Harlingen, Texas Property Taxes
The median property tax rate in Harlingen, TX is 1.34%, which is higher than the national median of 0.99% but lower than the Texas state median of 1.67%. With a median home value of $125,451 in Harlingen, the typical annual property tax bill amounts to $1,379, which is below the national median of $2,690. Property taxes in Harlingen are calculated based on the assessed value, which often falls below the market value due to various exemptions like the primary residence and agricultural exemptions. Understanding Harlingen's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of Harlingen or another part of the city, understanding the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Harlingen, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
1.34%
Estimate Property Tax Bill
$1,681
$1,560
$1,148
Average Tax Savings
Ownwell’s Harlingen Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Harlingen with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in Harlingen to estimate your property tax bill. This insightful tool not only helps you understand potential tax liabilities but also illustrates how Ownwell can assist in reducing property taxes in Harlingen. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.
Property Tax Rates Across Harlingen, Texas
Property taxes in Harlingen, Texas, are vital in funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in Harlingen is 1.34%, higher than both the Texas state median and the U.S. national median of 0.99%. Local government entities within Harlingen set these rates annually, and they can vary significantly across different neighborhoods. Each year, Harlingen estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares Harlingen's effective property tax rate to other counties in Texas and the national median. For comparison, the 78535 zip code has the highest median property tax rate of 2.47%, while the 78559 zip code has the lowest median tax rate of 0.75%. Understanding how these cities compare with Harlingen provides valuable insights into the varying tax landscape across Cameron County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average Harlingen Tax Rate
1.34%
Average Cameron County Tax Rate
1.37%
Average Texas Tax Rate
1.67%
Average United States Tax Rate
0.99%
Property Tax Rates Across Harlingen, Texas
Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
07855 | N/A | N/A | N/A | N/A | N/A |
78535 | 2.47% | 2.47% | 2.47% | 2.47% | 2.47% |
78550 | 0.53% | 0.90% | 1.30% | 1.56% | 1.93% |
78551 | 1.89% | 1.89% | 1.89% | 1.89% | 1.89% |
78552 | 0.55% | 1.00% | 1.41% | 1.83% | 2.41% |
78553 | 0.75% | 0.89% | 1.12% | 1.35% | 1.49% |
78559 | 0.36% | 0.56% | 0.75% | 1.08% | 1.56% |
78566 | 1.38% | 1.38% | 1.38% | 1.38% | 1.38% |
78586 | 0.38% | 0.74% | 1.35% | 1.95% | 2.32% |
78593 | 1.70% | 1.70% | 1.70% | 1.70% | 1.70% |
Source: Ownwell
$1,148
Average Harlingen Tax Savings
Save on your property taxes & more with Ownwell.
Property Tax Assessment Values Across Harlingen, Texas
In Harlingen, Texas, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the Cameron County Appraisal District for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In Harlingen, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. For example, the highest median tax bill in Harlingen is $1,895 in the 78566 zip code, while the lowest median tax bill is $308 in the 78586 zip code. Being aware of these valuation processes in Harlingen helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden.
Average Harlingen Assessed Value
$125,451
Average Cameron County Assessed Value
$129,230
Average Texas Assessed Value
$247,950
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Harlingen, Texas
Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
07855 | N/A | N/A | N/A | N/A | N/A |
78535 | $44,610 | $44,610 | $44,610 | $44,610 | $44,610 |
78550 | $30,571 | $75,000 | $121,185 | $184,215 | $255,198 |
78551 | $81,395 | $81,395 | $81,395 | $81,395 | $81,395 |
78552 | $11,263 | $35,860 | $133,943 | $228,869 | $334,863 |
78553 | $52,716 | $54,829 | $58,350 | $61,872 | $63,984 |
78559 | $24,814 | $55,414 | $129,822 | $195,000 | $208,986 |
78566 | $137,603 | $137,603 | $137,603 | $137,603 | $137,603 |
78586 | $8,518 | $11,052 | $15,276 | $19,500 | $22,034 |
78593 | $83,023 | $83,023 | $83,023 | $83,023 | $83,023 |
Source: Ownwell
$1,148
Average Harlingen Tax Savings
Save on your property taxes & more with Ownwell.
Property Tax Bills Across Harlingen, Texas
In Harlingen, property tax bills are calculated based on the assessed value of a home, which is determined by the Cameron County appraisal district. This assessed value is then multiplied by the local tax rate to determine the annual tax bill. Factors such as location, property size, and market conditions influence the assessed value. For instance, the median home price in Harlingen is $125,451, leading to varying tax bills across different percentiles. Homeowners in the 25th percentile pay around $554, while those in the 90th percentile might face bills as high as $4,216. The highest median tax bill in the area is $1,895, while the lowest is $308. High property tax bills can significantly impact homeowners' finances, but Ownwell can help. By offering property tax appeal and exemption services, Ownwell ensures that your property is fairly assessed, potentially lowering your tax bill. Their expertise can lead to significant savings, making homeownership more affordable in Harlingen.
Average Harlingen Tax Bill
$1,379
Average Cameron County Tax Bill
$1,460
Average Texas Tax Bill
$3,971
Average United States Tax Bill
$2,690
Property Tax Bills Across Harlingen, Texas
Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
07855 | N/A | N/A | N/A | N/A | N/A |
78535 | $1,103 | $1,103 | $1,103 | $1,103 | $1,103 |
78550 | $273 | $670 | $1,342 | $2,300 | $3,551 |
78551 | $1,537 | $1,537 | $1,537 | $1,537 | $1,537 |
78552 | $169 | $436 | $1,484 | $3,048 | $4,821 |
78553 | $408 | $512 | $686 | $860 | $964 |
78559 | $163 | $363 | $919 | $1,407 | $1,482 |
78566 | $1,895 | $1,895 | $1,895 | $1,895 | $1,895 |
78586 | $69 | $159 | $308 | $457 | $547 |
78593 | $1,414 | $1,414 | $1,414 | $1,414 | $1,414 |
Source: Ownwell
$1,148
Average Harlingen Tax Savings
Save on your property taxes & more with Ownwell.
Don't miss the deadline to protest!
Dates | |
---|---|
Appeal Deadline | May 15 |
Tax Bill | |
Issued | October 1 |
Due Date #1 | November 30 |
Due Date #2 | June 30 |
Links | |
---|---|
Cameron Appraisal District | |
Phone | (956) 399-9322 |
Website | cameron.prodigycad.com |
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