Mcallen, Cameron County, Texas Property Taxes
Median McAllen, TX effective property tax rate: 1.70%, significantly higher than the national median of 1.02%, but lower than the Texas state median of 1.67%.
Median McAllen, TX home value: $250,764
Median annual McAllen, TX tax bill: $4,273, $1,873 higher than the national median property tax bill of $2,400.
How are property taxes in Cameron County calculated?
Property taxes in McAllen, TX are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding McAllen’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in McAllen, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Mcallen, Cameron County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.7%
Estimate Property Tax Bill
$4,263
$3,956
$1,102
Average Tax Savings
Property Tax Rates Across Mcallen, Cameron County, Texas
Local government entities set tax rates, which can vary widely within a state. This is because each county annually estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While votes and laws are involved in setting tax rates and budgets, this is the annual process in a nutshell.
McAllen in Hidalgo County, Texas, presents a unique property tax landscape. With a property tax rate that stands out in comparison to other cities in Texas, McAllen's rate is notably higher than the national median. This can be attributed to the county's budgetary needs and the total value of taxable property within its jurisdiction. Texas, known for its diverse property tax rates, sees McAllen as a city where residents pay more than the average American homeowner. This comparison highlights the importance of understanding local tax dynamics and considering appeals or exemptions to manage property tax liabilities effectively.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Mcallen Tax Rate
1.70%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cameron County Tax Rate
1.63%
Median Effective Texas Tax Rate
1.67%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Mcallen, Cameron County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 78503 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$1,102
Average Mcallen Tax Savings
Save on your property taxes & more with Ownwell
Property Tax Assessment Values Across Mcallen, Cameron County, Texas
When examining property taxes in McAllen, TX, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cameron County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Cameron County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in McAllen. For example, the median home price in McAllen is $250,764, with tax bills ranging significantly across the county.
Property Tax Assessment Values Across Mcallen, Cameron County, Texas
Source: Ownwell
$32,214
$231,031
$429,847
Median Mcallen Market Value
$250,764
Median Cameron County Market Value
$166,385
Median Texas Market Value
$247,950
Median United States Market Value
$235,294
Property Tax Assessment Values Across Mcallen, Cameron County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 78503 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$1,102
Average Mcallen Tax Savings
Save on your property taxes & more with Ownwell
Property Tax Bills Across Mcallen, Cameron County, Texas
In McAllen, property tax bills are determined by multiplying the assessed value of a home by the local tax rate. The assessed value is based on the market value of the property, which is subject to change annually. Various factors such as location, size, and improvements to the property can influence the assessed value. Homeowners in McAllen can expect a median property tax bill of $4,273, significantly higher than the national median of $2,400. This higher tax burden can impact household budgets, making it essential for homeowners to ensure their property is assessed fairly.
Ownwell offers a solution by providing property tax appeal services, helping homeowners potentially reduce their tax bills. Our team of experts analyzes property assessments and identifies discrepancies or overvaluations. By filing appeals on behalf of homeowners, Ownwell aims to secure a fair assessment, ultimately leading to savings. Partnering with Ownwell ensures homeowners have a dedicated advocate in navigating the complex property tax system and minimizing their financial obligations.
Median Mcallen Tax Bill
$4,273
Median Cameron County Tax Bill
$1,802
Median Texas Tax Bill
$3,971
Median United States Tax Bill
$2,400
Property Tax Bills Across Mcallen, Cameron County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 78503 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$1,102
Average Mcallen Tax Savings
Save on your property taxes & more with Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | January 31 |
Links | |
|---|---|
| Cameron Appraisal District | |
| Phone | (956) 399-9322 |
| Website | cameron.prodigycad.com |
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