Rockwall County, Texas Property Taxes
Median Rockwall County effective property tax rate: 1.49%, significantly higher than the national median of 1.02%.
Median Rockwall County home value: $416,497
Median annual Rockwall County tax bill: $6,357, $3,957 higher than the national median property tax bill of $2,400.
How are property taxes in Rockwall County calculated?
Property taxes in Rockwall County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Rockwall or another part of Rockwall County, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Rockwall County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.49%
Estimate Property Tax Bill
$6,206
$5,759
$1,102
Average Tax Savings
Ownwell’s Rockwall County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Rockwall County with just two data points.
By entering your property's estimated assessed value, our calculator applies Rockwall County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations.
This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Rockwall County.
For those interested in more localized information, please scroll down to explore city-level trends!
Property Tax Rates Across Rockwall County, Texas
Local government entities set tax rates, which can vary widely within Texas. Annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. While votes and laws are involved in setting tax rates and budgets, this is the annual process in a nutshell.
Rockwall County's effective property tax rate is 1.49%, which is higher than the national median property tax rate of 1.02%. Within Rockwall County, the highest median tax rate is 1.75% in Royse City, whereas Terrell boasts the lowest median tax rate of 1.11%. These figures highlight the variability even within a single county, influenced by differing budgetary needs and property values.
For homeowners in Rockwall County, understanding these rates is crucial for financial planning. Comparing these rates to the national median provides a clearer perspective on property tax obligations. Knowing where your property stands in relation to these figures can aid in making informed decisions about property tax appeals and exemptions.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Rockwall County Tax Rate
1.49%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Texas Tax Rate
1.67%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Rockwall County, Texas
City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
Fate | 1.32% | 1.45% | 1.56% | 1.80% | 2.11% |
Forney | 1.21% | 1.26% | 1.46% | 1.57% | 1.57% |
Heath | 1.10% | 1.28% | 1.43% | 1.57% | 1.57% |
Josephine | N/A | N/A | N/A | N/A | N/A |
Mclendon Chisholm | N/A | N/A | N/A | N/A | N/A |
Mclendon-chisholm | N/A | N/A | N/A | N/A | N/A |
Mclendon Chisolm | N/A | N/A | N/A | N/A | N/A |
Rockwall | 1.12% | 1.23% | 1.34% | 1.57% | 1.57% |
Rowlett | 1.44% | 1.50% | 1.61% | 2.01% | 2.01% |
Royse City | 1.18% | 1.50% | 1.75% | 2.12% | 2.12% |
Terrell | 1.00% | 1.05% | 1.11% | 1.21% | 1.30% |
Wylie | 1.09% | 1.30% | 1.53% | 1.83% | 1.83% |
Source: Ownwell
$1,102
Average Rockwall County Tax Savings
Save on your property taxes & more with Ownwell
Property Tax Assessment Values Across Rockwall County, Texas
When examining property taxes in Rockwall County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Rockwall County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Rockwall County. For example, the median tax bill in Rockwall County is $5,041, with tax bills ranging significantly across the county. Heath has the highest median home price at $825,166.
