Bell County Property Taxes
The median property tax rate in Bell County is 1.50%, which is significantly higher than the national median of 0.99% but lower than the Texas state median of 1.67%. With the median home value in Bell County at $243,415, the typical annual property tax bill reaches $3,265, which is above the national median of $2,690. Property taxes in Bell County are calculated based on the tax assessed value, which generally falls below the actual market value due to various property tax exemptions like the primary residence and agricultural exemptions. Understanding Bell County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Killeen or another part of Bell County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Bell County Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
1.5%
Estimate Property Tax Bill
$3,651
$3,378
$1,148
Average Bell County Tax Savings
Ownwell’s Bell County Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Bell County with just two data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Bell County to estimate your property tax bill. This insightful tool not only helps you understand potential tax liabilities but also highlights how Ownwell can help lower property taxes in Bell County. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations, taking into account any exemptions you may have on your property.
Property Tax Rates Across Bell County, Texas
Property taxes in Bell County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Bell County is 1.50%, which is higher than both the Texas state median of 1.81% and the U.S. national median of 0.99%. Local government entities within Bell County set these rates annually, and they can vary significantly between different areas within the county. Each year, Bell County estimates its required budget to maintain services for the upcoming fiscal year, and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. The following data compares Bell County's effective property tax rate with other counties in Texas and the national median. For comparison, the city of Morgans Point Resort has one of the higher property tax rates in Texas at 1.72%, while the city of Jarrell boasts one of the lowest at 0.52%. Analyzing how Bell County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Bell County Tax Rate
1.50%
Average Texas Tax Rate
1.67%
Average United States Tax Rate
0.99%
Property Tax Rates Across Bell County, Texas
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 76542 | N/A | N/A | N/A | N/A | N/A |
| Bartlett | 0.36% | 0.73% | 1.28% | 1.53% | 1.90% |
| Bell County Rural | 0.33% | 1.45% | 1.68% | 1.72% | 1.82% |
| Bell Rural County | 1.62% | 1.62% | 1.62% | 1.62% | 1.62% |
| Belton | 0.46% | 0.95% | 1.39% | 1.78% | 2.04% |
| Burlington | N/A | N/A | N/A | N/A | N/A |
| Florence | 0.35% | 0.79% | 1.24% | 1.63% | 1.73% |
| Gatesville | 0.14% | 0.40% | 1.16% | 1.57% | 1.68% |
| Harker Heights | 0.92% | 1.28% | 1.56% | 1.84% | 2.06% |
| Heidenheimer | 0.23% | 0.70% | 1.32% | 1.70% | 1.76% |
| Holland | 0.27% | 0.53% | 0.90% | 1.36% | 1.53% |
| Jarrell | 0.16% | 0.22% | 0.52% | 0.96% | 1.26% |
| Kempner | 0.41% | 0.65% | 0.89% | 1.11% | 1.22% |
| Killeen | 0.79% | 1.22% | 1.61% | 1.82% | 1.91% |
| Little River Academy | 0.49% | 0.92% | 1.38% | 1.88% | 2.08% |
| Moody | 0.11% | 0.16% | 0.27% | 0.34% | 0.71% |
| Morgans Point Resort | 0.54% | 1.18% | 1.72% | 1.94% | 2.22% |
| Morgans Point Resort City | 0.21% | 0.44% | 0.82% | 1.19% | 1.42% |
| Nolanville | 0.58% | 1.10% | 1.51% | 1.84% | 1.96% |
| Pendleton | 0.15% | 0.41% | 0.92% | 1.32% | 1.50% |
| Rogers | 0.38% | 0.70% | 1.31% | 1.82% | 2.06% |
| Salado | 0.42% | 0.75% | 1.12% | 1.44% | 1.77% |
| Temple | 0.49% | 1.03% | 1.50% | 2.04% | 2.22% |
| Troy | 0.35% | 0.78% | 1.17% | 1.54% | 1.67% |
Source: Ownwell
$1,148
Average Bell County Tax Savings
Save on your property taxes & more with Ownwell.
Property Tax Assessment Values Across Bell County, Texas
In Bell County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Bell County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Bell County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. For example, Salado has the highest median tax bill at $5,306, while Moody has the lowest at $242. Being aware of these valuation processes in Bell County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.
