Bell County, Texas Property Taxes
Median Bell County effective property tax rate: 1.62%, significantly higher than the national median of 1.02%.
Median Bell County home value: $246,375
Median annual Bell County tax bill: $3,358, $958 higher than the national median property tax bill of $2,400.
How are property taxes in Bell County calculated?
Property taxes in Bell County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Killeen or another part of Bell County, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Bell County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.62%
Estimate Property Tax Bill
$3,991
$3,704
$1,102
Average Tax Savings
Property Tax Rates Across Bell County, Texas
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Bell County Tax Rate
1.62%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Texas Tax Rate
1.67%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Bell County, Texas
City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
76542 | N/A | N/A | N/A | N/A | N/A |
Bartlett | 0.97% | 1.09% | 1.60% | 2.29% | 2.29% |
Bell County Rural | N/A | N/A | N/A | N/A | N/A |
Bell Rural County | N/A | N/A | N/A | N/A | N/A |
Belton | 0.23% | 1.14% | 1.52% | 1.94% | 2.04% |
Burlington | 0.27% | 0.59% | 1.01% | 1.40% | 1.46% |
Florence | 0.57% | 1.13% | 1.45% | 1.45% | 1.45% |
Gatesville | 0.27% | 0.35% | 1.27% | 1.50% | 1.50% |
Harker Heights | N/A | N/A | N/A | N/A | N/A |
Heidenheimer | 0.29% | 0.66% | 1.51% | 1.51% | 1.51% |
Holland | 0.56% | 0.84% | 1.25% | 1.72% | 1.72% |
Jarrell | N/A | N/A | N/A | N/A | N/A |
Kempner | N/A | N/A | N/A | N/A | N/A |
Killeen | N/A | N/A | N/A | N/A | N/A |
Little River Academy | 0.69% | 1.08% | 1.44% | 1.92% | 1.92% |
Moody | 0.25% | 0.32% | 0.35% | 0.35% | 1.05% |
Morgans Point Resort | 1.28% | 1.68% | 2.12% | 2.12% | 2.12% |
Morgans Point Resort City | N/A | N/A | N/A | N/A | N/A |
Nolanville | N/A | N/A | N/A | N/A | N/A |
Pendleton | 0.27% | 0.37% | 1.25% | 1.25% | 1.25% |
Rogers | 0.55% | 1.12% | 1.43% | 2.38% | 2.38% |
Salado | 0.44% | 1.30% | 1.43% | 1.61% | 1.80% |
Temple | 0.85% | 1.46% | 1.76% | 2.34% | 2.34% |
Troy | 0.37% | 0.95% | 1.28% | 1.65% | 1.72% |
Source: Ownwell
$1,102
Average Bell County Tax Savings
Save on your property taxes & more with Ownwell
Property Tax Assessment Values Across Bell County, Texas
Median Bell County Market Value
$246,375
Median Texas Market Value
$247,950
Median United States Market Value
$235,294
Property Tax Assessment Values Across Bell County, Texas
City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
76542 | N/A | N/A | N/A | N/A | N/A |
Bartlett | $34,618 | $99,115 | $159,904 | $237,431 | $315,270 |
Bell County Rural | N/A | N/A | N/A | N/A | N/A |
Bell Rural County | N/A | N/A | N/A | N/A | N/A |
Belton | $62,113 | $178,147 | $297,539 | $426,978 | $625,718 |
Burlington | $64,951 | $125,824 | $211,456 | $338,851 | $469,952 |
Florence | $16,427 | $46,128 | $156,704 | $310,806 | $447,222 |
Gatesville | $22,118 | $41,157 | $82,232 | $197,411 | $413,992 |
Harker Heights | N/A | N/A | N/A | N/A | N/A |
Heidenheimer | $43,395 | $57,532 | $96,855 | $140,848 | $159,615 |
Holland | $35,805 | $91,165 | $174,343 | $271,220 | $511,308 |
Jarrell | N/A | N/A | N/A | N/A | N/A |
Kempner | N/A | N/A | N/A | N/A | N/A |
Killeen | N/A | N/A | N/A | N/A | N/A |
Little River Academy | $82,061 | $132,715 | $189,922 | $277,531 | $392,797 |
Moody | $25,253 | $57,042 | $165,533 | $314,563 | $539,580 |
Morgans Point Resort | $11,922 | $20,601 | $49,707 | $275,575 | $402,798 |
Morgans Point Resort City | N/A | N/A | N/A | N/A | N/A |
Nolanville | N/A | N/A | N/A | N/A | N/A |
Pendleton | $14,277 | $40,455 | $70,890 | $112,595 | $147,959 |
Rogers | $21,809 | $42,017 | $87,111 | $176,902 | $335,280 |
Salado | $187,909 | $378,322 | $514,147 | $667,615 | $855,073 |
Temple | $96,843 | $174,804 | $248,544 | $306,972 | $400,156 |
Troy | $50,107 | $119,050 | $232,434 | $278,510 | $384,574 |
Source: Ownwell
$1,102
Average Bell County Tax Savings
Save on your property taxes & more with Ownwell
Property Tax Bills Across Bell County, Texas
Median Bell County Tax Bill
$3,358
Median Texas Tax Bill
$3,971
Median United States Tax Bill
$2,400
Property Tax Bills Across Bell County, Texas
City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
76542 | N/A | N/A | N/A | N/A | N/A |
Bartlett | $280 | $732 | $1,748 | $3,195 | $4,744 |
Bell County Rural | N/A | N/A | N/A | N/A | N/A |
Bell Rural County | N/A | N/A | N/A | N/A | N/A |
Belton | $44 | $780 | $3,485 | $6,116 | $8,752 |
Burlington | $138 | $589 | $1,865 | $3,198 | $4,304 |
Florence | $66 | $122 | $668 | $2,283 | $4,355 |
Gatesville | $91 | $189 | $492 | $1,490 | $3,899 |
Harker Heights | N/A | N/A | N/A | N/A | N/A |
Heidenheimer | $97 | $351 | $758 | $1,082 | $1,882 |
