Cooper, Delta County, Texas Property Taxes

Name: Property Tax Bills Across Cooper, Delta County, Texas
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median COOPER, TX effective property tax rate: 2.46%, significantly higher than the national median of 1.02%, but lower than the Texas state median of 1.67%.
Median COOPER, TX home value: $120,050.
Median annual COOPER, TX tax bill: $2,757, $357 higher than the national median property tax bill of $2,400.

How are property taxes in Delta County calculated?

Property taxes in COOPER, TX are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding COOPER’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in COOPER, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Cooper, Delta County, Texas Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.46%

Estimate Property Tax Bill

$2,953

$2,741

Ownwell’s Cooper Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Cooper with just two data points. By entering your property's estimated assessed value, our calculator applies Cooper’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Delta County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Cooper, Delta County, Texas

Local government entities set tax rates, which can vary widely within a state. This variation occurs because each county annually estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, this is the annual process in a nutshell.

In Cooper, located in Delta County, Texas, the effective property tax rate stands at 2.46%. This rate is notably higher than the national median property tax rate of 1.02%. When compared to the median property tax rate in Texas, Cooper's rate is among the highest. This means that property owners in Cooper are contributing significantly more in property taxes relative to the national average. Understanding these rates is crucial for property owners when planning their finances and considering property investments. By staying informed about local tax trends, residents can make better financial decisions and potentially seek property tax appeals or exemptions to alleviate their tax burden.

Property Tax Rates Across Cooper, Delta County, Texas

Source: Ownwell

1.55%

2.01%

2.46%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Cooper Tax Rate

2.46%

Median Effective Delta County Tax Rate

2.34%

Median Effective Texas Tax Rate

1.67%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Cooper, Delta County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
75432	1.37%	1.89%	2.46%	3.15%	3.15%

Source: Ownwell

Property Tax Assessment Values Across Cooper, Delta County, Texas

When examining property taxes in Cooper, TX, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Delta County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Delta County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cooper.

For example, the median home price in Cooper is $120,050, with tax bills ranging significantly across the county. Zip code 75432 has the highest median home price at $120,050.

Property Tax Assessment Values Across Cooper, Delta County, Texas

Source: Ownwell

$55,745

$143,418

$231,090

Median Cooper Market Value

$120,050

Median Delta County Market Value

$122,915

Median Texas Market Value

$247,950

Median United States Market Value

$235,294

Property Tax Assessment Values Across Cooper, Delta County, Texas

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
75432	$21,772	$57,245	$120,050	$224,225	$400,324

Source: Ownwell

Property Tax Bills Across Cooper, Delta County, Texas

In Cooper, Delta County, TX, property tax bills are determined based on the assessed value of a home, which is derived from the market value. Local tax rates are then applied to this assessed value to calculate the final tax bill. With a median home price of $120,050, homeowners in Cooper face a property tax burden that can vary significantly. The 25th percentile tax bill is $1,346, while those in the 75th percentile pay $4,603, and the 90th percentile reaches up to $6,795. This variation highlights the impact of home value assessments on tax liabilities, often resulting in higher costs for homeowners compared to the national median tax bill of $2,400. Ownwell offers a solution by providing property tax appeal services, potentially lowering tax bills by ensuring accurate assessments. By leveraging their expertise, homeowners in Cooper can benefit from reduced tax expenses, aligning their bills more closely with their property's true market value, and easing the financial strain of property ownership.

Property Tax Bills Across Cooper, Delta County, Texas

Source: Ownwell

$1,075

$2,081

$3,086

Median Cooper Tax Bill

$2,757

Median Delta County Tax Bill

$2,570

Median Texas Tax Bill

$3,971

Median United States Tax Bill

$2,400

Property Tax Bills Across Cooper, Delta County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
75432	$587	$1,346	$2,757	$4,603	$6,795

Source: Ownwell