Bay City, Matagorda County, Texas Property Taxes

Name: Property Tax Bills Across Bay City, Matagorda County, Texas
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Bay City, TX effective property tax rate: 1.62%, significantly higher than the national median of 1.02%, but lower than the Texas state median of 1.67%.
Median Bay City, TX home value: $156,195
Median annual Bay City, TX tax bill: $2,155, $245 lower than the national median property tax bill of $2,400.

How are property taxes in Matagorda calculated?

Property taxes in Bay City, TX are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Bay City’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Bay City, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Bay City, Matagorda County, Texas Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.62%

Estimate Property Tax Bill

$2,530

$2,348

Ownwell’s Bay City Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Bay City with just two data points. By entering your property's estimated assessed value, our calculator applies Bay City’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Matagorda County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Bay City, Matagorda County, Texas

Local government entities determine tax rates, leading to significant variations within a state. Each county, including Matagorda, calculates its necessary budget to provide essential services and divides it by the total value of all taxable properties in its jurisdiction. This calculation determines the property tax rate. While votes and laws play a role in setting these rates and budgets, this is essentially the annual process.

In Bay City, located in Matagorda County, the effective property tax rate is 1.62%. This rate is notably higher than the national median property tax rate of 1.02%. Residents of Bay City pay a median property tax bill of $2,400, aligning with the national median. Despite the higher tax rate, the tax bill remains comparable to the national figure due to property values. This comparison highlights the importance of understanding local tax rates in relation to property values. Whether you're a homeowner or considering purchasing property in Bay City, knowing these rates can significantly impact your financial planning.

Property Tax Rates Across Bay City, Matagorda County, Texas

Source: Ownwell

0.39%

1.14%

1.89%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Bay City Tax Rate

1.62%

Median Effective Matagorda County Tax Rate

1.53%

Median Effective Texas Tax Rate

1.67%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Bay City, Matagorda County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
77404	N/A	N/A	N/A	N/A	N/A
77414	0.64%	1.11%	1.62%	2.06%	2.40%
77440	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Bay City, Matagorda County, Texas

When examining property taxes in Bay City, TX, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Matagorda County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices: In Matagorda County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Bay City. For example, the median home price in Bay City is $156,195, with tax bills ranging significantly across the county. Zip code 77414 has the highest median home price at $156,150.

Property Tax Assessment Values Across Bay City, Matagorda County, Texas

Source: Ownwell

$6,020

$106,385

$206,750

Median Bay City Market Value

$156,195

Median Matagorda County Market Value

$130,525

Median Texas Market Value

$247,950

Median United States Market Value

$235,294

Property Tax Assessment Values Across Bay City, Matagorda County, Texas

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
77404	N/A	N/A	N/A	N/A	N/A
77414	$19,320	$67,590	$156,150	$226,220	$333,600
77440	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Bay City, Matagorda County, Texas

In Bay City, located in Matagorda County, TX, property tax bills are determined by multiplying the assessed value of a home by the local tax rate. The assessed value is based on the market value of the property, which can fluctuate due to changes in the real estate market or improvements made to the property. For homeowners in Bay City, the median home price is $156,195, and property tax bills can vary significantly. The 25th percentile tax bill is $891, while the 75th percentile reaches $3,705, and the 90th percentile goes up to $5,183. These figures indicate that property taxes can be a substantial expense for homeowners. Ownwell offers services to help homeowners reduce their property tax bills by appealing assessed values that may be higher than the market value. By leveraging Ownwell's expertise, homeowners can potentially lower their tax liabilities, ensuring they pay a fair amount based on accurate property assessments. This can lead to significant savings and financial relief for property owners.

Property Tax Bills Across Bay City, Matagorda County, Texas

Source: Ownwell

$83

$1,378

$2,672

Median Bay City Tax Bill

$2,155

Median Matagorda County Tax Bill

$1,664

Median Texas Tax Bill

$3,971

Median United States Tax Bill

$2,400

Property Tax Bills Across Bay City, Matagorda County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
77404	N/A	N/A	N/A	N/A	N/A
77414	$229	$891	$2,154	$3,705	$5,182
77440	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Don't miss the deadline to protest!

Dates
Appeal Deadline	May 15
Tax Bill
Issued	October 1
Due Date #1	November 30
Due Date #2	June 30

Links
Matagorda Appraisal District
Website	propaccess.trueautomation.com