Bergheim, Texas Property Taxes
The median property tax rate in Bergheim, TX is 0.92%, which is lower than both the national median of 0.99% and the Texas state median of 1.67%. With a median home value of $393,090, the typical annual property tax bill in Bergheim reaches $3,578, surpassing the national median of $2,690. Property taxes in Bergheim are calculated based on the assessed value, which often falls below the market value due to exemptions like primary residence and agricultural exemptions. Understanding Bergheim's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of Bergheim or another part of the city, understanding the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Bergheim, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
0.92%
Estimate Property Tax Bill
$3,616
$3,346
$1,148
Average Bergheim, Texas Tax Savings
Ownwell’s Bergheim Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Bergheim with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in Bergheim to estimate your property tax bill. This insightful tool not only helps you understand potential tax liabilities but also illustrates how Ownwell can assist in reducing property taxes in Bergheim. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.
Property Tax Rates Across Bergheim, Texas
Property taxes in Bergheim, Texas, play a crucial role in funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in Bergheim is 0.92%, which is slightly lower than the Texas state median of 1.81% but still below the U.S. national median of 0.99%. Local government entities within Bergheim set these rates annually, and they can vary significantly across different neighborhoods. Each year, Bergheim estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares Bergheim's effective property tax rate to other counties in Texas and the national median. For comparison, the 78004 zip code has the highest median property tax rate of 0.92%, while the same 78004 zip code also has the lowest median tax rate of 0.92%. Understanding how these cities compare with Bergheim provides valuable insights into the varying tax landscape across Comal County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average Bergheim Tax Rate
0.92%
Average Comal County Tax Rate
1.46%
Average Texas Tax Rate
1.67%
Average United States Tax Rate
0.99%
Property Tax Rates Across Bergheim, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 78004 | 0.73% | 0.83% | 0.92% | 1.07% | 1.28% |
Source: Ownwell
$1,148
Average Bergheim Tax Savings
Save on your property taxes & more with Ownwell.
Property Tax Assessment Values Across Bergheim, Texas
In Bergheim, Texas, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the Comal County Appraisal District for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In Bergheim, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. Being aware of these valuation processes in Bergheim helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden. Notably, the zip code 78004 has the highest and lowest median tax bill, both at $3,578, highlighting the uniformity in tax burdens across different areas.
Average Bergheim Assessed Value
$393,090
Average Comal County Assessed Value
$414,440
Average Texas Assessed Value
$247,950
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Bergheim, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 78004 | $188,300 | $254,990 | $393,090 | $549,522 | $649,211 |
Source: Ownwell
$1,148
Average Bergheim Tax Savings
Save on your property taxes & more with Ownwell.
Property Tax Bills Across Bergheim, Texas
In Bergheim, Comal County, TX, property tax bills are calculated based on the assessed value of your home and the local tax rate. The median home price in Bergheim is $393,090, with property tax rates resulting in a median tax bill of $3,578. Factors like location, property size, and improvements impact the assessed value. Homeowners in Bergheim face tax bills ranging from $2,601 at the 25th percentile to $4,613 at the 90th percentile. Compared to the national median property tax rate of 0.99%, Bergheim's rates can be burdensome for many homeowners. Ownwell can help alleviate this burden by offering expert property tax appeal and exemption services. Our team analyzes your property’s assessed value and identifies potential errors or overvaluations. By appealing these inaccuracies, we can often reduce your tax bill, ensuring you only pay your fair share. Trust Ownwell to provide the expertise and support needed to navigate the complexities of property tax assessments and save on your property tax bills.
Average Bergheim Tax Bill
$3,578
Average Comal County Tax Bill
$5,871
Average Texas Tax Bill
$3,971
Average United States Tax Bill
$2,690
Property Tax Bills Across Bergheim, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 78004 | $2,261 | $2,601 | $3,578 | $4,455 | $4,613 |
Source: Ownwell
$1,148
Average Bergheim Tax Savings
Save on your property taxes & more with Ownwell.
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | November 30 |
| Due Date #2 | June 30 |
Links | |
|---|---|
| Comal Appraisal District | |
| Website | esearch.comalad.org |
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