Shelby County, Texas Property Taxes

Name: Property Tax Bills Across Shelby County, Texas
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Shelby County effective property tax rate: 0.80%, significantly lower than the national median of 1.02%.
Median Shelby County home value: $64,740
Median annual Shelby County tax bill: $429, $1,971 lower than the national median property tax bill of $2,400.

How are property taxes in Shelby County calculated?

Property taxes in Shelby County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Center or another part of Shelby County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Shelby County, Texas Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.8%

Estimate Property Tax Bill

$518

$481

Ownwell’s Shelby County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Shelby County with just two data points. By entering your property's estimated assessed value, our calculator applies Shelby County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Shelby County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Shelby County, Texas

Local government entities set tax rates, which can vary widely within a state. Each year, counties determine their budgets to provide essential services and divide this by the total value of taxable property in their jurisdiction, resulting in the property tax rate. While votes and laws play a role in setting tax rates and budgets, this is the basic annual process.

In Shelby County, Texas, the effective property tax rate is a key factor for homeowners to consider. The county's median property tax rate stands at 0.80%, which is below the national median of 1.02%. This lower rate can translate into significant savings for property owners compared to other regions. Within Shelby County, the highest median tax rate is found in Center, at 0.95%, while the lowest is in Tenaha, at 0.54%. These variations highlight the importance of understanding local tax rates when assessing overall property tax liabilities. Comparing these figures to the national median provides valuable insight into the relative affordability of owning property in Shelby County.

Property Tax Rates Across Shelby County, Texas

Source: Ownwell

0.36%

0.66%

0.95%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Shelby County Tax Rate

0.80%

Median Effective Texas Tax Rate

1.67%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Shelby County, Texas

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Center	0.26%	0.48%	0.95%	1.73%	2.11%
Gary	N/A	N/A	N/A	N/A	N/A
Joaquin	0.19%	0.42%	0.75%	1.66%	2.01%
San Augustine	0.10%	0.20%	0.36%	0.59%	1.22%
Shelbyville	0.17%	0.38%	0.81%	1.49%	1.72%
Tenaha	0.18%	0.36%	0.54%	0.75%	1.15%
Timpson	0.17%	0.39%	0.75%	1.71%	2.07%

Source: Ownwell

Property Tax Assessment Values Across Shelby County, Texas

When examining property taxes in Shelby County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Shelby County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Shelby County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Shelby County. For example, the median tax bill in Shelby County is $522, with tax bills ranging significantly across the county. San Augustine has the highest median home price at $136,880.

Property Tax Assessment Values Across Shelby County, Texas

Source: Ownwell

$51,960

$94,420

$136,880

Median Shelby County Market Value

$64,740

Median Texas Market Value

$247,950

Median United States Market Value

$235,294

Property Tax Assessment Values Across Shelby County, Texas

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Center	$8,800	$21,178	$68,415	$143,840	$245,527
Gary	N/A	N/A	N/A	N/A	N/A
Joaquin	$9,688	$24,880	$73,623	$138,300	$260,478
San Augustine	$14,545	$38,958	$136,880	$297,290	$431,040
Shelbyville	$7,540	$14,820	$62,605	$152,235	$282,156
Tenaha	$8,886	$16,565	$51,960	$117,430	$238,089
Timpson	$8,495	$20,278	$61,835	$143,990	$277,315

Source: Ownwell

Property Tax Bills Across Shelby County, Texas

In Shelby County, TX, property tax bills are calculated based on the assessed value of a home, which is determined by local tax authorities. This assessed value is then multiplied by the local tax rate to determine the annual tax bill. Shelby County has a range of tax bills, with the 25th percentile at $161 and the 75th percentile at $1,102, reflecting the variation in property values and tax rates across the county. For those at the 90th percentile, tax bills can reach up to $2,176, indicating higher-value properties or higher local tax rates. Compared to the national median property tax bill of $2,400, Shelby County's tax bills can be relatively lower, providing some relief to local homeowners. However, the highest median tax bill in the county is found in Center at $522, while Tenaha has the lowest at $268. These figures highlight the disparities in property tax burdens within the county, impacting homeowners differently based on their property's location and value.

Property Tax Bills Across Shelby County, Texas

Source: Ownwell

$268

$395

$522

Median Shelby County Tax Bill

$429

Median Texas Tax Bill

$3,971

Median United States Tax Bill

$2,400

Property Tax Bills Across Shelby County, Texas

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Center	$73	$189	$522	$1,309	$2,465
Gary	N/A	N/A	N/A	N/A	N/A
Joaquin	$76	$180	$433	$1,030	$2,049
San Augustine	$47	$108	$439	$882	$1,668
Shelbyville	$55	$134	$357	$1,034	$2,173
Tenaha	$44	$96	$268	$560	$1,021
Timpson	$67	$165	$422	$1,018	$1,997

Source: Ownwell

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Center

Joaquin

San Augustine Shelbyville

Tenaha Timpson