Harris County, Texas Property Taxes

Homeowners in Harris County, TX, who believe their property tax assessments are too high, have the option to protest and potentially lower their tax burden. The process begins with a formal appeal to the Harris County Appraisal District (HCAD), where homeowners can submit evidence that their property's assessed value is inaccurate. This evidence can include recent home sales data, property condition reports, or discrepancies in the assessment.

Once the appeal is filed, the case is reviewed by the Appraisal Review Board (ARB), an independent body that listens to property tax disputes. Homeowners can present their case in a formal hearing, either in person or virtually. During the hearing, they have the opportunity to argue why their assessment should be adjusted. The ARB then deliberates and issues a decision, which could result in a reduction of the assessed value, thereby lowering the property tax bill. However, if the homeowner is not satisfied with the ARB's decision, they may pursue further legal action through the state district court.

Navigating the property tax protest process can be complex and time-consuming, which is where Ownwell comes in. Our team of experts assists homeowners by preparing and submitting the necessary documentation, representing them during hearings, and providing strategic advice to strengthen their case. With our help, homeowners can increase their chances of achieving a favorable outcome, ensuring they do not pay more than their fair share in property taxes. By leveraging our expertise, homeowners can focus on what matters most while we handle the intricacies of the appeal process.

Harris County offers several property tax exemption programs designed to reduce the financial burden on homeowners. One of the most significant exemptions available is the Homestead Exemption, which applies to a homeowner's primary residence. This exemption lowers the assessed value of the property, thereby reducing the overall tax bill. To qualify, the homeowner must own and occupy the property as their primary residence as of January 1st of the tax year.

Another vital exemption is the Over-65 Exemption, providing additional relief for senior citizens. Eligible homeowners must be 65 years or older and can benefit from a reduction in their assessed property value. This exemption can be combined with the Homestead Exemption for greater savings.

Disabled homeowners may qualify for the Disability Exemption, offering similar benefits to those provided for seniors. Veterans with disabilities can also apply for the Disabled Veteran Exemption, which varies based on the degree of disability.

To apply for these exemptions, homeowners must submit the appropriate application forms to the Harris County Appraisal District, along with any required documentation, such as proof of age or disability. Ownwell can assist homeowners in navigating the application process, ensuring they maximize their savings by taking advantage of all available exemptions. With expert guidance, homeowners can confidently secure the exemptions they are entitled to.