Delta County, Texas Property Taxes
The median property tax rate in Delta County is 2.34%, which is significantly higher than both the national median of 0.99% and the Texas state median of 1.67%. With the median home value in Delta County, the typical annual property tax bill reaches $2,570, which is close to the national median of $2,690. Property taxes in Delta County are calculated based on the tax assessed value, which generally falls below the actual market value due to various property tax exemptions like the primary residence and agricultural exemptions. Understanding Delta County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Cooper or another part of Delta County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Delta County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
2.34%
Estimate Property Tax Bill
$2,876
$2,669
Ownwell’s Delta County Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner to estimate their annual property taxes in Delta County with just 2 data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Delta County to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Delta County, Texas
Property taxes in Delta County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Delta County is 2.34%, which is higher than both the Texas state median and the U.S. national median of 0.99%. Local government entities within Delta County set these rates annually, and they can vary significantly between different areas within the county. Each year, Delta County estimates its required budget to maintain services for the upcoming fiscal year and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. The following data compares Delta County's effective property tax rate with other counties in Texas and the national median. For comparison, the city of Enloe has one of the higher property tax rates in Texas at 2.46%, while the city of Lake Creek boasts one of the lowest at 1.55%. Analyzing how Delta County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Delta County Tax Rate
2.34%
Average Texas Tax Rate
1.67%
Average United States Tax Rate
0.99%
Property Tax Rates Across Delta County, Texas
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Ben Franklin | 0.66% | 1.23% | 1.71% | 2.38% | 2.46% |
| Commerce | 0.73% | 1.28% | 1.82% | 2.46% | 2.46% |
| Cooper | 1.37% | 1.89% | 2.46% | 3.15% | 3.15% |
| Enloe | 1.31% | 1.77% | 2.46% | 2.46% | 2.46% |
| Klondike | 0.70% | 1.44% | 1.88% | 2.46% | 2.46% |
| Lake Creek | 0.49% | 0.93% | 1.55% | 2.19% | 2.46% |
| Pecan Gap | 1.04% | 1.53% | 2.38% | 2.46% | 2.46% |
Source: Ownwell
Property Tax Assessment Values Across Delta County, Texas
In Delta County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Delta County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Delta County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. For instance, the highest median tax bill in the county is in Lake Creek at $3,086, while the lowest is in Enloe at $1,075. Being aware of these valuation processes in Delta County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.
Average Delta County Assessed Value
$122,915
Average Texas Assessed Value
$247,950
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Delta County, Texas
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Ben Franklin | $25,342 | $49,312 | $126,280 | $279,585 | $498,349 |
| Commerce | $37,260 | $91,115 | $184,760 | $320,305 | $534,770 |
| Cooper | $21,772 | $57,245 | $120,050 | $224,225 | $400,324 |
| Enloe | $8,097 | $14,125 | $55,745 | $106,168 | $186,432 |
| Klondike | $37,244 | $72,335 | $123,870 | $236,885 | $408,785 |
| Lake Creek | $57,544 | $118,830 | $231,090 | $456,590 | $651,720 |
| Pecan Gap | $19,296 | $51,200 | $119,170 | $224,880 | $394,634 |
Source: Ownwell
Property Tax Bills Across Delta County, Texas
In Delta County, TX, property tax bills are calculated based on the assessed value of a home and the local tax rate. The median home price in Delta County is $122,915, which serves as a baseline for determining tax obligations. Local authorities assess property values annually to reflect current market conditions. The tax rate is then applied to this assessed value to calculate the tax bill. Several factors influence the final tax bill, including property location and any applicable exemptions. For instance, the 25th percentile of tax bills in Delta County is $1,261, while the 75th percentile reaches $4,291, indicating significant variation based on these factors. Homeowners in Lake Creek face the highest median tax bill at $3,086, whereas those in Enloe enjoy the lowest at $1,075. This variation in tax bills can impact homeowners differently, affecting affordability and financial planning. Compared to the national median property tax rate of 0.99%, Delta County's rates can be relatively high, underscoring the importance of understanding local tax dynamics.
Average Delta County Tax Bill
$2,570
Average Texas Tax Bill
$3,971
Average United States Tax Bill
$2,690
Property Tax Bills Across Delta County, Texas
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Ben Franklin | $431 | $849 | $1,993 | $3,241 | $6,327 |
| Commerce | $661 | $1,453 | $2,503 | $4,668 | $7,484 |
| Cooper | $587 | $1,346 | $2,757 | $4,603 | $6,795 |
| Enloe | $199 | $337 | $1,075 | $1,872 | $3,026 |
| Klondike | $678 | $1,292 | $2,243 | $3,626 | $5,417 |
| Lake Creek | $831 | $1,683 | $3,086 | $4,645 | $6,514 |
| Pecan Gap | $371 | $936 | $1,938 | $3,792 | $5,904 |
Source: Ownwell