Elkhart, Houston County, Texas Property Taxes

Name: Property Tax Bills Across Elkhart, Houston County, Texas
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Elkhart, TX effective property tax rate: 1.37%, significantly higher than the national median of 1.02%, but lower than the Texas state median of 1.67%.
Median Elkhart, TX home value: $89,990
Median annual Elkhart, TX tax bill: $1,211, $1,189 lower than the national median property tax bill of $2,400.

How are property taxes in Houston County calculated?

Property taxes in Elkhart, TX are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Elkhart’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Elkhart, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Elkhart, Houston County, Texas Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.37%

Estimate Property Tax Bill

$1,233

$1,144

Ownwell’s Elkhart Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Elkhart with just two data points. By entering your property's estimated assessed value, our calculator applies Elkhart’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Houston County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Elkhart, Houston County, Texas

Local government entities set tax rates, and these can vary widely within a state. Each county annually estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. While votes and laws are involved in setting tax rates and budgets, this is the annual process in a nutshell. In Elkhart, located in Houston County, Texas, property owners face a median property tax rate of 1.37%, which stands out as the highest in the state. This rate is considerably higher than the national median property tax rate of 1.02%. For homeowners, this means that the tax burden in Elkhart is significantly above the national average. When comparing Elkhart’s effective property tax rate to other cities in Texas and the median rates across the state and the U.S., it becomes evident how the local fiscal policies impact the community. Understanding these differences can help property owners make informed decisions about their real estate investments and financial planning.

Property Tax Rates Across Elkhart, Houston County, Texas

Source: Ownwell

1.12%

1.31%

1.50%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Elkhart Tax Rate

1.37%

Median Effective Houston County Tax Rate

1.41%

Median Effective Texas Tax Rate

1.67%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Elkhart, Houston County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
75839	1.25%	1.34%	1.37%	1.41%	1.53%

Source: Ownwell

Property Tax Assessment Values Across Elkhart, Houston County, Texas

When examining property taxes in Elkhart, TX, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Houston County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Houston County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Elkhart.

For example, the median home price in Elkhart is $89,990, with tax bills ranging significantly across the county. Zip code 75839 has the highest median home price at $89,990.

Property Tax Assessment Values Across Elkhart, Houston County, Texas

Source: Ownwell

$78,890

$92,155

$105,420

Median Elkhart Market Value

$89,990

Median Houston County Market Value

$89,420

Median Texas Market Value

$247,950

Median United States Market Value

$235,294

Property Tax Assessment Values Across Elkhart, Houston County, Texas

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
75839	$17,960	$75,440	$89,990	$104,210	$111,240

Source: Ownwell

Property Tax Bills Across Elkhart, Houston County, Texas

In Elkhart, Texas, property tax bills are calculated based on the assessed value of a home, which is determined by the local tax assessor. This assessed value is then multiplied by the local tax rate to determine the annual tax bill. The tax rate is set by local taxing authorities and reflects the funding needs for community services such as schools, roads, and emergency services. Homeowners in Elkhart experience property tax bills that range from $939 at the 25th percentile to $1,503 at the 90th percentile, with a median tax bill of approximately $1,211. This is below the national median property tax bill of $2,400, making Elkhart relatively affordable in terms of property taxes. However, homeowners can still benefit from appealing their property tax assessments to ensure they are not overpaying. Ownwell assists homeowners by providing expert property tax appeal services, potentially reducing tax bills by ensuring the home's assessed value is accurate and fair. This can lead to significant savings and ensure homeowners are not paying more than their fair share.

Property Tax Bills Across Elkhart, Houston County, Texas

Source: Ownwell

$847

$1,133

$1,419

Median Elkhart Tax Bill

$1,211

Median Houston County Tax Bill

$1,317

Median Texas Tax Bill

$3,971

Median United States Tax Bill

$2,400

Property Tax Bills Across Elkhart, Houston County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
75839	$220	$939	$1,211	$1,338	$1,503

Source: Ownwell

Don't miss the deadline to protest!

Dates
Appeal Deadline	May 15
Tax Bill
Issued	October 1
Due Date #1	November 30
Due Date #2	June 30

Links
Houston Appraisal District
Website	www.houstoncad.org