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Schertz, Bexar County, Texas Property Taxes

  • Median Schertz, TX effective property tax rate: 1.97%, significantly higher than the national median of 1.02%, but lower than the Texas state median of 1.67%.

  • Median Schertz, TX home value: $365,600

  • Median annual Schertz, TX tax bill: $7,394, $4,994 higher than the national median property tax bill of $2,400.

How are property taxes in Bexar County calculated?

Property taxes in Schertz, TX are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Schertz’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Schertz, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Schertz, Bexar County, Texas Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.97%

Estimate Property Tax Bill

$7,202

$6,684

SAVE WITH OWNWELL

$1,102

Average Tax Savings

Ownwell’s Schertz Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Schertz with just two data points. By entering your property's estimated assessed value, our calculator applies Schertz’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Bexar County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Schertz, Bexar County, Texas

Local government entities set tax rates, which can vary widely within a state. This is because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Schertz’s effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.

Schertz, located in Bexar County, has a median property tax rate of 1.97%. This is notably higher than the national median property tax rate of 1.02%, reflecting the region's specific budgetary requirements and property values. Within Schertz, the highest median tax rate of 1.97% is found in the 78154 zip code, while the lowest is 1.88% in the 78108 zip code. These figures highlight the variability within a single city, illustrating how localized factors influence property tax rates. Understanding these differences can aid property owners in making informed decisions about tax appeals and exemptions.

Property Tax Rates Across Schertz, Bexar County, Texas

Source: Ownwell

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1.63%

2.06%

2.49%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Schertz Tax Rate

1.97%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Bexar County Tax Rate

2.03%

Median Effective Texas Tax Rate

1.67%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Schertz, Bexar County, Texas

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
781081.21%1.59%1.88%1.88%2.37%
78150N/AN/AN/AN/AN/A
78152N/AN/AN/AN/AN/A
78154N/AN/AN/AN/AN/A
781541.71%1.86%1.97%2.23%2.37%
78219N/AN/AN/AN/AN/A

Source: Ownwell

Property Tax Assessment Values Across Schertz, Bexar County, Texas

When examining property taxes in Schertz, TX, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Bexar County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Bexar County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Schertz. For example, the median home price in Schertz is $365,600, with tax bills ranging significantly across the county. Zip code 78154 has the highest median home price at $371,625.

Property Tax Assessment Values Across Schertz, Bexar County, Texas

Source: Ownwell

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$108,110

$874,898

$1,641,685

Median Schertz Market Value

$365,600

Median Bexar County Market Value

$265,000

Median Texas Market Value

$247,950

Median United States Market Value

$235,294

Property Tax Assessment Values Across Schertz, Bexar County, Texas

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
78108$11,300$48,962$164,235$375,028$517,090
78150N/AN/AN/AN/AN/A
78152N/AN/AN/AN/AN/A
78154N/AN/AN/AN/AN/A
78154$241,440$290,090$371,625$527,820$659,305
78219N/AN/AN/AN/AN/A

Source: Ownwell

Property Tax Bills Across Schertz, Bexar County, Texas

In Schertz, TX, property tax bills are calculated based on the assessed value of the property, which is determined by local tax assessors. The tax rate is applied to this assessed value to determine the total tax bill. Factors such as property location, size, and market conditions can influence the assessed value. In Schertz, the median home price is $365,600, which leads to a range of tax bills. For instance, the 25th percentile tax bill is $5,263, while the 75th percentile reaches $10,860. The highest median tax bill in the area is $7,626 in zip code 78154, whereas the lowest is $2,682 in zip code 78108. Compared to the national median property tax bill of $2,400, homeowners in Schertz often face higher tax burdens. Ownwell assists homeowners by conducting thorough property assessments and filing appeals to potentially lower their tax bills. By leveraging local expertise and a deep understanding of tax regulations, Ownwell helps reduce the financial strain on homeowners.

Property Tax Bills Across Schertz, Bexar County, Texas

Source: Ownwell

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$2,020

$17,997

$33,973

Median Schertz Tax Bill

$7,394

Median Bexar County Tax Bill

$5,362

Median Texas Tax Bill

$3,971

Median United States Tax Bill

$2,400

Property Tax Bills Across Schertz, Bexar County, Texas

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
78108$206$836$2,682$5,955$8,000
78150N/AN/AN/AN/AN/A
78152N/AN/AN/AN/AN/A
78154N/AN/AN/AN/AN/A
78154$4,299$5,371$7,626$11,026$13,463
78219N/AN/AN/AN/AN/A

Source: Ownwell

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