Bay City, Matagorda County, Texas Property Taxes
Median Bay City, TX effective property tax rate: 1.62%, significantly higher than the national median of 1.02%, but lower than the Texas state median of 1.67%.
Median Bay City, TX home value: $156,195
Median annual Bay City, TX tax bill: $2,155, $245 lower than the national median property tax bill of $2,400.
How are property taxes in Matagorda calculated?
Property taxes in Bay City, TX are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Bay City’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Bay City, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Bay City, Matagorda County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.62%
Estimate Property Tax Bill
$2,530
$2,348
Property Tax Rates Across Bay City, Matagorda County, Texas
Local government entities determine tax rates, leading to significant variations within a state. Each county, including Matagorda, calculates its necessary budget to provide essential services and divides it by the total value of all taxable properties in its jurisdiction. This calculation determines the property tax rate. While votes and laws play a role in setting these rates and budgets, this is essentially the annual process.
In Bay City, located in Matagorda County, the effective property tax rate is 1.62%. This rate is notably higher than the national median property tax rate of 1.02%. Residents of Bay City pay a median property tax bill of $2,400, aligning with the national median. Despite the higher tax rate, the tax bill remains comparable to the national figure due to property values. This comparison highlights the importance of understanding local tax rates in relation to property values. Whether you're a homeowner or considering purchasing property in Bay City, knowing these rates can significantly impact your financial planning.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Bay City Tax Rate
1.62%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Matagorda County Tax Rate
1.53%
Median Effective Texas Tax Rate
1.67%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Bay City, Matagorda County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 77414 | 0.64% | 1.11% | 1.62% | 2.06% | 2.40% |
| 77404 | N/A | N/A | N/A | N/A | N/A |
| 77440 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Bay City, Matagorda County, Texas
When examining property taxes in Bay City, TX, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Matagorda County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices: In Matagorda County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Bay City. For example, the median home price in Bay City is $156,195, with tax bills ranging significantly across the county. Zip code 77414 has the highest median home price at $156,150.
Property Tax Assessment Values Across Bay City, Matagorda County, Texas
Source: Ownwell
$6,020
$106,385
$206,750
Median Bay City Market Value
$156,195
Median Matagorda County Market Value
$130,525
Median Texas Market Value
$247,950
Median United States Market Value
$235,294
Property Tax Assessment Values Across Bay City, Matagorda County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 77414 | $19,320 | $67,590 | $156,150 | $226,220 | $333,600 |
| 77404 | N/A | N/A | N/A | N/A | N/A |
| 77440 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Bay City, Matagorda County, Texas
Median Bay City Tax Bill
$2,155
Median Matagorda County Tax Bill
$1,664
Median Texas Tax Bill
$3,971
Median United States Tax Bill
$2,400
Property Tax Bills Across Bay City, Matagorda County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 77414 | $229 | $891 | $2,154 | $3,705 | $5,182 |
| 77404 | N/A | N/A | N/A | N/A | N/A |
| 77440 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | November 30 |
| Due Date #2 | June 30 |
Links | |
|---|---|
| Matagorda Appraisal District | |
| Website | propaccess.trueautomation.com |