Holland | $184 | $591 | $1,679 | $2,976 | $4,456 |
Jarrell | N/A | N/A | N/A | N/A | N/A |
Kempner | N/A | N/A | N/A | N/A | N/A |
Killeen | N/A | N/A | N/A | N/A | N/A |
Little River Academy | $129 | $974 | $2,161 | $3,617 | $5,435 |
Moody | $30 | $104 | $301 | $715 | $2,184 |
Morgans Point Resort | $181 | $310 | $627 | $3,544 | $6,042 |
Morgans Point Resort City | N/A | N/A | N/A | N/A | N/A |
Nolanville | N/A | N/A | N/A | N/A | N/A |
Pendleton | $22 | $63 | $220 | $1,007 | $1,468 |
Rogers | $144 | $377 | $984 | $2,216 | $3,564 |
Salado | $94 | $3,103 | $6,365 | $8,711 | $11,544 |
Temple | $463 | $2,090 | $3,950 | $5,708 | $7,151 |
Troy | $123 | $709 | $2,305 | $3,771 | $4,956 |
Source: Ownwell
$1,102
Average Bell County Tax Savings
Save on your property taxes & more with Ownwell
Want to lower your Bell County property taxes?
Property Tax Protests in Texas
In Bell County, TX, homeowners have the opportunity to appeal their property tax assessments if they believe their property has been overassessed. The appeal process begins with filing a protest with the Bell County Appraisal District. Homeowners must submit their protest by the deadline stated in their appraisal notice, typically by May 15th or 30 days after the notice is mailed, whichever is later. Once the protest is filed, the homeowner has the option to resolve the issue informally with the appraisal district or proceed to a formal hearing.
During the formal hearing, the homeowner presents their case before the Appraisal Review Board (ARB), an independent panel that listens to appeals. Homeowners should prepare evidence, such as comparable sales data or an independent appraisal, to support their claim that their property has been overvalued. The ARB will review the evidence and make a determination. Possible outcomes include a reduction in the assessed value, which can lead to a lower property tax bill, or the board may uphold the original assessment.
Ownwell can assist homeowners throughout the property tax appeal process by providing expert guidance and representation. Our team of professionals will analyze your property's assessed value, gather necessary evidence, and represent you during the informal and formal hearings. By leveraging our expertise and local market knowledge, we aim to secure a fair assessment and potentially lower your property tax bill. Engaging Ownwell can alleviate the stress of the appeal process and increase the likelihood of a successful outcome for homeowners in Bell County.
Exemptions in Texas
In Bell County, Texas, homeowners have access to several property tax exemption programs designed to reduce their tax burden. These exemptions are primarily available to those who own and occupy their homes as a primary residence. The most common exemption is the Homestead Exemption, which provides a reduction in the assessed value of a homeowner's primary residence, leading to lower property taxes. To qualify, homeowners must occupy the home as their principal residence as of January 1st and file an application with the local appraisal district.
In addition to the Homestead Exemption, Bell County offers exemptions for seniors aged 65 and older, providing additional relief by further decreasing the taxable value of their property. Disabled individuals may also qualify for exemptions, which offer similar benefits. Veterans and their surviving spouses can take advantage of exemptions specifically designed for them, offering significant reductions in property taxes.
Applying for these exemptions involves submitting the appropriate forms to the Bell County Appraisal District. Ownwell can assist homeowners in navigating the application process, ensuring that all necessary documentation is completed accurately and submitted on time. By leveraging Ownwell's expertise, homeowners can maximize their exemption benefits, ultimately reducing their property tax liabilities and saving money.
Available Exemptions
Senior
Disabled
Home Stead
Veteran
Solar/Wind
Non-Profit
Don't miss the deadline to protest!
Dates | |
---|---|
Appeal Deadline | May 15 |
Tax Bill | |
Issued | October 1 |
Due Date #1 | January 31 |
Links | |
---|---|
Bell Appraisal District | |
Phone | (254) 939-5841 |
Website | esearch.bellcad.org |
Save money on your property taxes with Ownwell

Enter your address.
With just your address Ownwell will analyze your property expenses to find you savings using real time market data, local expertise and AI.

Answer some questions.
The more we know about your property, the more we can save you. There's no up-front costs, it's risk-free to sign up. Only pay if you save!

Unlock your savings.
We gather evidence, file all documentation, and attend hearings on your behalf year after year, so you never overpay again.