Average Bell County Assessed Value
$243,415
Average Texas Assessed Value
$247,950
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Bell County, Texas
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 76542 | N/A | N/A | N/A | N/A | N/A |
| Bartlett | $26,633 | $69,491 | $148,223 | $217,986 | $300,533 |
| Bell County Rural | $4,238 | $5,240 | $6,624 | $13,132 | $21,579 |
| Bell Rural County | $4,646 | $4,646 | $4,646 | $4,646 | $4,646 |
| Belton | $29,942 | $151,883 | $287,177 | $423,495 | $609,536 |
| Burlington | N/A | N/A | N/A | N/A | N/A |
| Florence | $5,342 | $12,042 | $55,542 | $246,466 | $450,683 |
| Gatesville | $9,513 | $29,060 | $79,748 | $213,958 | $458,709 |
| Harker Heights | $13,742 | $215,706 | $299,472 | $367,753 | $439,580 |
| Heidenheimer | $17,497 | $35,962 | $83,176 | $136,122 | $164,349 |
| Holland | $29,073 | $88,085 | $182,732 | $279,096 | $430,860 |
| Jarrell | $22,300 | $46,224 | $81,448 | $301,010 | $408,264 |
| Kempner | $264,135 | $303,856 | $343,829 | $409,898 | $492,754 |
| Killeen | $104,341 | $168,707 | $221,924 | $283,056 | $356,473 |
| Little River Academy | $20,378 | $114,764 | $188,220 | $257,406 | $333,514 |
| Moody | $12,608 | $40,874 | $130,281 | $278,909 | $437,631 |
| Morgans Point Resort | $9,398 | $20,000 | $141,073 | $253,142 | $326,030 |
| Morgans Point Resort City | $329,367 | $381,531 | $468,471 | $555,411 | $607,575 |
| Nolanville | $5,941 | $27,657 | $259,328 | $377,454 | $533,241 |
| Pendleton | $5,230 | $9,724 | $45,503 | $101,742 | $146,359 |
| Rogers | $13,592 | $31,940 | $81,254 | $169,901 | $333,560 |
| Salado | $147,686 | $352,643 | $515,507 | $667,707 | $900,369 |
| Temple | $82,882 | $161,156 | $250,823 | $318,170 | $408,078 |
| Troy | $29,450 | $78,706 | $208,418 | $291,434 | $379,097 |
Source: Ownwell
$1,148
Average Bell County Tax Savings
Save on your property taxes & more with Ownwell.
Property Tax Bills Across Bell County, Texas
In Bell County, TX, property tax bills are calculated based on the assessed value of a home and the local tax rate. With a median home price of $243,415, homeowners can expect their tax bills to vary significantly. For instance, the 25th percentile tax bill is $1,671, while the 75th percentile reaches $4,869, and the 90th percentile can soar to $6,461. Factors such as property location, improvements, and market trends play a crucial role in this assessment. Cities within Bell County show a wide range in median tax bills, from as low as $242 in Moody to as high as $5,306 in Salado. Ownwell assists homeowners by providing expert property tax appeal and exemption services. By analyzing your property’s assessed value and identifying potential discrepancies, Ownwell can help reduce your tax burden. Their in-depth knowledge of local tax regulations ensures that homeowners pay only their fair share, potentially saving them hundreds or even thousands of dollars annually.
Average Bell County Tax Bill
$3,265
Average Texas Tax Bill
$3,971
Average United States Tax Bill
$2,690
Property Tax Bills Across Bell County, Texas
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 76542 | N/A | N/A | N/A | N/A | N/A |
| Bartlett | $298 | $562 | $1,475 | $2,316 | $3,205 |
| Bell County Rural | $22 | $71 | $97 | $178 | $316 |
| Bell Rural County | $75 | $75 | $75 | $75 | $75 |
| Belton | $250 | $1,203 | $3,362 | $5,857 | $8,344 |
| Burlington | N/A | N/A | N/A | N/A | N/A |
| Florence | $78 | $127 | $733 | $2,518 | $4,393 |
| Gatesville | $72 | $157 | $625 | $1,595 | $3,946 |
| Harker Heights | $147 | $1,726 | $4,118 | $5,441 | $6,687 |
| Heidenheimer | $111 | $343 | $897 | $1,488 | $1,866 |
| Holland | $192 | $469 | $1,483 | $2,609 | $3,653 |
| Jarrell | $39 | $72 | $1,933 | $3,937 | $4,229 |
| Kempner | $908 | $1,969 | $2,879 | $3,824 | $4,896 |
| Killeen | $866 | $1,983 | $3,189 | $4,316 | $5,458 |
| Little River Academy | $201 | $1,129 | $2,287 | $3,613 | $4,606 |
| Moody | $34 | $86 | $242 | $554 | $1,637 |
| Morgans Point Resort | $137 | $271 | $1,245 | $2,768 | $4,764 |
| Morgans Point Resort City | $832 | $1,465 | $2,520 | $3,575 | $4,209 |
| Nolanville | $98 | $300 | $2,600 | $4,318 | $6,850 |
| Pendleton | $13 | $73 | $265 | $867 | $1,526 |
| Rogers | $126 | $291 | $873 | $1,956 | $3,212 |
| Salado | $893 | $2,594 | $5,306 | $7,844 | $10,456 |
| Temple | $643 | $1,721 | $3,419 | $5,223 | $6,776 |
| Troy | $155 | $627 | $1,914 | $3,423 | $4,973 |
Source: Ownwell
$1,148
Average Bell County Tax Savings
Save on your property taxes & more with Ownwell.
