. The assessed value is a percentage of the property's market value, and this percentage can vary. Homeowners in Houston County experience a range of property tax bills. For instance, the 25th percentile tax bill is $415, while the 75th percentile tax bill is $1087. The 90th percentile tax bill can go up to $1616, indicating a broader range of property values and corresponding tax responsibilities. Factors influencing the tax bill include the property's assessed value and the local tax rate. Compared to the national median property tax rate of 0.99%, Houston County offers relatively affordable property taxes. Homeowners in Dickson, the city with the highest median tax bill, pay around $1254, while those in Stewart, with the lowest median tax bill, pay about $480. These variations highlight how location and property value significantly impact the tax burden on homeowners in the county.
Average Houston County Tax Bill
$713
Average Tennessee Tax Bill
$1,206
Average United States Tax Bill
$2,690
Property Tax Bills Across Houston County, Tennessee
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cumberland City | $299 | $471 | $754 | $1,182 | $1,688 |
| Cumberland Furnace | $290 | $709 | $1,030 | $1,552 | $2,623 |
| Dickson | N/A | N/A | N/A | N/A | N/A |
| Erin | $237 | $442 | $722 | $1,076 | $1,576 |
| Mc Ewen | $235 | $675 | $1,028 | $1,457 | $1,893 |
| Stewart | $137 | $240 | $480 | $940 | $1,528 |
| Tennessee Ridge | $239 | $463 | $731 | $1,080 | $1,516 |
| Vanleer | $324 | $487 | $755 | $1,163 | $1,755 |
| Waverly | $438 | $880 | $1,126 | $1,503 | $2,028 |
Source: Ownwell
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