South Padre Island, Cameron County, Texas Property Taxes
Median South Padre Island, TX effective property tax rate: 1.63%, significantly higher than the national median of 1.02%, but lower than the Texas state median of 1.67%. Median South Padre Island, TX home value: $429,847. Median annual South Padre Island, TX tax bill: $6,546, $4,146 higher than the national median property tax bill of $2,400.
How are property taxes in Cameron County calculated?
Property taxes in South Padre Island, TX are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding South Padre Island’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in South Padre Island, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
South Padre Island, Cameron County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.63%
Estimate Property Tax Bill
$7,007
$6,502
$1,102
Average Tax Savings
Ownwell’s South Padre Island Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in South Padre Island with just two data points.
By entering your property's estimated assessed value, our calculator applies South Padre Island’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations.
This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Cameron County.
For those interested in more localized information, please scroll down to explore city-level trends!
Property Tax Rates Across South Padre Island, Cameron County, Texas
Local government entities set property tax rates, which can vary widely within Texas. Each year, counties like Cameron estimate their required budget to provide services and divide that by the total value of all taxable property within their jurisdiction. This process results in the property tax rate. While votes and laws play a role in setting these rates and budgets, this is the annual process in a nutshell.
In South Padre Island, located in Cameron County, the effective property tax rate stands at 1.63%. This rate is notably higher than the national median property tax rate of 1.02%. When comparing this to the median property tax rates across Texas and the U.S., South Padre Island's rate is on the higher side. This can be attributed to the county's budgetary needs and the total assessed value of properties within its jurisdiction. Understanding these factors can help property owners better navigate their tax responsibilities and explore potential savings through appeals or exemptions.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective South Padre Island Tax Rate
1.63%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cameron County Tax Rate
1.63%
Median Effective Texas Tax Rate
1.67%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across South Padre Island, Cameron County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 78597 | 1.55% | 1.63% | 1.63% | 1.63% | 1.63% |
Source: Ownwell
$1,102
Average South Padre Island Tax Savings
Save on your property taxes & more with Ownwell
Property Tax Assessment Values Across South Padre Island, Cameron County, Texas
When examining property taxes in South Padre Island, TX, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cameron County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Cameron County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in South Padre Island. For example, the median home price in South Padre Island is $429,847, with tax bills ranging significantly across the county. Zip code 78597 has the highest median home price at $429,847.
Property Tax Assessment Values Across South Padre Island, Cameron County, Texas
Source: Ownwell
$32,214
$231,031
$429,847
Median South Padre Island Market Value
$429,847
Median Cameron County Market Value
$166,385
Median Texas Market Value
$247,950
Median United States Market Value
$235,294
Property Tax Assessment Values Across South Padre Island, Cameron County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 78597 | $212,719 | $300,318 | $429,847 | $610,490 | $885,000 |
Source: Ownwell
$1,102
Average South Padre Island Tax Savings
Save on your property taxes & more with Ownwell
Property Tax Bills Across South Padre Island, Cameron County, Texas
In South Padre Island, located in Cameron County, TX, property tax bills are calculated based on the assessed value of a home, which is determined by the local appraisal district. This value is then multiplied by the local tax rate to determine the tax bill. Factors such as property size, location, and market conditions influence the assessed value. Homeowners in this area experience a median tax bill of $6,546, which is significantly higher than the national median of $2,400. This can place a substantial financial burden on homeowners, especially when compared to the national median property tax rate of 1.02%.
Ownwell offers a solution by assisting homeowners in South Padre Island with property tax appeals and exemptions. By leveraging expert knowledge and experience, Ownwell can help ensure that properties are fairly assessed, potentially reducing tax bills. This service can provide financial relief to homeowners, allowing them to save money and better manage their finances.
Median South Padre Island Tax Bill
$6,546
Median Cameron County Tax Bill
$1,802
Median Texas Tax Bill
$3,971
Median United States Tax Bill
$2,400
Property Tax Bills Across South Padre Island, Cameron County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 78597 | $3,103 | $4,587 | $6,546 | $9,561 | $13,719 |
Source: Ownwell
$1,102
Average South Padre Island Tax Savings
Save on your property taxes & more with Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | January 31 |
Links | |
|---|---|
| Cameron Appraisal District | |
| Phone | (956) 399-9322 |
| Website | cameron.prodigycad.com |
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