Want to lower your Bell County property taxes?
Looking to reduce your Bell County property taxes? Ownwell is the leading property tax protest company serving Bell County. We specialize in helping property owners in the Killeen area and beyond lower their taxes by working directly with the Bell County Appraisal District. Through our tax monitoring service, we collect all necessary information to maximize your tax reductions. We navigate the complexities of the Bell County property tax protest process and identify all available property tax exemptions so you don’t have to. Whether you are a homeowner, a real estate investor, or an asset manager, our local team at Ownwell has the expertise to assess your current property tax situation and identify strategic opportunities for reducing your tax burden. By managing the protest process from beginning to end, we not only simplify the procedure but also increase your chances of obtaining a favorable result. Let Ownwell be your trusted partner in lowering your Bell County property tax expenses through our proven strategies and expert advocacy.
Property Tax Protests in Texas
In Bell County, TX, homeowners who believe their property tax assessments are too high have the right to appeal. The property tax protest process begins with a formal appeal to the Bell County Appraisal District. Homeowners must file a Notice of Protest, typically by May 15th or within 30 days of receiving their assessment notice. The appeal process involves a review of the property's assessed value, which can be based on comparable sales, condition of the property, or errors in the assessment. Once the protest is filed, homeowners may engage in an informal meeting with an appraiser to discuss their concerns. If an agreement is not reached, the case is then presented to the Bell County Appraisal Review Board (ARB). The ARB is an independent panel that listens to evidence from both the homeowner and the appraisal district, making a determination on the appropriate assessed value. Potential outcomes of the appeal process include a reduction, no change, or in rare cases, an increase in the property's assessed value. Successfully lowering the assessed value can result in significant tax savings for homeowners. Ownwell assists homeowners throughout this process by providing expert guidance and representation. Our team of experienced consultants conducts a thorough analysis of the property and gathers relevant evidence to build a strong case for a lower assessment. We handle all the paperwork, represent the homeowner during informal meetings, and present the case to the ARB if necessary. By leveraging our expertise, homeowners can navigate the complex appeal process with confidence and increase their chances of achieving a favorable outcome.
Exemptions in Texas
Bell County offers several property tax exemption programs designed to reduce the financial burden on homeowners. One of the most significant exemptions is the Homestead Exemption, available to homeowners who occupy their property as their primary residence. This exemption can substantially lower the assessed value of the home, leading to reduced property taxes. Senior citizens aged 65 and older can benefit from the Over-65 Exemption, which further decreases the taxable value of their primary residence. Additionally, disabled individuals may qualify for the Disability Exemption, providing essential tax relief for those who meet specific eligibility criteria. Veterans and their surviving spouses can take advantage of the Disabled Veteran Exemption, which offers a range of benefits based on the veteran’s disability rating. This exemption is designed to honor the service and sacrifices of veterans by easing their property tax obligations. To apply for these exemptions, homeowners must submit the appropriate forms to the Bell County Appraisal District, providing necessary documentation to prove eligibility. Navigating this process can be complex, and that's where Ownwell excels. Our team of experts can guide homeowners through the application process, ensuring all paperwork is correctly completed and submitted on time. By leveraging Ownwell’s expertise, homeowners can maximize their property tax savings and take full advantage of the available exemption programs.
Available Exemptions
Senior
Disabled
Home Stead
Veteran
Solar/Wind
Non-Profit
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | November 30 |
| Due Date #2 | June 30 |
Links | |
|---|---|
| Bell Appraisal District | |
| Phone | (254) 939-5841 |
| Website | esearch.bellcad.org |
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