Harper, Texas Property Taxes
The median property tax rate in Harper, TX is 0.95%, slightly below the national median of 0.99% and significantly lower than the Texas state median of 1.67%. With the median home value in Harper at $211,320, the typical annual property tax bill is $1,713, which is well below the national median of $2,690. Property taxes in Harper are calculated based on the assessed value, which often falls below the market value due to various exemptions such as those for primary residences and agricultural land. Understanding Harper's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to substantial annual savings. Whether you're in the heart of Harper or another part of Gillespie County, getting a grasp on the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Harper, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
0.95%
Estimate Property Tax Bill
$2,008
$1,863
Ownwell’s Harper Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Harper with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in Harper to estimate your property tax bill. This insightful tool helps you understand potential tax liabilities. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.
Property Tax Rates Across Harper, Texas
Property taxes in Harper, Texas, are vital in funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in Harper is 0.95%, which is slightly lower than the U.S. national median of 0.99%. Local government entities within Harper set these rates annually, and they can vary significantly across different neighborhoods. Each year, Harper estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares Harper's effective property tax rate to other counties in Texas and the national median. For comparison, the 78631 zip code has both the highest and lowest median property tax rate of 0.95%. Understanding how these cities compare with Harper provides valuable insights into the varying tax landscape across Gillespie County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average Harper Tax Rate
0.95%
Average Gillespie County Tax Rate
1.04%
Average Texas Tax Rate
1.67%
Average United States Tax Rate
0.99%
Property Tax Rates Across Harper, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 78631 | 0.68% | 0.83% | 0.95% | 0.95% | 1.05% |
Source: Ownwell
Property Tax Assessment Values Across Harper, Texas
In Harper, Texas, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the Gillespie County Appraisal District for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In Harper, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. For example, the median home price in Harper is $211,320, with tax bills ranging from $897 at the 25th percentile to $3,943 at the 90th percentile. The highest and lowest median tax bills are both $1,713 in the 78631 zip code. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. Being aware of these valuation processes in Harper helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden.
Average Harper Assessed Value
$211,320
Average Gillespie County Assessed Value
$385,110
Average Texas Assessed Value
$247,950
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Harper, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 78631 | $48,600 | $115,110 | $211,320 | $324,050 | $470,204 |
Source: Ownwell
Property Tax Bills Across Harper, Texas
Property tax bills in Harper, Gillespie County, TX, are calculated based on the assessed value of a property and the local tax rate. The median home price in Harper is $211,320, which serves as a basis for determining the assessed value. Tax authorities then apply the local tax rate to this assessed value to calculate the annual property tax bill. Factors such as property improvements, market conditions, and local government budgets can influence the assessed value and, consequently, the tax bill. For homeowners in Harper, property tax bills can vary significantly. The 25th percentile tax bill is around $897, while the 75th percentile tax bill can reach up to $2,718. At the 90th percentile, homeowners might pay as much as $3,943. These variations can impact household budgets, particularly when compared to the national median property tax rate of 0.99%. Understanding how these factors interplay helps homeowners anticipate their financial obligations and plan accordingly.
Average Harper Tax Bill
$1,713
Average Gillespie County Tax Bill
$3,700
Average Texas Tax Bill
$3,971
Average United States Tax Bill
$2,690
Property Tax Bills Across Harper, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 78631 | $364 | $897 | $1,713 | $2,718 | $3,943 |
Source: Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | November 30 |
| Due Date #2 | June 30 |
Links | |
|---|---|
| Gillespie Appraisal District | |
| Website | propaccess.trueautomation.com |