Houston, Cameron County, Texas Property Taxes
Median Houston, TX effective property tax rate: 1.66%, significantly higher than the national median of 1.02%, but lower than the Texas state median of 1.67%.
Median Houston, TX home value: $95,460
Median annual Houston, TX tax bill: $1,585, $815 lower than the national median property tax bill of $2,400.
How are property taxes in Cameron calculated?
Property taxes in Houston, TX are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Houston’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Houston, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Houston, Cameron County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.66%
Estimate Property Tax Bill
$1,585
$1,470
$1,102
Average Tax Savings
Property Tax Rates Across Houston, Cameron County, Texas
Local government entities set tax rates, which can vary widely across Texas. Each year, counties estimate the budget needed to provide public services and divide that by the total value of all taxable property within the jurisdiction. This calculation determines the property tax rate. While there are votes and laws involved in setting these rates and budgets, this is the annual process in a nutshell.
In Houston, located in Harris County, the effective property tax rate is 2.03%. Compared to other cities in Texas, this rate is higher than the state's median property tax rate of 1.66%. When compared nationally, Houston's rate is significantly above the U.S. median of 1.02%. The median property tax bill in Houston is $5,563, which is more than double the national median of $2,400. Understanding these figures can help property owners in Houston make informed decisions about their property investments and potential tax savings. By appealing property taxes or seeking exemptions, residents may find ways to reduce their tax burden and ensure they are not overpaying.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Houston Tax Rate
1.66%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cameron County Tax Rate
1.63%
Median Effective Texas Tax Rate
1.67%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Houston, Cameron County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 77025 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$1,102
Average Houston Tax Savings
Save on your property taxes & more with Ownwell
Property Tax Assessment Values Across Houston, Cameron County, Texas
When examining property taxes in Houston, TX, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cameron County Appraisal District estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Cameron County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Houston.
For example, the median home price in Houston is $95,460, with tax bills ranging significantly across the county. 77001 has the highest median home price at $95,460.
Property Tax Assessment Values Across Houston, Cameron County, Texas
Source: Ownwell
$32,214
$231,031
$429,847
Median Houston Market Value
$95,460
Median Cameron County Market Value
$166,385
Median Texas Market Value
$247,950
Median United States Market Value
$235,294
Property Tax Assessment Values Across Houston, Cameron County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 77025 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$1,102
Average Houston Tax Savings
Save on your property taxes & more with Ownwell
Property Tax Bills Across Houston, Cameron County, Texas
In Houston, located in Cameron County, Texas, property tax bills are calculated based on the assessed value of a home. The county assesses properties annually, and the tax rate is applied to this assessed value to determine the property tax bill. The median home price in this area is $95,460, and the property tax bill at the 25th, 75th, and 90th percentiles is $1,585, which is below the national median property tax bill of $2,400.
Factors influencing the tax bill include the property's assessed value, local tax rates, and any applicable exemptions. Homeowners in Houston may find their property tax bills more manageable compared to other regions, but they can still benefit from potential savings.
Ownwell offers services to help homeowners reduce their property tax bills by providing expert guidance on appealing assessments and securing exemptions. By analyzing each property’s assessment and identifying discrepancies, Ownwell can assist homeowners in achieving fair tax bills, ensuring they only pay what is necessary.
Median Houston Tax Bill
$1,585
Median Cameron County Tax Bill
$1,802
Median Texas Tax Bill
$3,971
Median United States Tax Bill
$2,400
Property Tax Bills Across Houston, Cameron County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 77025 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$1,102
Average Houston Tax Savings
Save on your property taxes & more with Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | January 31 |
Links | |
|---|---|
| Cameron Appraisal District | |
| Phone | (956) 399-9322 |
| Website | cameron.prodigycad.com |
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