San Diego, Texas Property Taxes
The median property tax rate in San Diego, TX is 2.39%, significantly higher than both the national median of 0.99% and the Texas state median of 1.67%. With a median home value of $43,190 in San Diego, the typical annual property tax bill amounts to $955, surpassing the national median of $2,690. Property taxes in San Diego are calculated based on the tax assessed value, which is often lower than the market value due to various exemptions like primary residence and agricultural exemptions. Navigating San Diego's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to substantial annual savings. Whether you're in the heart of San Diego or another part of the city, understanding the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
San Diego, Texas Property Tax Bill Calculator
$100,000
$2,500,000
$5,000,000
Average Tax Rate
1.67%
Estimate Property Tax Bill
$3,340
Ownwell’s San Diego Property Tax Bill Calculator is a valuable tool for homeowners, real estate investors, and potential buyers to estimate their annual property taxes in San Diego with just two data points. By entering your property's estimated assessed value, the calculator uses the median tax rate in San Diego to provide an accurate estimate of your property tax bill. This insightful tool helps you understand potential tax liabilities. For those interested in more detailed trends at the neighborhood level, additional localized information is available by scrolling down. Your property’s assessed value is determined by the county for tax purposes, taking into account any applicable exemptions.
Property Tax Rates Across San Diego, Texas
Property taxes in San Diego, Texas, are vital in funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in San Diego is 2.39%, higher than both the Texas state median and the U.S. national median of 0.99%. Local government entities within San Diego set these rates annually, and they can vary significantly across different neighborhoods. Each year, San Diego estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares San Diego's effective property tax rate to other counties in Texas and the national median. For comparison, the 78384 zip code has the highest median property tax rate of 2.39%, while the same zip code also has the lowest median tax rate of 2.39%. Understanding how these cities compare with San Diego provides valuable insights into the varying tax landscape across Duval County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average San Diego Tax Rate
2.39%
Average Duval County Tax Rate
2.33%
Average Texas Tax Rate
1.67%
Average United States Tax Rate
0.99%
Property Tax Rates Across San Diego, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 78384 | 1.91% | 2.23% | 2.39% | 2.39% | 2.39% |
Source: Ownwell
Property Tax Assessment Values Across San Diego, Texas
In San Diego, Texas, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the Duval County Appraisal District for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In San Diego, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. Being aware of these valuation processes in San Diego helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden. The zip code with the highest median tax bill is 78384, amounting to $955, which is also the lowest median tax bill in the area.
Average San Diego Assessed Value
$43,190
Average Duval County Assessed Value
$41,680
Average Texas Assessed Value
$247,950
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across San Diego, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 78384 | $5,160 | $20,670 | $43,190 | $70,750 | $113,570 |
Source: Ownwell
Property Tax Bills Across San Diego, Texas
In San Diego, property tax bills are calculated based on the assessed value of the property, which is determined by the local tax assessor. The assessed value is a percentage of the market value of the home. Homeowners in San Diego, located in Duval County, pay property taxes at rates that can vary significantly. For instance, the median home price in the area is $43,190, and tax bills can range from the 25th percentile at $426 to the 75th percentile at $1,569, with the 90th percentile reaching up to $2,525. These tax bills are influenced by various factors, including property location within specific zip codes, property type, and any applicable exemptions or deductions. The highest and lowest median tax bills in the county are both $955, found in the 78384 zip code. Compared to the national median property tax rate of 0.99%, these figures show a wide range of possible tax burdens for homeowners. Understanding these factors can help property owners better anticipate and manage their annual tax obligations.
Average San Diego Tax Bill
$955
Average Duval County Tax Bill
$915
Average Texas Tax Bill
$3,971
Average United States Tax Bill
$2,690
Property Tax Bills Across San Diego, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 78384 | $107 | $426 | $955 | $1,569 | $2,525 |
Source: Ownwell