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Laguna Vista, Cameron County, Texas Property Taxes

  • Median Laguna Vista, TX effective property tax rate: 1.64%, significantly higher than the national median of 1.02%, but lower than the Texas state median of 1.67%.

  • Median Laguna Vista, TX home value: $287,403

  • Median annual Laguna Vista, TX tax bill: $4,072, $1,672 higher than the national median property tax bill of $2,400.

How are property taxes in Cameron calculated?

Property taxes in Laguna Vista, TX are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Laguna Vista’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Laguna Vista, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Laguna Vista, Cameron County, Texas Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.64%

Estimate Property Tax Bill

$4,713

$4,374

SAVE WITH OWNWELL

$1,102

Average Tax Savings

Ownwell’s Laguna Vista Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Laguna Vista with just two data points. By entering your property's estimated assessed value, our calculator applies Laguna Vista’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Cameron County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Laguna Vista, Cameron County, Texas

Local government entities set tax rates, which can vary widely within a state. This variation is due to each county estimating its required budget to provide services, dividing that by the total value of all taxable property within its jurisdiction. This results in the property tax rate. While votes and laws play a role in setting these rates and budgets, this is essentially the annual process.

In Laguna Vista, located in Cameron County, TX, the effective property tax rate stands at 1.64%. This rate is notably higher than the national median property tax rate of 1.02%. Comparatively, Laguna Vista's rate aligns with the highest and lowest median tax rates within its ZIP code, indicating a uniformity in property tax rates across the area.

For homeowners in Laguna Vista, understanding these rates is crucial, as it directly impacts annual property tax bills. With the national median property tax bill at $2,400, residents in Laguna Vista might experience higher tax obligations. Knowing these figures can help property owners make informed decisions and explore potential avenues for appealing or reducing their property taxes.

Property Tax Rates Across Laguna Vista, Cameron County, Texas

Source: Ownwell

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1.37%

1.85%

2.33%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Laguna Vista Tax Rate

1.64%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Cameron County Tax Rate

1.63%

Median Effective Texas Tax Rate

1.67%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Laguna Vista, Cameron County, Texas

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
785781.24%1.46%1.64%1.85%1.85%

Source: Ownwell

Property Tax Assessment Values Across Laguna Vista, Cameron County, Texas

When examining property taxes in Laguna Vista, TX, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cameron County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices: In Cameron County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Laguna Vista.

For example, the median home price in Laguna Vista is $287,403, with tax bills ranging significantly across the county. Zip code 78578 has the highest median home price at $287,403.

Property Tax Assessment Values Across Laguna Vista, Cameron County, Texas

Source: Ownwell

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$32,214

$231,031

$429,847

Median Laguna Vista Market Value

$287,403

Median Cameron County Market Value

$166,385

Median Texas Market Value

$247,950

Median United States Market Value

$235,294

Property Tax Assessment Values Across Laguna Vista, Cameron County, Texas

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
78578$172,550$207,277$287,403$383,887$501,451

Source: Ownwell

Property Tax Bills Across Laguna Vista, Cameron County, Texas

In Laguna Vista, property tax bills are calculated based on the assessed value of a home, which is determined by the Cameron County Appraisal District. The median home price in Laguna Vista is $287,403. Homeowners in the area face a median property tax bill of $4,072, significantly higher than the national median of $2,400. This disparity is primarily due to local tax rates and the assessed value of properties. Factors influencing the tax bill include the home's size, location, and any improvements made. For homeowners, these rising property tax bills can be a financial burden. However, Ownwell offers a solution by helping homeowners appeal their property assessments and secure exemptions, potentially lowering their tax obligations. By leveraging local expertise and a deep understanding of property tax regulations, Ownwell can identify opportunities for savings, ensuring homeowners in Laguna Vista pay only their fair share. This service not only alleviates financial strain but also provides peace of mind.

Property Tax Bills Across Laguna Vista, Cameron County, Texas

Source: Ownwell

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$294

$3,420

$6,546

Median Laguna Vista Tax Bill

$4,072

Median Cameron County Tax Bill

$1,802

Median Texas Tax Bill

$3,971

Median United States Tax Bill

$2,400

Property Tax Bills Across Laguna Vista, Cameron County, Texas

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
78578$1,493$2,621$4,072$5,731$8,037

Source: Ownwell

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