Delta County, Texas Property Taxes

Name: Property Tax Bills Across Delta County, Texas
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Delta County effective property tax rate: 2.34%, significantly higher than the national median of 1.02%.
Median Delta County home value: $122,915
Median annual Delta County tax bill: $2,570, $170 higher than the national median property tax bill of $2,400.

How are property taxes in Delta County calculated?

Property taxes in Delta County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Cooper or another part of Delta County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Delta County, Texas Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.34%

Estimate Property Tax Bill

$2,876

$2,669

Ownwell’s Delta County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Delta County with just two data points. By entering your property's estimated assessed value, our calculator applies Delta County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Delta County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Delta County, Texas

Local government entities set tax rates, which can vary widely within a state. Annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Delta County in Texas has an effective property tax rate of 2.34%, which is significantly higher than the national median property tax rate of 1.02%. In Delta County, property owners pay a higher percentage of their property's assessed value in taxes compared to the national average. The highest median tax rate in Delta County is found in Enloe at 2.46%, while Lake Creek boasts the lowest at 1.55%. These figures highlight the variability in property tax rates within the county itself, reflecting the differing budgetary needs and property values of each area. This comparison underscores the importance of understanding local tax rates when evaluating property tax obligations.

Property Tax Rates Across Delta County, Texas

Source: Ownwell

1.55%

2.01%

2.46%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Delta County Tax Rate

2.34%

Median Effective Texas Tax Rate

1.67%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Delta County, Texas

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Ben Franklin	0.66%	1.23%	1.71%	2.38%	2.46%
Commerce	0.73%	1.28%	1.82%	2.46%	2.46%
Cooper	1.37%	1.89%	2.46%	3.15%	3.15%
Enloe	1.31%	1.77%	2.46%	2.46%	2.46%
Klondike	0.70%	1.44%	1.88%	2.46%	2.46%
Lake Creek	0.49%	0.93%	1.55%	2.19%	2.46%
Pecan Gap	1.04%	1.53%	2.38%	2.46%	2.46%

Source: Ownwell

Property Tax Assessment Values Across Delta County, Texas

When examining property taxes in Delta County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Delta County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Delta County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Delta County.

For example, the median tax bill in Delta County is $3,086, with tax bills ranging significantly across the county. Lake Creek has the highest median home price at $231,090.

Property Tax Assessment Values Across Delta County, Texas

Source: Ownwell

$55,745

$143,418

$231,090

Median Delta County Market Value

$122,915

Median Texas Market Value

$247,950

Median United States Market Value

$235,294

Property Tax Assessment Values Across Delta County, Texas

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Ben Franklin	$25,342	$49,312	$126,280	$279,585	$498,349
Commerce	$37,260	$91,115	$184,760	$320,305	$534,770
Cooper	$21,772	$57,245	$120,050	$224,225	$400,324
Enloe	$8,097	$14,125	$55,745	$106,168	$186,432
Klondike	$37,244	$72,335	$123,870	$236,885	$408,785
Lake Creek	$57,544	$118,830	$231,090	$456,590	$651,720
Pecan Gap	$19,296	$51,200	$119,170	$224,880	$394,634

Source: Ownwell

Property Tax Bills Across Delta County, Texas

In Delta County, TX, property tax bills are calculated based on the assessed value of a home and the applicable tax rate. Homeowners in this region face a median property tax bill of $2,400, aligning with the national median. However, property tax bills can vary significantly within the county. For instance, in Lake Creek, the highest median tax bill reaches $3,086, whereas Enloe has the lowest at $1,075. These variations are influenced by factors such as location and property characteristics. The 25th percentile tax bill is $1,261, while the 75th percentile reaches $4,291, and the 90th percentile climbs to $6,562, reflecting the impact of property value differences across the county. The median home price in Delta County is $122,915, which plays a crucial role in determining tax bills. Homeowners must consider these factors when budgeting for property taxes, as they can significantly affect financial planning. Understanding these elements is essential for homeowners to manage their tax obligations effectively.

Property Tax Bills Across Delta County, Texas

Source: Ownwell

$1,075

$2,081

$3,086

Median Delta County Tax Bill

$2,570

Median Texas Tax Bill

$3,971

Median United States Tax Bill

$2,400

Property Tax Bills Across Delta County, Texas

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Ben Franklin	$431	$849	$1,993	$3,241	$6,327
Commerce	$661	$1,453	$2,503	$4,668	$7,484
Cooper	$587	$1,346	$2,757	$4,603	$6,795
Enloe	$199	$337	$1,075	$1,872	$3,026
Klondike	$678	$1,292	$2,243	$3,626	$5,417
Lake Creek	$831	$1,683	$3,086	$4,645	$6,514
Pecan Gap	$371	$936	$1,938	$3,792	$5,904

Source: Ownwell

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