Shelby County, Texas Property Taxes
The median property tax rate in Shelby County is 0.80%, which is notably lower than both the national median of 0.99% and the Texas state median of 1.67%. With a median home value of $64,740, the typical annual property tax bill in Shelby County is $429, significantly below the national median of $2,690. Property taxes here are calculated based on the tax assessed value, which is often less than the market value due to various property tax exemptions, such as those for primary residences and agricultural properties. Understanding Shelby County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide substantial annual savings. Whether you reside in Center or another part of Shelby County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Shelby County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
0.8%
Estimate Property Tax Bill
$518
$481
Ownwell’s Shelby County Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Shelby County with just two data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Shelby County to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property's assessed value is the value assigned to your property by your county for property tax calculations, taking into account any exemptions you may have on your property.
Property Tax Rates Across Shelby County, Texas
Property taxes in Shelby County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Shelby County is 0.80%, which is lower than the Texas state median of 1.81% but higher than the U.S. national median of 0.99%. Local government entities within Shelby County set these rates annually, and they can vary significantly between different areas within the county. Each year, Shelby County estimates its required budget to maintain services for the upcoming fiscal year, and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. The following data compares Shelby County's effective property tax rate with other counties in Texas and the national median. For comparison, the city of Center has one of the higher property tax rates in Texas at 0.95%, while the city of Tenaha boasts one of the lowest at 0.54%. Analyzing how Shelby County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Shelby County Tax Rate
0.80%
Average Texas Tax Rate
1.67%
Average United States Tax Rate
0.99%
Property Tax Rates Across Shelby County, Texas
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Center | 0.26% | 0.48% | 0.95% | 1.73% | 2.11% |
| Gary | N/A | N/A | N/A | N/A | N/A |
| Joaquin | 0.19% | 0.42% | 0.75% | 1.66% | 2.01% |
| San Augustine | 0.10% | 0.20% | 0.36% | 0.59% | 1.22% |
| Shelbyville | 0.17% | 0.38% | 0.81% | 1.49% | 1.72% |
| Tenaha | 0.18% | 0.36% | 0.54% | 0.75% | 1.15% |
| Timpson | 0.17% | 0.39% | 0.75% | 1.71% | 2.07% |
Source: Ownwell
Property Tax Assessment Values Across Shelby County, Texas
In Shelby County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Shelby County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Shelby County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. In Shelby County, the highest median tax bill is $522 in Center, while the lowest is $268 in Tenaha. Being aware of these valuation processes in Shelby County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.
Average Shelby County Assessed Value
$64,740
Average Texas Assessed Value
$247,950
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Shelby County, Texas
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Center | $8,800 | $21,178 | $68,415 | $143,840 | $245,527 |
| Gary | N/A | N/A | N/A | N/A | N/A |
| Joaquin | $9,688 | $24,880 | $73,623 | $138,300 | $260,478 |
| San Augustine | $14,545 | $38,958 | $136,880 | $297,290 | $431,040 |
| Shelbyville | $7,540 | $14,820 | $62,605 | $152,235 | $282,156 |
| Tenaha | $8,886 | $16,565 | $51,960 | $117,430 | $238,089 |
| Timpson | $8,495 | $20,278 | $61,835 | $143,990 | $277,315 |
Source: Ownwell
Property Tax Bills Across Shelby County, Texas
In Shelby County, TX, property tax bills are calculated based on the assessed value of the property and the local tax rate. The county assesses the value of homes, which is then multiplied by the tax rate to determine the annual tax bill. Various factors, such as property size, location, and market trends, influence the assessed value. Homeowners in Shelby County experience a range of tax bills, with the 25th percentile at $161 and the 75th percentile reaching $1,102. The 90th percentile sees tax bills as high as $2,176. The city of Center has the highest median tax bill at $522, while Tenaha features the lowest at $268. These tax bills can significantly impact homeowners, affecting their annual budget and financial planning. Compared to the national median property tax rate of 0.99%, Shelby County's tax rates reflect local economic conditions and municipal requirements, underscoring the importance of understanding property tax obligations for homeowners in this region.
Average Shelby County Tax Bill
$429
Average Texas Tax Bill
$3,971
Average United States Tax Bill
$2,690
Property Tax Bills Across Shelby County, Texas
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Center | $73 | $189 | $522 | $1,309 | $2,465 |
| Gary | N/A | N/A | N/A | N/A | N/A |
| Joaquin | $76 | $180 | $433 | $1,030 | $2,049 |
| San Augustine | $47 | $108 | $439 | $882 | $1,668 |
| Shelbyville | $55 | $134 | $357 | $1,034 | $2,173 |
| Tenaha | $44 | $96 | $268 | $560 | $1,021 |
| Timpson | $67 | $165 | $422 | $1,018 | $1,997 |
Source: Ownwell