Frederick County, Virginia Property Taxes

Name: Property Tax Bills Across Frederick County, Virginia
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Frederick County effective property tax rate: 0.51%, significantly lower than the national median of 1.02%. Median Frederick County home value: $318,600 Median annual Frederick County tax bill: $1,559, $841 lower than the national median property tax bill of $2,400. How are property taxes in Frederick County calculated? Property taxes in Frederick County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption. Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Winchester or another part of Frederick County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Frederick County, Virginia Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.51%

Estimate Property Tax Bill

$1,625

$1,508

Ownwell’s Frederick County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Frederick County with just two data points. By entering your property's estimated assessed value, our calculator applies Frederick County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Frederick County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Frederick County, Virginia

Local government entities determine tax rates, which can differ significantly within a state. Annually, each county estimates its required budget to provide essential services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. In Frederick County, Virginia, the effective property tax rate is notably below the national median of 1.02%. This lower rate can offer significant savings compared to other areas. For instance, Frederick County's rate is competitive even within the state, with Cross Junction having the highest median tax rate in the county. On the other hand, Clear Brook shares the same low rate as Frederick County itself. Homeowners in Frederick County benefit from a favorable property tax environment, making it an attractive place for property investment. By understanding how these rates are determined, homeowners can better navigate their property tax obligations and potentially save money through appeals or exemptions.

Property Tax Rates Across Frederick County, Virginia

Source: Ownwell

0.51%

0.57%

0.63%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Frederick County Tax Rate

0.51%

Median Effective Virginia Tax Rate

0.89%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Frederick County, Virginia

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Clear Brook	0.26%	0.51%	0.51%	0.51%	0.51%
Cross Junction	0.31%	0.51%	0.63%	0.73%	0.78%
Front Royal	0.25%	0.26%	0.51%	0.51%	0.51%
Gore	0.25%	0.46%	0.51%	0.51%	0.51%
Lake Frederick	0.25%	0.51%	0.51%	0.51%	0.51%
Middletown	0.25%	0.51%	0.51%	0.51%	0.51%
Star Tannery	0.25%	0.31%	0.51%	0.51%	0.51%
Stephens City	0.26%	0.51%	0.51%	0.51%	0.51%
Stephenson	0.32%	0.51%	0.51%	0.51%	0.51%
White Post	0.25%	0.51%	0.51%	0.51%	0.51%
Winchester	0.26%	0.51%	0.51%	0.51%	0.51%
Whitacre	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Frederick County, Virginia

When examining property taxes in Frederick County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Frederick County Assessor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Frederick County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Frederick County. For example, the median tax bill in Frederick County is $2,530, with tax bills ranging significantly across the county. Front Royal has the highest median home price at $549,200.

Property Tax Assessment Values Across Frederick County, Virginia

Source: Ownwell

$216,300

$382,750

$549,200

Median Frederick County Market Value

$318,600

Median Virginia Market Value

$298,700

Median United States Market Value

$235,294

Property Tax Assessment Values Across Frederick County, Virginia

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Clear Brook	$180,780	$242,150	$346,100	$467,850	$611,440
Cross Junction	$209,500	$263,650	$327,050	$413,675	$523,050
Front Royal	$348,440	$356,900	$549,200	$667,400	$747,520
Gore	$134,050	$204,950	$314,250	$405,000	$527,700
Lake Frederick	$371,800	$447,800	$548,700	$635,900	$709,800
Middletown	$174,370	$215,250	$297,550	$397,975	$588,840
Star Tannery	$145,040	$194,900	$294,200	$389,300	$533,060
Stephens City	$163,900	$231,700	$304,500	$393,500	$476,150
Stephenson	$250,600	$302,000	$382,900	$465,700	$540,180
White Post	$183,060	$263,350	$347,900	$359,650	$445,820
Winchester	$167,200	$222,400	$300,400	$426,300	$580,900
Whitacre	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Frederick County, Virginia

In Frederick County, VA, property tax bills are calculated based on the assessed value of a home, which is determined by the local tax assessor. This assessed value is then multiplied by the local tax rate to determine the annual property tax bill. Factors such as the property's location, size, and condition can influence the assessed value, and consequently, the tax bill. For homeowners in Frederick County, the median home price is $318,600, which can lead to varying tax bills depending on the specific assessment and rate applied. The 25th percentile tax bill is $1,080, while the 75th percentile reaches $2,121, indicating a range of tax burdens across different properties. At the high end, the 90th percentile tax bill is $2,750. Comparatively, the national median property tax bill is $2,400, suggesting that some homeowners in Frederick County may experience lower or higher tax bills depending on their property's assessed value. In Lake Frederick, the highest median tax bill is $2,530, whereas Star Tannery has the lowest at $1,183.

Property Tax Bills Across Frederick County, Virginia

Source: Ownwell

$1,054

$1,792

$2,530

Median Frederick County Tax Bill

$1,559

Median Virginia Tax Bill

$2,608

Median United States Tax Bill

$2,400

Property Tax Bills Across Frederick County, Virginia

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Clear Brook	$764	$1,093	$1,605	$2,219	$2,953
Cross Junction	$903	$1,520	$2,049	$2,454	$2,922
Front Royal	$1,048	$1,355	$1,792	$3,059	$3,518
Gore	$496	$836	$1,421	$1,906	$2,419
Lake Frederick	$1,378	$1,815	$2,530	$3,067	$3,484
Middletown	$698	$966	$1,362	$1,855	$2,693
Star Tannery	$549	$857	$1,183	$1,716	$2,239
Stephens City	$761	$1,022	$1,475	$1,947	$2,370
Stephenson	$977	$1,488	$1,860	$2,325	$2,711
White Post	$744	$992	$1,689	$1,821	$2,106
Winchester	$744	$1,048	$1,490	$2,071	$2,805
Whitacre	N/A	N/A	N/A	N/A	N/A

Source: Ownwell