Frederick County Property Taxes
The median property tax rate in Frederick County is 0.51%, which is significantly lower than both the national median of 0.99% and the Virginia state median of 0.89%. With the median home value in Frederick County at $318,600, the typical annual property tax bill reaches $1,559, much less than the national median of $2,690. Property taxes in Frederick County are calculated based on the tax assessed value, which generally falls below the actual market value due to various property tax exemptions like the primary residence and agricultural exemptions. Understanding Frederick County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Winchester or another part of Frederick County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Frederick County Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
0.51%
Estimate Property Tax Bill
$1,625
$1,508
Ownwell’s Frederick County Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner to estimate their annual property taxes in Frederick County with just two data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Frederick County to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Frederick County, Virginia
Property taxes in Frederick County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Frederick County is 0.51%, which is lower than the U.S. national median of 0.99%. Local government entities within Frederick County set these rates annually, and they can vary significantly between different areas within the county. Each year, Frederick County estimates its required budget to maintain services for the upcoming fiscal year, and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. The following data compares Frederick County's effective property tax rate with other regions and the national median. For comparison, the city of Cross Junction has one of the higher property tax rates in the region at 0.63%, while the city of Clear Brook boasts one of the lowest at 0.51%. Analyzing how Frederick County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Frederick County Tax Rate
0.51%
Average Virginia Tax Rate
0.89%
Average United States Tax Rate
0.99%
Property Tax Rates Across Frederick County, Virginia
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Clear Brook | 0.26% | 0.51% | 0.51% | 0.51% | 0.51% |
| Cross Junction | 0.31% | 0.51% | 0.63% | 0.73% | 0.78% |
| Front Royal | 0.25% | 0.26% | 0.51% | 0.51% | 0.51% |
| Gore | 0.25% | 0.46% | 0.51% | 0.51% | 0.51% |
| Lake Frederick | 0.25% | 0.51% | 0.51% | 0.51% | 0.51% |
| Middletown | 0.25% | 0.51% | 0.51% | 0.51% | 0.51% |
| Star Tannery | 0.25% | 0.31% | 0.51% | 0.51% | 0.51% |
| Stephens City | 0.26% | 0.51% | 0.51% | 0.51% | 0.51% |
| Stephenson | 0.32% | 0.51% | 0.51% | 0.51% | 0.51% |
| Whitacre | 0.22% | 0.22% | 0.22% | 0.22% | 0.22% |
| White Post | 0.25% | 0.51% | 0.51% | 0.51% | 0.51% |
| Winchester | 0.26% | 0.51% | 0.51% | 0.51% | 0.51% |
Source: Ownwell
Property Tax Assessment Values Across Frederick County, Virginia
In Frederick County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Frederick County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Frederick County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. The median home price in Frederick County is $318,600, with tax bills varying significantly. Whitacre has the highest median tax bill at $2,932, while Star Tannery has the lowest at $1,183. Being aware of these valuation processes in Frederick County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.
Property Tax Assessment Values Across Frederick County, Virginia
Source: Ownwell
$216,300
$788,850
$1,361,400
Average Frederick County Assessed Value
$318,600
Average Virginia Assessed Value
$298,700
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Frederick County, Virginia
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Clear Brook | $180,780 | $242,150 | $346,100 | $467,850 | $611,440 |
| Cross Junction | $209,500 | $263,650 | $327,050 | $413,675 | $523,050 |
| Front Royal | $348,440 | $356,900 | $549,200 | $667,400 | $747,520 |
| Gore | $134,050 | $204,950 | $314,250 | $405,000 | $527,700 |
| Lake Frederick | $371,800 | $447,800 | $548,700 | $635,900 | $709,800 |
| Middletown | $174,370 | $215,250 | $297,550 | $397,975 | $588,840 |
| Star Tannery | $145,040 | $194,900 | $294,200 | $389,300 | $533,060 |
| Stephens City | $163,900 | $231,700 | $304,500 | $393,500 | $476,150 |
| Stephenson | $250,600 | $302,000 | $382,900 | $465,700 | $540,180 |
| Whitacre | $1,361,400 | $1,361,400 | $1,361,400 | $1,361,400 | $1,361,400 |
| White Post | $183,060 | $263,350 | $347,900 | $359,650 | $445,820 |
| Winchester | $167,200 | $222,400 | $300,400 | $426,300 | $580,900 |
Source: Ownwell
Property Tax Bills Across Frederick County, Virginia
In Frederick County, VA, property tax bills are calculated based on the assessed value of a home, which is determined by local government assessors. This assessed value is then multiplied by the county’s property tax rate to yield the annual tax bill. Homeowners in Frederick County experience a range of tax bills, influenced by factors such as property location, market conditions, and property improvements. For instance, the median home price in the county is $318,600, leading to tax bills that vary significantly. At the 25th percentile, homeowners might pay around $1,080 annually, while those at the 75th percentile could see tax bills of approximately $2,121. The highest median tax bill in the county is found in Whitacre at $2,932, whereas Star Tannery has the lowest median tax bill at $1,183. These variations can have substantial impacts on homeowners, affecting their overall housing costs and financial planning. Compared to the national median property tax rate of 0.99%, Frederick County's figures highlight the importance of understanding local tax assessments.
Average Frederick County Tax Bill
$1,559
Average Virginia Tax Bill
$2,608
Average United States Tax Bill
$2,690
Property Tax Bills Across Frederick County, Virginia
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Clear Brook | $764 | $1,093 | $1,605 | $2,219 | $2,953 |
| Cross Junction | $903 | $1,520 | $2,049 | $2,454 | $2,922 |
| Front Royal | $1,048 | $1,355 | $1,792 | $3,059 | $3,518 |
| Gore | $496 | $836 | $1,421 | $1,906 | $2,419 |
| Lake Frederick | $1,378 | $1,815 | $2,530 | $3,067 | $3,484 |
| Middletown | $698 | $966 | $1,362 | $1,855 | $2,693 |
| Star Tannery | $549 | $857 | $1,183 | $1,716 | $2,239 |
| Stephens City | $761 | $1,022 | $1,475 | $1,947 | $2,370 |
| Stephenson | $977 | $1,488 | $1,860 | $2,325 | $2,711 |
| Whitacre | $2,932 | $2,932 | $2,932 | $2,932 | $2,932 |
| White Post | $744 | $992 | $1,689 | $1,821 | $2,106 |
| Winchester | $744 | $1,048 | $1,490 | $2,071 | $2,805 |
Source: Ownwell