Median Rockwall County Market Value
$416,497
Median Texas Market Value
$247,950
Median United States Market Value
$235,294
Property Tax Assessment Values Across Rockwall County, Texas
City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
Fate | $305,332 | $342,298 | $382,350 | $426,200 | $481,810 |
Forney | $453,214 | $498,979 | $652,656 | $770,690 | $1,024,790 |
Heath | $304,881 | $630,913 | $825,166 | $1,189,849 | $1,819,926 |
Josephine | N/A | N/A | N/A | N/A | N/A |
Mclendon Chisholm | N/A | N/A | N/A | N/A | N/A |
Mclendon-chisholm | N/A | N/A | N/A | N/A | N/A |
Mclendon Chisolm | N/A | N/A | N/A | N/A | N/A |
Rockwall | $267,130 | $372,275 | $472,338 | $621,393 | $837,144 |
Rowlett | $288,405 | $317,669 | $383,470 | $450,945 | $566,570 |
Royse City | $139,460 | $265,013 | $349,633 | $417,886 | $532,423 |
Terrell | $137,448 | $259,476 | $330,280 | $452,079 | $525,864 |
Wylie | $31,951 | $140,215 | $329,186 | $377,064 | $452,780 |
Source: Ownwell
$1,102
Average Rockwall County Tax Savings
Save on your property taxes & more with Ownwell
Property Tax Bills Across Rockwall County, Texas
Median Rockwall County Tax Bill
$6,357
Median Texas Tax Bill
$3,971
Median United States Tax Bill
$2,400
Property Tax Bills Across Rockwall County, Texas
City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
Fate | $4,675 | $5,457 | $6,225 | $7,214 | $8,367 |
Forney | $5,940 | $7,354 | $8,892 | $10,969 | $13,388 |
Heath | $3,720 | $8,571 | $11,907 | $15,758 | $25,970 |
Josephine | N/A | N/A | N/A | N/A | N/A |
Mclendon Chisholm | N/A | N/A | N/A | N/A | N/A |
Mclendon-chisholm | N/A | N/A | N/A | N/A | N/A |
Mclendon Chisolm | N/A | N/A | N/A | N/A | N/A |
Rockwall | $3,538 | $4,973 | $6,519 | $8,715 | $11,473 |
Rowlett | $4,610 | $5,410 | $6,384 | $7,682 | $9,966 |
Royse City | $1,708 | $4,746 | $6,113 | $7,773 | $9,177 |
Terrell | $1,446 | $3,065 | $3,956 | $5,139 | $5,545 |
Wylie | $545 | $1,408 | $5,125 | $6,196 | $7,203 |
Source: Ownwell
$1,102
Average Rockwall County Tax Savings
Save on your property taxes & more with Ownwell
Want to lower your Rockwall County property taxes?
Property Tax Protests in Texas
In Rockwall County, TX, the property tax protest process offers homeowners a way to challenge their property tax assessments if they believe them to be incorrect or unfair. Homeowners can appeal their assessed property value by filing a protest with the county's Appraisal Review Board (ARB). This board is responsible for hearing and resolving disputes between property owners and the appraisal district. The process typically begins with the property owner submitting a written protest, outlining their reasons for disputing the assessed value. It's important to provide evidence, such as recent sales data of comparable properties, to support the claim that the assessed value is too high.
Once the protest is filed, the ARB schedules a hearing where the homeowner can present their case. During this hearing, both the property owner and the appraisal district have the opportunity to present evidence and arguments. The ARB then reviews all the information and makes a decision. Potential outcomes can include a reduction in the assessed value, which may lead to a lower property tax bill, or the board may uphold the original assessment if they find it justified.
Ownwell can significantly assist homeowners throughout this process. By leveraging our expertise in property tax appeals, we help gather compelling evidence, prepare strong arguments, and present a convincing case to the ARB. Our team of professionals understands the nuances of the local property market and the intricacies of the appeal process, providing homeowners with an advantage in securing a favorable outcome. With Ownwell by your side, you can navigate the complexities of the property tax protest process with confidence and ease.
Exemptions in Texas
In Rockwall County, TX, homeowners have access to several property tax exemption programs designed to reduce their tax burden. The most common exemption is the homestead exemption, which provides tax relief for primary residences. To qualify, the property must be the homeowner's principal residence as of January 1st, and the homeowner must not claim any other homestead exemption. This exemption can significantly lower the assessed value of the home, resulting in reduced property taxes.
Another valuable exemption is the over-65 exemption, which offers additional relief for senior citizens. Homeowners aged 65 or older can apply for this exemption to further decrease their property tax liability. There is also a disability exemption available for those with qualifying disabilities, providing similar benefits to the over-65 exemption.
To apply for these exemptions, homeowners must submit an application to the Rockwall County Appraisal District, typically by April 30th. The application process requires documentation to verify eligibility, such as proof of age or disability status.
Ownwell can assist homeowners in Rockwall County by guiding them through the exemption application process, ensuring they maximize their savings. Our experts are well-versed in local property tax laws and can help homeowners identify all available exemptions they qualify for, ensuring they benefit fully from these programs.
Available Exemptions
Senior
Disabled
Home Stead
Veteran
Solar/Wind
Non-Profit
Don't miss the deadline to protest!
Dates | |
---|---|
Appeal Deadline | May 15 |
Tax Bill | |
Issued | October 1 |
Due Date #1 | January 31 |
Links | |
---|---|
Rockwall Appraisal District | |
Phone | (972) 771-2034 |
Website | www.rockwallcad.com |
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