Ratcliff, Houston County, Texas Property Taxes
Median Ratcliff, TX effective property tax rate: 1.15%, slightly higher than the national median of 1.02%, but lower than the Texas state median of 1.67%.
Median Ratcliff, TX home value: $79,365
Median annual Ratcliff, TX tax bill: $905, $1,495 lower than the national median property tax bill of $2,400.
How are property taxes in Houston County calculated?
Property taxes in Ratcliff, TX are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Ratcliff’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Ratcliff, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Ratcliff, Houston County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.15%
Estimate Property Tax Bill
$913
$847
Property Tax Rates Across Ratcliff, Houston County, Texas
Local government entities in Texas set property tax rates, which can vary significantly across the state. This variability is due to each county estimating its required budget to provide services and then dividing that by the total value of all taxable property within its jurisdiction. This calculation determines the property tax rate. While votes and laws influence the setting of tax rates and budgets, this is the essential annual process.
In Ratcliff, located in Houston County, the effective property tax rate is something property owners should be aware of. Comparing this to other cities within Texas, Ratcliff's rate provides a unique perspective on how property taxes can differ even within the same state. The median property tax rate in Texas offers a baseline for comparison, while the national median property tax rate provides a broader context. Understanding these differences can help property owners make informed decisions about their investments and potential tax liabilities.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Ratcliff Tax Rate
1.15%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Houston County Tax Rate
1.41%
Median Effective Texas Tax Rate
1.67%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Ratcliff, Houston County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 75858 | 0.49% | 1.02% | 1.15% | 1.29% | 1.29% |
Source: Ownwell
Property Tax Assessment Values Across Ratcliff, Houston County, Texas
When examining property taxes in Ratcliff, Texas, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Houston County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Houston County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Ratcliff.
For example, the median home price in Ratcliff is $79,365, with tax bills ranging significantly across the county. Zip code 75858 has the highest median home price at $79,365.
Property Tax Assessment Values Across Ratcliff, Houston County, Texas
Source: Ownwell
$78,890
$92,155
$105,420
Median Ratcliff Market Value
$79,365
Median Houston County Market Value
$89,420
Median Texas Market Value
$247,950
Median United States Market Value
$235,294
Property Tax Assessment Values Across Ratcliff, Houston County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 75858 | $13,742 | $41,330 | $79,365 | $114,430 | $183,697 |
Source: Ownwell
Property Tax Bills Across Ratcliff, Houston County, Texas
Median Ratcliff Tax Bill
$905
Median Houston County Tax Bill
$1,317
Median Texas Tax Bill
$3,971
Median United States Tax Bill
$2,400
Property Tax Bills Across Ratcliff, Houston County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 75858 | $136 | $338 | $905 | $1,325 | $1,946 |
Source: Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | November 30 |
| Due Date #2 | June 30 |
Links | |
|---|---|
| Houston Appraisal District | |
| Website | www.houstoncad.org |