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Arroyo City, Cameron County, Texas Property Taxes

  • Median Arroyo City, TX effective property tax rate: 1.56%, significantly higher than the national median of 1.02%, but lower than the Texas state median of 1.67%.

  • Median Arroyo City, TX home value: $123,369

  • Median annual Arroyo City, TX tax bill: $1,908, $492 lower than the national median property tax bill of $2,400.

How are property taxes in Cameron County calculated?

Property taxes in Arroyo City, TX are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Arroyo City’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Arroyo City, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Arroyo City, Cameron County, Texas Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.56%

Estimate Property Tax Bill

$1,925

$1,786

SAVE WITH OWNWELL

$1,102

Average Tax Savings

Ownwell’s Arroyo City Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Arroyo City with just two data points. By entering your property's estimated assessed value, our calculator applies Arroyo City’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by Cameron County — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Cameron County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Arroyo City, Cameron County, Texas

Local government entities in Texas, like those in other states, set property tax rates that can differ significantly. This variation stems from the annual process where each county, including Cameron County, estimates its budgetary needs for public services. The budget is then divided by the total assessed value of all taxable properties within the county, resulting in the property tax rate. Although this process involves votes and legal frameworks, this is the essence of how property tax rates are determined each year.

Arroyo City's effective property tax rate can be compared to other cities in Texas and the broader national context. Texas has a median property tax rate of 1.56%, which is notably higher than the national median rate of 1.02%. This means that property owners in Texas, including those in Arroyo City, often face higher property tax bills compared to the national average. Understanding these rates and how they compare can be crucial for property owners looking to manage their tax liabilities effectively.

Property Tax Rates Across Arroyo City, Cameron County, Texas

Source: Ownwell

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1.37%

1.85%

2.33%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Arroyo City Tax Rate

1.56%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Cameron County Tax Rate

1.63%

Median Effective Texas Tax Rate

1.67%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Arroyo City, Cameron County, Texas

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile

Source: Ownwell

Property Tax Assessment Values Across Arroyo City, Cameron County, Texas

When examining property taxes in Arroyo City, TX, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cameron County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Cameron County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Arroyo City.

For example, the median home price in Arroyo City is $123,369, with tax bills ranging significantly across the county. The 75th percentile tax bill is $3,395, which is notably higher than the national median property tax bill of $2,400.

Property Tax Assessment Values Across Arroyo City, Cameron County, Texas

Source: Ownwell

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$32,214

$231,031

$429,847

Median Arroyo City Market Value

$123,369

Median Cameron County Market Value

$166,385

Median Texas Market Value

$247,950

Median United States Market Value

$235,294

Property Tax Assessment Values Across Arroyo City, Cameron County, Texas

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile

Source: Ownwell

Property Tax Bills Across Arroyo City, Cameron County, Texas

In Arroyo City, located in Cameron County, TX, property tax bills are calculated based on the assessed value of a property. This value is determined by the local tax assessor and is used to calculate the property tax bill by applying the local tax rate. The median home price in Arroyo City is $123,369. Homeowners in the 25th percentile pay around $522 annually, while those in the 75th percentile see bills of approximately $3,395. For the top 10% of properties, tax bills can reach up to $4,224. These figures highlight the variability in tax bills, influenced by factors such as property location, size, and market conditions. With the national median property tax rate at 1.02% and a median bill of $2,400, homeowners in Arroyo City could be paying more or less than the national average, depending on their specific circumstances. Ownwell assists homeowners in reducing their property tax bills by identifying potential savings and appealing over-assessed property values, ensuring fair taxation and significant savings.

Property Tax Bills Across Arroyo City, Cameron County, Texas

Source: Ownwell

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$294

$3,420

$6,546

Median Arroyo City Tax Bill

$1,908

Median Cameron County Tax Bill

$1,802

Median Texas Tax Bill

$3,971

Median United States Tax Bill

$2,400

Property Tax Bills Across Arroyo City, Cameron County, Texas

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile

Source: Ownwell

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