Schertz, Texas Property Taxes
The median property tax rate in Schertz, TX is 1.97%, significantly higher than both the national median of 0.99% and the Texas state median of 1.67%. With the median home value in Schertz at $365,600, the typical annual property tax bill reaches $7,394, far exceeding the national median of $2,690. Property taxes in Schertz are calculated based on the tax assessed value, which typically falls below the market value due to various exemptions like the primary residence and agricultural exemptions. Understanding Schertz's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of Schertz or another part of the city, understanding the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Schertz, Texas Property Tax Bill Calculator
$100,000
$2,500,000
$5,000,000
Average Tax Rate
1.67%
Estimate Property Tax Bill
$3,340
$2,192
$1,148
Average Schertz, Texas Tax Savings
Ownwell’s SCHERTZ Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in SCHERTZ with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in SCHERTZ to estimate your property tax bill. This insightful tool not only helps you understand potential tax liabilities but also illustrates how Ownwell can assist in reducing property taxes in SCHERTZ. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.
Property Tax Rates Across Schertz, Texas
Property taxes in Schertz, Texas, are crucial for funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in Schertz is 1.97%, higher than both the Texas state median and the U.S. national median of 0.99%. Local government entities within Schertz set these rates annually, and they can vary significantly across different neighborhoods. Each year, Schertz estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares Schertz's effective property tax rate to other counties in Texas and the national median. For comparison, the zip code 78152 has the highest median property tax rate of 2.37%, while the zip code 78108 has the lowest median tax rate of 1.88%. Understanding how these cities compare with Schertz provides valuable insights into the varying tax landscape across Bexar County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average Schertz Tax Rate
1.97%
Average Bexar County Tax Rate
2.03%
Average Texas Tax Rate
1.67%
Average United States Tax Rate
0.99%
Property Tax Rates Across Schertz, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 78108 | 1.21% | 1.59% | 1.88% | 1.88% | 2.37% |
| 78150 | 2.27% | 2.27% | 2.27% | 2.27% | 2.27% |
| 78152 | 2.37% | 2.37% | 2.37% | 2.37% | 2.37% |
| 78154 | N/A | N/A | N/A | N/A | N/A |
| 78154 | 1.71% | 1.86% | 1.97% | 2.23% | 2.37% |
| 78219 | 1.88% | 1.88% | 1.88% | 1.88% | 1.88% |
Source: Ownwell
$1,148
Average Schertz Tax Savings
Save on your property taxes & more with Ownwell.
Property Tax Assessment Values Across Schertz, Texas
In Schertz, Texas, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the Bexar County Appraisal District for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In Schertz, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. The highest median tax bill in Schertz is $10,590 in the 78150 zip code, while the lowest is $1,119 in the 78219 zip code. Being aware of these valuation processes in Schertz helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden.
Average Schertz Assessed Value
$365,600
Average Bexar County Assessed Value
$265,000
Average Texas Assessed Value
$247,950
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Schertz, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 78108 | $11,300 | $48,962 | $164,235 | $375,028 | $517,090 |
| 78150 | $467,510 | $467,510 | $467,510 | $467,510 | $467,510 |
| 78152 | $45,327 | $90,218 | $165,035 | $239,852 | $284,743 |
| 78154 | N/A | N/A | N/A | N/A | N/A |
| 78154 | $241,440 | $290,090 | $371,625 | $527,820 | $659,305 |
| 78219 | $48,684 | $52,710 | $59,420 | $66,130 | $70,156 |
Source: Ownwell
$1,148
Average Schertz Tax Savings
Save on your property taxes & more with Ownwell.
Property Tax Bills Across Schertz, Texas
In Schertz, property tax bills are calculated based on the assessed value of your home, which is determined by the local tax assessor. The assessed value is then multiplied by the local property tax rate to calculate the annual tax bill. With a median home price of $365,600 in Schertz, homeowners can expect a wide range in tax bills, from the 25th percentile at $5,263 to the 75th percentile at $10,860, and even up to the 90th percentile at $13,382. Factors influencing your tax bill include property location, home improvements, and market conditions. For instance, homes in the 78150 zip code have the highest median tax bill at $10,590, whereas those in the 78219 zip code see much lower median tax bills at $1,119. This variability can significantly impact homeowners' finances. Ownwell helps homeowners save on their property tax bills by providing expert property tax appeal and exemption services. By challenging over-assessed values and ensuring eligible exemptions are applied, Ownwell can reduce your tax liability, making homeownership more affordable.
Average Schertz Tax Bill
$7,394
Average Bexar County Tax Bill
$5,362
Average Texas Tax Bill
$3,971
Average United States Tax Bill
$2,690
Property Tax Bills Across Schertz, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 78108 | $206 | $836 | $2,682 | $5,955 | $8,000 |
| 78150 | $10,590 | $10,590 | $10,590 | $10,590 | $10,590 |
| 78152 | $1,074 | $2,138 | $3,911 | $5,684 | $6,748 |
| 78154 | N/A | N/A | N/A | N/A | N/A |
| 78154 | $4,299 | $5,371 | $7,626 | $11,026 | $13,463 |
| 78219 | $917 | $992 | $1,119 | $1,245 | $1,321 |
Source: Ownwell
$1,148
Average Schertz Tax Savings
Save on your property taxes & more with Ownwell.
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | November 30 |
| Due Date #2 | June 30 |
Links | |
|---|---|
| Bexar Appraisal District | |
| Phone | (210) 335-2251 |
| Website | bexar.trueautomation.com |
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